Personal Loans

For faster processing, contact our Personal Loan Hotline at (+632) 8580-0282 to have your application received and handled promptly.

Note: Available from Mondays to Fridays from 8:30 AM to 5:30 PM, except holidays

*Standard network charges from your mobile service provider may apply. 

You also have these two other options to apply for a loan:

1. Via Branch

You can visit any BPI branch and submit the required documents.

2. Via the Contact Us page

1. Go to the Contact Us page and fill-out the form:

2. When asked if you are a BPI client, tick “NO”.

3. Fill out the required information.

4. Choose "Loans" and "Personal Loan" in the drop-down menus.

5. Under “Summary of Concern,” indicate the best time for a callback between 8:30 AM and 5:30 PM (Mondays to Fridays except holidays).

6. Click submit and expect a call within 2 to 3 banking days.

Disclaimer

The maximum annual contractual rate (ACR) is 28.67%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of PHP 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth 75% of 1% of the loan amount will apply to loans above PHP 250,000. To know more, click here.

Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 23,240, inclusive of interest. The estimated monthly amortization is Php 1,936.67 with ACR of 28.67%. Compute for your loan here.

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

BPI is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).