Special Installment Plan
Pay in light and easy payment terms using your BPI Credit Card.
Featured programs

Western Appliances Promo

Enjoy up to 31% off on select items at Western Appliances and enjoy up to 24 months Real 0% SIP with your BPI Credit Card.

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Shop and Dine at Ayala Malls Promo

Use your BPI Credit Card when you shop and dine at participating Ayala Malls and get a Php 300 gift certificate for free.

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Real 0% SIP

Enjoy Real 0% S.I.P. at our partner stores.

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Online S.I.P.

You can now shop online and pay in installment at 0% interest. Plus, you can also defer your payments with our Buy Now Pay Later option.

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100% Bonus Madness Limit

Double your purchasing power for your installment transactions. Get up to 100% of your credit limit.

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S.I.P. with low add-on rates

No Real 0% installment available? You can also pay in installment with a low monthly add-on rate.

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Appliances

Enjoy Real 0% installment of up to 24 months on appliances at partner merchants.

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Gadgets and Electronics

Enjoy Real 0% installment of up to 36 months on gadgets and electronics at partner merchants.

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Home Improvements

Enjoy Real 0% installment of up to up to 24 months on home improvements and essentials at partner merchants.

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Department Stores

Enjoy Real 0% installment of up to up to 12 months at our partner merchants.

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Fashion & Retail

Enjoy Real 0% installment of up to 24 months on fashion and retail at partner merchants.

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Health & Wellness

Enjoy Real 0% installment of up to 24 months on health, wellness, hospitals, clinics, and gyms at partner merchants.36 months from our partner merchants only with your BPI Credit Card.

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Insurance

Enjoy Real 0% installment of up to 12 months on insurance premiums at partner merchants.

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Jewelry & Watches

Enjoy Real 0% installment of up to 36 months on pieces of jewelries and watches at partner merchants.

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School

Enjoy Real 0% installment of up to 12 months on school fees at partner merchants.

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Travel & Leisure

Enjoy Real 0% installment of up to 12 months on travel and leisure at partner merchants

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Other Industries

Enjoy Real 0% installment of up to 36 months at partner merchants.

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Rewards from Your Points
View our Real Thrills Rewards catalog and use your earned points to redeem.
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Related information

S.I.P. Loans

Convert your straight purchases or credit card balance into installment.

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Cash Advance

Need instant cash on hand? Withdraw cash from your BPI Credit Card through Cash Advance.

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No BPI Credit Card yet?

Make the most out of your purchases and enjoy the many perks of a BPI Credit Card.

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Holiday Cashback Promo
Switch to a BPI Credit Card now and enjoy up to Php 30,000 cashback, yearly annual fee waivers, and Balance Transfer pay 60 days later.
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