Sail to Adventure

Start a BPI Gold Relationship and grow your funds in any BPI Build-Up Deposit Account, and enjoy a magical cruise holiday aboard the Disney Adventure.

Promo Highlights

Set sail on an exciting adventure

Start a new BPI Gold relationship or grow your existing relationship to qualify for instant rewards or get a chance to win in our raffle.

Register for the promo and place the minimum required fresh funds in any BPI Build‑Up Deposit Account and maintain the balance for six (6) months.

Sail to Adventure when you save with BPI

BPI Gold clients get to sail aboard the Disney Adventure for four people when they top up and maintain their funds.

How to Join

For New-to-Bank Clients:

Step 1

Start a BPI Gold relationship by opening a build-up deposit account and register to join the promo in the branch.

Step 2

Place fresh funds in your newly opened build-up deposit account.

Step 3

Maintain your funds for six (6) consecutive months.

Step 4

Get notified by BPI once you qualify for your instant reward.

For Existing-to-Bank Clients:

Step 1

Step 2

Place fresh funds in your build-up deposit account.

Step 3

Maintain your funds for six (6) consecutive months.

Step 4

Get notified by BPI once you qualify for your instant reward.

Terms and Conditions

These Terms and Conditions (“Terms”) govern the BPI GOLD AND BPI PREFERRED SAIL TO ADVENTURE PROMO (the “Promo”), which consists of an instant rewards promotion and a raffle promotion offered by the Bank of the Philippine Islands (“BPI” or the “Bank”) with vacation packages provided by The Walt Disney Company (Southeast Asia) Pte. Limited (“Disney” or “Disney Cruise Line”). The Promo is open to new and existing BPI Gold and Preferred clients of BPI who meet the eligibility requirements set forth herein (the “Qualified Clients”).

1. General Policies

1.1 The Terms and Conditions governing BPI’s products, services, facilities and channels, including the Banking Terms and Conditions, BPI Gold Terms and Conditions, BPI Online Banking Terms and Conditions, and the BPI Data Privacy Policy (collectively, the “BPI Terms and Conditions”), are hereby incorporated by reference and shall form an integral part of these Terms.

1.2 This Promo is not sponsored, endorsed, or administrated by The Walt Disney Company (Southeast Asia) Pte. Limited, or its parent, subsidiaries, related and/or affiliated companies.

1.3 The Disney Cruise Line vacation packages awarded under this Promo shall be subject to the terms, conditions, restrictions, eligibility requirements, booking requirements, travel requirements, and other conditions set forth in Annex A (Disney Cruise Line Vacation Package Prize Description), which is incorporated by reference into and forms an integral part of these Terms and Conditions. By participating in the Promo and accepting any prize or reward, the Qualified Client and each member of the Traveling Party agree to be bound by Annex A.

2. Promo Period

2.1 The Promo shall run during the following periods (collectively, the “Promo Period”):

a. BPI Gold Instant Rewards: From September 21, 2026 to October 31, 2026 (the “Instant Rewards Promo Period”); and

b. BPI Gold and Preferred Raffle Promo: From September 21, 2026 to October 31, 2026 (the “Raffle Promo Period”)

3. Promo Eligibility and Participation

3.1 The Promo is open to New-to-Bank (“NTB”) clients and existing BPI Gold and BPI Preferred clients (“ETB”) who must opt-in via the promo registration page communicated in official BPI channels and perform the qualifying activities during the Promo Period, as set out below.

3.1.1. Instant Rewards

Activity	Open to	Requirements
Start a BPI Gold Relationship	NTB BPI Gold clients	i.The client must qualify as an NTB client (as defined below); ii. The client must establish a relationship with BPI by opening a Build-Up Deposit Account as the primary account holder and placing fresh funds corresponding to the applicable tier, as follows: Tier 1: PHP 10,000,000 Tier 2: PHP 20,000,000 Tier 3: PHP 30,000,000 iii. The required funds must be maintained for a period of six (6) months from the account opening month
Top Up existing BPI Gold or BPI Preferred accounts	ETB BPI Gold and BPI Preferred clients	i. The client must be tagged as a BPI Gold or BPI Preferred client at the start of the Promo Period; ii. The client must meet the applicable minimum Total Relationship Balance at the start of the Promo period, as follows: Php 5,000,000 for BPI Gold and Php 1,000,000 for BPI Preferred; iii. The client must place the required minimum fresh funds in any existing or new Build-Up Deposit Account corresponding to the applicable tier, as follows: Tier 1: PHP 10,000,000 Tier 2: PHP 20,000,000 Tier 3: PHP 30,000,000 iv. The required funds must be maintained for a period of six (6) months from the date of deposit.

