Benefits
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Affordable rates

Pay your other credit card balances for as low as 0.99% monthly add-on rate for 36 months.

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Use 100% of your available limit

Get cash using 100% of your available limit.

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Fast processing

Have your application processed in as fast as 5 banking days

What type of loan do you need?

Balance transfer

Now's the best time to transfer your other credit card balances to your BPI Credit Card.
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Balance conversion

Convert your straight payment purchases to installment.
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Credit to cash

Easily convert your credit limit to cash and pay in flexible payment terms.
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Hospital

Pay for medical expenses in easy installments up to 36 months.
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School

Easy on the pocket payments for all school needs.
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Don't miss out on the latest promotions
Featured
Credit cards

Real 0% Special Installment Plan (SIP)

Get additional credit limit for your installment transactions with your BPI Credit Card.
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  • Installments
Featured
Credit cards

100% Bonus Madness Limit

Enjoy increased purchasing power with up to 100% of additional limit on your installment purch
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  • Installments
Credit cards

SIP with Monthly Add-On

Pay for your purchases at low monthly installment add-on rate at our partner merchants.
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  • Installments
Credit cards

Special Installment Plan at Partner Home Improvement Merchants

Enjoy Real 0% installment of up to 12 months on insurance premiums with our partner merchants
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  • Installments
Credit cards

Real 0% SIP at Partner Department Stores

Enjoy Real 0% installment of up to up to 12 months at our partner department stores
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  • Installments

BPI Promotions

Check out the latest offers, deals, and discounts when you shop using your BPI Card.
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No BPI Credit Card yet?

Make the most out of your purchases and enjoy the many perks of a BPI Credit Card.

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Similar features you can rely on

Buy Now Pay Later with a Special Installment Plan Online

Shop online and pay in installment at 0% interest.
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Pay bills

Conveniently pay over 400 billers via BPI Online or the BPI Mobile App
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Pay insurance online

Convenient and rewarding payment method at your fingertips
View details

A Guide to Your BPI Credit Card Payment Channels

Pay with your credit card where it’s convenient
View details

Credit Card Cash Advance FAQ

Learn more