Promo Highlights

Enjoy discounted rates

Lower interest rates versus published.

Get free bank fees

Enjoy waived fees of up to PHP 75,000.

Avail of free motor insurance

Enjoy free first-year motor insurance of up to PHP 75,000 with BPI MS.

Free fuel eGC or charging credits*

Get a free fuel eGC worth up to PHP 30,000 for fuel-powered vehicles or up to PHP 15,000 for electric vehicles.

*subject to tiering based on loan amount

Promo Mechanics

1. The Promo will run from July 1 to September 30, 2026, and is open to online, branch, and dealer-referred applications.

2. The Promo is open to all individuals applying for a brand-new passenger vehicle for personal use only, provided that the application is received within the Promo Period and the loan is booked on or before October 31, 2026.

3. The minimum loan amount required to qualify is PHP 500,000.

4. The required loan term to qualify for the promo is 60 months.

5. The Promo offer shall include:

a. Discounted rates applicable throughout the Promo Period

b. For applications received from August 1 to August 31, 2026 (BPI Anniversary Month):

  • Free Bank Fees of up to PHP 75,000
  • Free First-Year Motor Insurance of up to PHP 75,000
  • Free up to PHP 30,000 fuel eGC or charging credits*
    • Up to PHP 30,000 fuel eGC for fuel-powered vehicles (Diesel, Gasoline, HEV)
    • Up to PHP 15,000 charging credits for electric vehicles (PHEV, BEV)

c. For applications received from September 1 to 30, 2026:

  • Free Bank Fees of up to PHP 50,000
  • Free First-Year Motor Insurance of up to PHP 50,000

*subject to the following tiering:

Loan Amount RangeFuel eGC (fuel-powered vehicles)Charging Credits (EV)
PHP 500,000 - <PHP 800,000--
PHP 800,000 - <PHP 1 millionPHP 5,000PHP 5,000
PHP 1 million - <PHP 2 millionPHP 10,000PHP 5,000
PHP 2 million - <PHP 3 millionPHP 10,000PHP 10,000
PHP 3 million and up PHP 30,000PHP 15,000

6. Reward eligibility is strictly based on the vehicle type used as collateral. Fuel-powered vehicles will receive fuel eGCs, while electric vehicles will receive charging credits. Requests for conversion or alternative rewards will not be accommodated.

7. The charging credits may be redeemed via the Evro App and can be used at any ACMobility EV Charging Stations.

8. The Promo may be combined with other existing BPI Auto Loan Promos, when applicable and subject to BPI’s terms and conditions.

9. Advance payment and pre-termination of the loan are not allowed within the first three (3) years from loan release/availment.

10. The Promo is subject to BPI Auto Loan’s standard loan evaluation, terms, and conditions.

11. Client shall only be eligible for the reward once the loan has been successfully booked. The reward will be credited within sixty (60) days from the loan booking date.

12. Promo offers are not convertible to cash and are non-transferable.

Ready to apply?

Get your dream car today and apply for an Auto Loan.

Customer Support

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-260880, Series of 2026.

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