Quick guide

Ways to Activate your BPI Credit Card

If you have an existing account in BPI online, activate it in real-time through the BPI Help & Support by scanning the QR code below and logging in to your BPI online account.


If you DO NOT have an existing account in BPI online, then you can activate through SMS by following the 2-step instructions below:


Step 1: Using your registered mobile number, type BPIACT<space>Last 10 digits of the card

Step 2: Send to 225689


Sample: BPIACT 1234567890 and send to 225689


1. Card activation through BPI Help & Support is processed in real-time, whereas card activation through SMS will require two (2) banking days from the date of request.


2. You must be the principal cardholder to be able to activate the card. Please make sure to use the same mobile number that you registered in our records.


3. For supplementary cards, the principal cardholder is required to activate the card.


4. Activation of your BPI credit card is self-service. This will not require a call from BPI. BPI will never contact you to ask for your account information and One-Time PIN (OTP).

Safe online transactions

Have peace of mind when shopping online with your BPI Credit Card.

Frequently asked questions

General FAQs:

Activation through BPI Help & Support:

Activation through SMS:

More things you can do with your BPI Credit Card

View Your Credit Card eStatements

Receive your credit card statements via email by enrolling to the BPI eStatement Facility.

eCommerce purchase protection

Protect your online purchases with AIG eCommerce Purchase Protection sponsored by Visa.

Mastercard automatic biller updater

Avoid online transaction declines due to changes in your card number or expiration date.
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