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Affordable rates

Pay your other credit card balances for as low as 0.99% monthly add-on rate for 36 months.

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Use 100% of your available limit

Get cash using 100% of your available limit.

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Fast processing

Have your application processed in as fast as 5 banking days

What type of loan do you need?

Balance Transfer

Transfer your other credit card balances to your BPI Credit Card and pay in installment.

Balance Conversion

Convert straight purchases into easy installment with your BPI Credit Card.


Get cash from your BPI Credit Card and pay it in installment.

S.I.P. for Hospital

Pay for medical expenses in easy installments up to 36 months.

S.I.P. for School

Easy on the pocket payments for school needs.
Don't miss out on the latest promotions

Real 0% Special Installment Plan (SIP)

Get additional credit limit for your installment transactions with your BPI Credit Card.
  • Installments

100% Bonus Madness Limit

Enjoy increased purchasing power with up to 100% of additional limit on your installment purch
  • Installments

SIP with Monthly Add-On

Pay for your purchases at low monthly installment add-on rate at our partner merchants.
  • Installments

Real 0% S.I.P. at partner home improvement merchants

Enjoy a special installment plan of up to 24 months with our partner home improvement merchant
  • Installments

Real 0% SIP at Partner Department Stores

Enjoy Real 0% installment of up to up to 12 months at our partner department stores
  • Installments

BPI Promotions

Check out the latest offers, deals, and discounts when you shop using your BPI Card.

No BPI Credit Card yet?

Make the most out of your purchases and enjoy the many perks of a BPI Credit Card.

Related information

Cash Advance

Withdraw cash from any affiliated ATM using your BPI Credit Card.

Health & Wellness at Real 0%

Enjoy Real 0% installment in any of our Health & Wellness merchants.
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Get all the help for your banking needs.