Get the best value from all your spending through our various cards packed with exciting deals and features you will love.
Enjoy competitive rates and flexible terms of up to 36 months, plus unlock exclusive deals and perks from select partner brands, made specially for BPI clients.
Apply at any of our 800+ BPI branches or through our accredited dealerships nationwide.
Your BPI account will automatically be enrolled via an automatic debit arrangement to make your monthly payments convenient.
You have two options when applying for a loan:
1. Completely fill out the Auto Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.
From planning to application, we'll make the process a smooth ride.
| Term | Add-on rate | Effective rate |
| 12 | 8.83% | 15.92 % |
| 18 | 12.57% | 15.33% |
| 24 | 17.54% | 16.02% |
| 36 | 27.84% | 16.72% |
1. At least 21 years old but not more than 65 years old upon loan maturity
2. Minimum Household Income: PHP 40,000
Minimum Loan Amount: PHP 100,000
Maximum Loan Amount: Up to 70% of the purchase price
The minimum unit price is PHP 200,000.
Minimum loan term: 1 year
Maximum loan term: Up to 3 years
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Get all the help for your banking needs.
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Ayala Triangle Gardens Tower 2, Paseo de Roxas corner Makati Avenue, Makati City 1226
BPI is a proud member of 
Deposits are insured by PDIC up to ₱1 Million per depositor.
BPI is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph
