Scan to Pay
Go cashless when you scan the merchant’s QR Code to pay for your purchases.

Seamless payments by scanning QR Ph codes with your phone or wherever VYBE payments are accepted.


Payments via QR code are verified via BPI’s security systems.

Quick guide

How do I pay merchants via QR?

Pay merchants with QR Ph code by following these steps:

1. Log in to the VYBE App

2. Tap “Scan to Pay”

3. Align the QR Ph code inside the frame

4. Input amount to pay

5. Select “Use Wallet” as source of payment then tap “Next”

6. Review and confirm payment details by tapping “Pay Now”

7. A confirmation page shall be displayed with your reference number

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Frequently asked questions

Can I pay merchants using VYBE?

Yes. You may pay any merchant that has the QR Ph or InstaPay label.

Are my transactions posted in real-time?

Yes. All VYBE transactions are credited and debited in real-time. Ensure that you have a stable network connection when you make transactions. Should you still encounter issues, kindly allow BPI to adjust your wallet in two (2) banking days after the date of transaction.

Can I cancel my transactions?

No. Once you have confirmed the transaction, it cannot be reversed.

Who can I contact for concerns about VYBE?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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