![[COMMS] Q3 2026 PROMO - HL 532 x 400](https://s7ap1.scene7.com/is/image/bpi/hero-housing-loan-dream-more-deals?qlt=85&ts=1783394306851&dpr=off "[COMMS] Q3 2026 PROMO - HL 532 x 400")
Promo Highlights
Enjoy discounted rates
Get a BPI Housing Loan for as low as 6.50% p.a. fixed.
Get waived appraisal fee worth PHP 5,000
Valid for first appraisal only.
Enjoy waived bank fees of up to PHP 170,000
PHP 5,000 for every PHP 1 million loan amount, up to PHP 170,000.
Enjoy Home Content Insurance Coverage
Get up to PHP 2,000,000 Free Home Content Insurance when you avail of a Fire Insurance Policy with BPI MS.
Promo Mechanics
1. The Promo will run from August 1 to August 31, 2026.
2. The Promo is open to individual and corporate clients whose housing loan applications are received within the promo period and booked on or before November 30, 2026.
- For Construction and Renovation Loans, the first disbursement must be released on or before November 30, 2026 to qualify.
3. The minimum loan amount, fixing period and product type shall depend on the loan purpose:
a. For Acquisition, Construction, Renovation, and Refinancing, the minimum loan amount is PHP 1,000,000 for all fixing periods.
b. There is no minimum loan amount for Property Equity Loans.
4. The minimum loan tenor shall depend on the product type:
a. 10 years for Acquisition, Construction, Renovation, and Refinancing
b. 5 years for Property Equity Loan (PEL)
5. The promo offers are as follows:
a. Discounted Interest Rates
- For Acquisition, Construction, Renovation, Refinancing:
| Fixing Period | Minimum Loan Amount | Rate |
|---|---|---|
| 1 year | PHP 1 million | 6.50% |
| 2 year | PHP 1 million | 7.00% |
| 5 years | PHP 1 million | 7.25% |
b. Waived Bank Fees
- 1 & 5-year fixing period: PHP 5,000 per PHP 1,000,000, capped at PHP 170,000
c. Waived Appraisal Fee, up to PHP 5,000. Applicable to the first appraisal only.
6. The Promo may be combined with other existing BPI Housing Loan promos, when applicable and subject to BPI’s terms and conditions.
7. All offers are not convertible to cash and are non-transferable.
8. Advance payment, partial payment, or pre-termination is allowed subject to BPI Housing Loan policies.
9. The Promo is subject to standard BPI Housing Loan evaluation, terms, and conditions.
How to Apply
Apply online
1. Completely fill out our Housing Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.
Apply in the branch
1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.
Customer Support
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-264128, Series of 2026.
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