Retirement Fund Management

Invest in your workers' retirement funds to ensure long-term success.

Benefits

Customized investment plan

Design an appropriate investment program tailored to your company's objectives and risk profile.

Guaranteed financial benefits

Get tax-deductible contributions, tax-exempt investment income, and superior investment returns for your company.

Tax-free

Let your employees enjoy their tax-free retirement pay benefit by ensuring proper structure and tax qualification on your company's retirement funds.

BPI Wealth customer support

Learn more about BPI's Retirement Fund Management through our trusted wealth advisors.

Frequently asked questions

What is a retirement fund?

A retirement fund is a cost-efficient vehicle to fund, administer, and provide benefits to employees as required by Philippine laws. Having one allows a company to invest in the financial security of its employees upon their retirement.

What are the types of retirement funds?

a. Defined Benefit (Pension Fund)

An employee's retirement payout is assured. The sum is computed based on the employee's years of service and final monthly basic salary, which must be at least half the legal minimum.

b. Defined Contribution (Provident Fund)

An employer contributes a specified proportion of its employees' monthly base salary to a defined contribution plan. The accumulating amount is intended to benefit the employee upon retirement. Employees may donate to the fund, which the corporation may match. This fosters a saving culture and helps employees save for the future.

Why should you consider opening a retirement fund with BPI Wealth?

BPI Wealth, a trust and investment firm for over 60 years, has extensive fund management experience. Organizations and their retirement funds can benefit from our investment management expertise, infrastructure for asset preservation and growth, and fiduciary responsibility to our stakeholders through best execution and regulatory compliance with a curated BPI Wealth portfolio. It offers financial literacy workshops, pension portfolio advisory, and retirement plan rules analysis.

What other services does BPI Wealth provide?

Upon establishment of the retirement fund, a dedicated Portfolio Relationship Manager and handling team will oversee the efficient coordination and communication between the company and BPI Wealth. They will manage the company's retirement plan and portfolio.

BPI Wealth clients receive standard reports, investing news and market updates, and customized reports. BPI Wealth also hosts events and seminars for clients and employees.

What investment outlets will BPI Wealth provide for retirement plans?

Investment outlets range from collective investment schemes (i.e. UITFs, Mutual Funds) to direct securities (i.e. bank deposits, fixed income securities, equities), both onshore and offshore. Portfolios to be set-up will be based on the company's investment requirements and risk tolerance.