• Proof of ID, front and back portion of one valid ID with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.
• Proof of Income or a copy of your credit card statement from another bank.
Benefits
Keep up with your premium lifestyle. Enjoy year-round discounts, freebies, and installment options from your favorite stores and earn BPI Points for every purchase.
Get cash anytime and withdraw
up to
70
%
of your available credit limit through cash advance
Stretch your payment terms
up to
36
months
as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
Get insured for free whenever you travel for up to
Php
10 million
when you book your flights using your card
More reasons to love this card
Year-round perks and discounts
Enjoy a wide variety of offers all year long–from your favorite retail shops, restaurants, online stores, appliance & gadget shops, and more.
BPI Points
Earn one (1) point for every Php 35 spend. Enjoy lots of exciting rewards that you can redeem such as gift vouchers, shopping credits, airline miles, and more!
Save while you shop abroad
Always use your card abroad to enjoy one of the lowest forex conversion rates of just 1.85%.
Don't miss out on the latest promotions
Featured
Credit cards
Real 0% Special Installment Plan (SIP)
Get additional credit limit for your installment transactions with your BPI Credit Card.
View promotion
- Installments
Featured
Credit cards
100% Bonus Madness Limit
Enjoy increased purchasing power with up to 100% of additional limit on your installment purch
View promotion
- Installments
Credit cards
Octagon Real 0% Installment
Get up to 24 months Real 0% installment at Octagon with your BPI Credit Card.
View promotion
- Installments
Credit cards
Rustan's Department Store Real 0% Installment
Get up to 36 months Real 0% installment at Rustan’s with your BPI Credit Card.
View promotion
- Shopping and essentials
- Installments
Credit cards
Special Installment Plan at Partner Health and Wellness Merchants
Enjoy a special installment plan of up to 24 months with our health, wellness, hospitals, clin
View promotion
- Health and wellness
- Installments
Tools and services
Frequently asked questions
What are the requirements to apply for this card?
How much is the annual fee for my BPI Gold Mastercard?
The annual membership fee is free on the first year and Php 2,250 on the second year and onwards.
What can I redeem using my BPI Points?
Choose from a wide range of rewards—from airline miles, shopping credits, dining vouchers, and gift certificates from various partners. We have exciting rewards that fit your everyday lifestyle.
How do I earn BPI Points using my BPI Gold Mastercard?
Every Php 35 spend earns one (1) BPI Point which you can accumulate and exchange for exciting reward items.
How do I redeem using my BPI Points?
Download the Vybe app and redeem from a wide range of eGCs for travel, shopping, dining or leisure.
For other rewards such as miles, shopping credits, investment top-ups or to use your points to pay for your Annual Membership fee, you may redeem through following ways:
1. Call our 24-hour BPI Contact Center at (+632) 889-10000
2. Email help@bpi.com.ph
3. Coordinate with your Relationship Manager or branch of account.
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| BPI is regulated by the Bangko Sentral ng Pilipinas