Quick guide

How to activate your credit card

1. Text BPIACT <space> last 10 digits of your BPI Credit Card.
e.g. BPIACT 0123456789

2. Send the message to 225689.


1. You must be the principal cardholder to be able to activate the card. Please make sure to use the same mobile number that you registered in our records.

2. Your request for credit card activation will be processed within 2 banking days.

3. For supplementary cards, the principal cardholder is required to activate the card.

4. Card activation through SMS is self service. This will not require a call from BPI. BPI will never contact you to ask for your account information and One-Time PIN (OTP).

Safe online transactions

Have peace of mind when shopping online with your BPI Credit Card.

Frequently asked questions
More things you can do with your BPI Credit Card

View Your Credit Card eStatements

Receive your credit card statements via email by enrolling to the BPI eStatement Facility.

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Protect your online purchases with AIG eCommerce Purchase Protection sponsored by Visa.

Mastercard automatic biller updater

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