BPI Platinum Rewards Mastercard®

Elevate to a platinum rewards experience like no other

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Benefits

Get free travel insurance up to

^Php 10 million

when you book your travel using your card

Have access to over

1,300

airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly

Protect your purchases against theft and accidental damage

^{up to} 180 ^days

with Mastercard’s Purchase Protection Insurance

More reasons to love this card

Fastest way to redeem rewards

Earn two (2) BPI points for every Php 30 local spend or Php 20 foreign transaction online and abroad. Use your points to redeem rewards of your choice.

Travel farther in the most affordable way to fly

Having the widest choice of airlines, redeem your points at our various airline partners.

Enjoy 0% installment on airline tickets for up to 6 months, all-year-round, when you book your airfare using your card.

Experience priority servicing anytime, anywhere

Enjoy priority lane at 24-hour BPI Contact Center and 24/7 assistance with Mastercard® Travel & Lifestyle Services. Plus, get access to exclusive offers with Mastercard Moments.

Redeem rewards your way

With our wide selection of rewards, you can redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more. View the complete list of rewards here.

Don't miss out on the latest promotions

Credit cards

Special Installment Plan at Partner Travel & Leisure Merchants

Enjoy a special installment plan of up to 24 months with our travel and leisure partner mercha

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Travel and leisure
Installments

Credit cards

Real 0% SIP at Partner Gadgets and Electronics Merchants

Enjoy Real 0% installment of up to 36 months with our gadgets and electronics partner merchant

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Installments

Credit cards

Premiere Gadgets at Real 0% Installment

Get your dream gadgets at Beyond the Box and Digital Walker with your BPI Credit Card Purchase

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Shopping and essentials
Installments

VIEW MORE PROMOTIONS

Tools and services

Rates and fees

Purchase Protection Insurance terms and conditions

Ready to get your new credit card?

Apply online or visit a BPI branch near you.

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Terms and Conditions of Platinum Rewards Mastercard®

Read the terms and conditions of the card.

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Terms and Conditions of 0% Installment on Airline Tickets via S.I.P. Loan

Read the terms and conditions of the program.

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Priority Pass Terms and Conditions

Read the terms and conditions of the program.

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Purchase Protection Insurance Terms and Conditions

Read the terms and conditions of the program.

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Frequently asked questions

What are the requirements to apply for this card?

• Photocopy of at least one valid ID (front and back) with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.
• Proof of Income or a copy of your credit card statement from another bank.

How much is the annual fee for my BPI Platinum Rewards Mastercard?

The annual membership fee is free on the first year and Php 4,000 on the second year and onwards.

What can I redeem using my BPI Points?

Choose from a wide range of rewards that include travel, shopping, dining, leisure, and relaxation.

How do I redeem using my BPI Points?

Download the Vybe app and redeem a wide range of eGCs for travel, shopping, dining, or leisure.

For other rewards such as miles, shopping credits, investment top-ups, or if you want to use your points to pay for your Annual Membership fee, you may redeem them through the following:

1. Call our 24-hour BPI Contact Center at ‎(+632) 889-10000
2. Send an e-mail to help@bpi.com.ph
3. Coordinate with your Relationship Manager or branch of account

How can I get proof of the travel insurance coverage?

Simply call our 24-hour BPI Contact Center at (+632) 889-10000 (for all areas, with the 02 area code) or 1-800-188-89100 (domestic toll-free for PLDT) or (+632) 889-10000 and submit your Itinerary Receipt (travel ticket) with the following transaction details:
a. Credit card type
b. Credit card number
c. Transaction date and amount