VYBE is BPI’s one-stop lifestyle app that makes your everyday digital banking more rewarding. Its e-wallet feature allows you to do secure, cashless, and quick day-to-day payment transactions. You can also easily access your BPI Rewards points through VYBE and redeem exciting rewards by using your points earned from availing and using various BPI products and services.
Add money from your BPI account
Enjoy free add money and cash out to and from your linked BPI account.

Send and request money
Send and request money from other VYBE app users for free.

Receive funds from other banks and E-Wallets
Fund your VYBE E-Wallet with money received from other local banks and E-Wallets.

Scan to Pay QR Ph merchants
Scan the merchant’s QR Ph code when you shop and dine.
Earn points and redeem rewards
Earn BPI Points and redeem exciting rewards from our partner merchants.
Take a closer look at VYBE's features. We know you'll find them helpful, hassle-free, and absolutely rewarding!
Redeem rewards real-time through the VYBE app.

Cardless withdrawals

Interbank funds transfers

Bills payment

Prepaid loading

VYBE Marketplace
What is VYBE?
Who can register to VYBE?
Anyone who has a Philippine-registered mobile number and is at least eighteen (18) years old is eligible to sign up to VYBE. Visit the Google Play Store or the Apple App Store to download VYBE now.
I am a BPI client. How do I register to VYBE?
1. Download the VYBE app from the Google Play Store or the Apple App Store.
2. Open the app and tap “Join The VYBE”.
3. Tap “Yes” if you are already enrolled to BPI Online.
- If you are not yet enrolled to BPI Online, please visit the BPI Online Page to register.
4. Enter your BPI Online username and password.
5. Enter the 6-digit code sent via SMS to your BPI Online registered mobile number.
6. Nominate a 4-digit MPIN and confirm.
7. Read the Terms and Conditions and Privacy Policy. Agree by ticking the box. Tap “Submit”.
8. Proceed to login to start using VYBE.
Note: VYBE app is available on smartphone devices with the following OS versions: iOS 11.0 and up and Android 6.0 and up.
I am not a BPI client. Can I register to VYBE?
Yes. If you are not an existing BPI client:
1. Download the VYBE app from the Google Play Store or the Apple App Store.
2. Open the app and tap “Join The VYBE”.
3. Tap “No” if you are not an existing BPI Online user.
4. Fill out the required personal information and confirm details.
5. Enter the 6-digit code sent via SMS to your registered mobile number.
6. Nominate a 4-digit MPIN and confirm.
7. Read the Terms and Conditions and Privacy Policy. Agree by ticking the box. Tap “Submit”.
8. Proceed to login to start using VYBE.
Note: VYBE app is available on smartphone devices with the following OS versions: iOS 11.0 and up and Android 6.0 and up.
What can I do with VYBE?
With VYBE, you can enjoy the following features:
1. Add and send money to and from your BPI account for free, if you are a VYBE Pro user.
2. Send and request money from other VYBE users.
3. Receive funds from other banks and e-wallets via InstaPay.
4. Scan merchants’ QR Ph codes to pay when you travel, shop or dine.
5. Earn rewards points and redeem vouchers, discounts, and more from your favorite brands.