Annual fee waiver program for BPI Gold Mastercard

1. This program is open exclusively to BPI Credit Cardholders who received a promotional SMS, Viber or Email from BPI and have an active BPI Gold Mastercard credit card.

2. Annual membership fees (AMF) of the card/s indicated in the communications sent are qualified for an annual membership fee waiver subject to a single or accumulated spend of Php 240,000 on their next card anniversary date.

Cardholder’s new purchases posted in their statement cut offs below will be used to determine if the single or accumulated spend of Php 240,000 is met.

3. Only new retail or installment transactions are considered during the spend period. Existing monthly installment amortizations that were billed prior to the start of the spend period will not be counted.

4. Spend made by both the Principal & Supplementary cardholders will be considered.

5. Cardholder does not need to call the 24-hour BPI Contact Center to inform the bank that spend has been met. This will be automatically computed by the system.

6. If the cardholder meets the spend requirement, the annual membership fee will automatically be reversed in the cardholder's account. If unable to meet the spend requirement, the annual membership fee will be posted in the cardholder's account.