BPI Edge Mastercard

Experience a cutting-edge lifestyle with our exclusive rewards and perks

Benefits

The ideal credit card for young professionals who want to experience more out of life. Find out why BPI Edge Mastercard is the value for style card.

Get cash anytime and pay it in

^{up to} 36 ^months

in installment when you convert your credit limit to cash

Avail of cash advance and withdraw

^{up to} 30 ^%

of your available credit limit

Enjoy one of the lowest forex rates at

^just 1.85 ^%

and use it for your international purchases and when shopping abroad

More reasons to love this card

Get discounts and flexibility to purchase in installment from our partner stores and earn BPI Rewards Points.

BPI Rewards Points

Earn 1 rewards point for every Php 50 spend.

Get perks and privileges

Enjoy a wide array of year-round special deals.

Multiple installment options

Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installment with our very low add-on rates.

Oh My Deals! by BPI Cards

With the new OMD! app, you can discover all the amazing BPI Card deals with just a few taps.

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Don't miss out on the latest promotions

Featured

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100% Bonus Madness Limit

Enjoy increased purchasing power with up to 100% of additional limit on your installment purch

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Installments

Credit cards

Special Installment Plan at Partner Health and Wellness Merchants

Enjoy a special installment plan of up to 24 months with our health, wellness, hospitals, clin

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Health and wellness
Installments

Credit cards

Automatic Centre Real 0% Installment

Get new appliances at flexible payment terms with your BPI Credit Card at Automatic Centre.

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Shopping and essentials
Installments

Credit cards

BPI Real Deal with Ogawa

Get a free UV sterilizer box worth Php 2,000 and enjoy up to 40% off on select items with your

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Shopping and essentials
Installments

VIEW MORE PROMOTIONS

Tools and services

Rates and fees

BPI Credit Card terms and conditions

BPI Alerts for online transactions

Ready to get your new credit card?

Apply online or visit a BPI branch near you.

APPLY NOW

Frequently asked questions

What are the requirements to apply for this card?

Proof of ID, front and back portion of one valid ID with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.
Proof of Income or a copy of your credit card statement from another bank.

How much is the membership fee for my BPI Edge Mastercard?

The membership fee is free on the first year and Php 110 per month on the second year onwards.

How do I earn rewards points using my BPI Edge Mastercard?

Every Php 50 spend earns one (1) BPI Rewards Point which you can accumulate and exchange for exciting reward items.

Do my BPI Rewards Points expire?

No, your BPI Rewards Points do not expire. They are cumulative and you have the option to rack up more points in exchange for thrilling rewards items or vouchers.