![[COMMS] Q4 2026 PROMO - AL - WB 532 x 400](https://s7ap1.scene7.com/is/image/bpi/hero-auto-loan-bonus-edition?qlt=85&ts=1791265848786&dpr=off "[COMMS] Q4 2026 PROMO - AL - WB 532 x 400")
Promo Highlights
Enjoy discounted rates
Lower interest rates versus published.
Get free bank fees
Enjoy waived fees of up to PHP 50,000.
Avail of free motor insurance
Enjoy free first-year motor insurance of up to PHP 50,000 with BPI MS.
Get free fuel eGC or charging credits
Up to PHP 30,000 fuel eGC for fuel-powered vehicles, or up to PHP 15,000 charging credits for electric vehicles.*
*Subject to tiering based on loan amount.
Promo Mechanics
1. The Promo will run from October 1 to December 31, 2026, and is open to online, branch, and dealer-referred applications.
2. The Promo is open to all applying for a brand-new passenger vehicle for personal use only, provided that the application is received within the Promo Period and the loan is booked on or before January 31, 2027.
3. The minimum loan amount required to qualify is PHP 500,000.
4. The minimum loan term to qualify for the Promo is 60 months.
5. Promo offer shall include:
- For applications received from October 1 to December 31, 2026:
- Discounted rates applicable throughout the Promo Period
- Free Bank Fees of up to PHP 50,000
- Free First-Year Motor Insurance of up to PHP 50,000
- Free fuel eGC or charging credits* — up to PHP 30,000 fuel eGC for fuel-powered vehicles (Diesel, Gasoline, HEV), or up to PHP 15,000 charging credits for electric vehicles (PHEV, BEV)
*subject to the following tiering:
| Loan Amount | Fuel eGC (fuel-powered vehicles) | Charging Credits (EV) |
|---|---|---|
| PHP 500,000 - below PHP 800,000 | - | - |
| PHP 800,000 - below PHP 1 million | PHP 5,000 | PHP 5,000 |
| PHP 1 million - below PHP 2 million | PHP 10,000 | PHP 5,000 |
| PHP 2 million - below PHP 3 million | PHP 10,000 | PHP 10,000 |
| PHP 3 million and up | PHP 30,000 | PHP 15,000 |
6. Reward eligibility is strictly based on the vehicle type used as collateral. Fuel-powered vehicles will receive fuel eGCs, while electric vehicles will receive charging credits. Requests for conversion or alternative rewards will not be accommodated.
7. The charging credits may be redeemed via the Evro App and can be used at any ACMobility EV Charging Stations.
8. Client shall only be eligible for the reward once the loan has been successfully booked. The reward will be credited within sixty (60) days from the loan booking date.
9. Advance payment and pre-termination of the loan are not allowed within the first three (3) years from loan release/availment.
10. Subject to standard BPI Auto Loan evaluation, terms, and conditions
11. Promo offers are not convertible to cash and are non-transferable
12. The Promo may be combined with other existing BPI Auto Loan Promos, when applicable and subject to BPI’s terms and conditions. See other Exclusive Partner Offers you can enjoy in conjunction with Dream More Deals.
Customer Support
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-269076, Series of 2026.
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