If you need a specific amount of funds for payment within a prescribed time period, BPI offers term loans which may be short term (payable within 360 days) or long term (more than 360 days).
Benefits
Financial flexibility and healthy cash flow management
Revolving credit lines provide you with financial flexibility and help maintain healthy cash flow by financing working capital requirements such as receivables from customers, sales inventory, and payments to suppliers.
Safeguards financial reserves while growing your business
Term Loans enable you to keep your liquidity intact as you expand your business through capital expenditures and investments.
Seamless trade transactions with wide global reach
Trade credit facilities streamline your import or export transactions, making it easier for your business to source or sell goods efficiently while expanding your reach in the global marketplace.
Products and services
Term Loans
Loans and Credit Lines
For recurring working capital requirements, BPI offers revolving credit lines for a variety of purposes. The lines are valid for one year and are renewed annually. Loan availments are done through a maximum of 360-day promissory notes.
Trade Credit Facilities
BPI can also provide credit lines specifically for your importation and export production financing needs.
- Export Advance Line
- Export Bills Purchase
- Letter of Credit/Trust Receipt Line (LCTR)
Other Credit Facilities
For other financing packages, we further offer:
- Guaranty Line for Corporate Credit Card
- Standby Letter of Credit (SBLC)
Customer support
To know more about BPI Loans and Credit Lines, e-mail us at institutionalbanking@bpi.com.ph.
You may also send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Frequently asked questions
What are the requirements for loan and credit lines?
Initial requirements include the following:
- SEC Certificate of Incorporation
- Articles of Incorporation
- By-laws
- General Information Sheet
- Audited Financial Statements
Additional requirements may be requested during the credit evaluation process.
Who should I contact for any questions or inquiries?
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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| BPI is regulated by the Bangko Sentral ng Pilipinas