Activity

Open to

Requirements

Start a BPI Gold Relationship

NTB

BPI Gold clients

i.The client must qualify as an NTB client (as defined below);

ii. The client must establish a relationship with BPI by opening a Build-Up Deposit Account as the primary account holder and placing fresh funds corresponding to the applicable tier, as follows:

Tier 1: PHP 10,000,000
Tier 2: PHP 20,000,000
Tier 3: PHP 30,000,000

iii. The required funds must be maintained for a period of six (6) months from the account opening month

Top Up existing BPI Gold or BPI Preferred accounts

ETB BPI Gold and BPI Preferred clients

i. The client must be tagged as a BPI Gold or BPI Preferred client at the start of the Promo Period;

ii. The client must meet the applicable minimum Total Relationship Balance at the start of the Promo period, as follows: Php 5,000,000 for BPI Gold and Php 1,000,000 for BPI Preferred;

iii. The client must place the required minimum fresh funds in any existing or new Build-Up Deposit Account corresponding to the applicable tier, as follows:

Tier 1: PHP 10,000,000
Tier 2: PHP 20,000,000
Tier 3: PHP 30,000,000

iv. The required funds must be maintained for a period of six (6) months from the date of deposit.

3.1.2 The applicable tier and corresponding reward shall be determined at the time of registration based on the total fresh funds deposited in the Build Up Deposit Account(s), whether upon account opening (for NTB clients) or upon placement of the required funds (for ETB clients).

3.1.3 Fresh funds placed after the month of promo registration and initial fund placement shall not be included in the computation of the total fresh funds.

3.1.4 Each participating NTB and ETB Client shall be eligible for the instant reward only once during the Promo Period.

3.2.1. Raffle Promo

Activity	Open to	Requirements
Start a BPI Gold or Preferred Relationship	NTB BPI Gold and BPI Preferred clients	To earn raffle entries, the client must: i. Qualify as an NTB client (as defined below); ii. Establish a relationship with BPI by opening a Build-Up Deposit Account as the primary account holder and placing required minimum fresh funds corresponding to the applicable raffle entries, as follows: Raffle Entries: 10 Fresh Funds ADB Required: Every PHP 1,000,000 Fresh Funds ADB Coverage Period: September 21, 2026 to October 31, 2026 iii. Total Fresh Funds in the Build-Up Deposit Account(s) shall be computed based on the ending month-to-date average daily balance (MTD ADB) at the end of the Raffle Promo Period.
Top Up existing BPI Gold or BPI Preferred accounts	ETB BPI Gold and BPI Preferred clients	To earn raffle entries, the client must: i. Be tagged as a BPI Gold or BPI Preferred client at the start of the Promo Period; ii. Meet the applicable minimum required Total Relationship Balance at the start of the Promo Period, as follows: Php 5,000,000 for BPI Gold, and Php 1,000,000 for BPI Preferred; iii. Place the required minimum fresh funds in any existing or new Build-Up Deposit Account corresponding to the raffle entries, as follows: Raffle Entries: 5 Fresh Funds ADB Required: Every PHP 500,000 Fresh Funds ADB Coverage Period: September 2026 to October 2026 iv. Total Fresh Funds in the Build-Up Deposit Account(s) shall be computed based on ending MTD ADB prior to the Promo Period (August 2026) and the ending MTD ADB at the end of the Raffle Promo Period (October 2026)

Activity

Open to

Requirements

Start a BPI Gold or Preferred Relationship

NTB

BPI Gold and BPI Preferred clients

To earn raffle entries, the client must:

i. Qualify as an NTB client (as defined below);

ii. Establish a relationship with BPI by opening a Build-Up Deposit Account as the primary account holder and placing required minimum fresh funds corresponding to the applicable raffle entries, as follows:

Raffle Entries: 10
Fresh Funds ADB Required: Every PHP 1,000,000 Fresh Funds ADB
Coverage Period: September 21, 2026 to October 31, 2026

iii. Total Fresh Funds in the Build-Up Deposit Account(s) shall be computed based on the ending month-to-date average daily balance (MTD ADB) at the end of the Raffle Promo Period.

Top Up existing BPI Gold or BPI Preferred accounts

ETB BPI Gold and BPI Preferred clients

To earn raffle entries, the client must:

i. Be tagged as a BPI Gold or BPI Preferred client at the start of the Promo Period;

ii. Meet the applicable minimum required Total Relationship Balance at the start of the Promo Period, as follows: Php 5,000,000 for BPI Gold, and Php 1,000,000 for BPI Preferred;

iii. Place the required minimum fresh funds in any existing or new Build-Up Deposit Account corresponding to the raffle entries, as follows:

Raffle Entries: 5
Fresh Funds ADB Required: Every PHP 500,000 Fresh Funds ADB
Coverage Period: September 2026 to October 2026

iv. Total Fresh Funds in the Build-Up Deposit Account(s) shall be computed based on ending MTD ADB prior to the Promo Period (August 2026) and the ending MTD ADB at the end of the Raffle Promo Period (October 2026)

3.2.2 Clients who have qualified for or availed of the Instant Rewards shall be disqualified from participating in the Raffle Promo.

3.2.3 Employees of the BPI Group of Companies, as well as merchants and advertising and creative agencies engaged by any member of the BPI Group of Companies in relation to this Promo, including their relatives up to the second degree of consanguinity or affinity, may participate in the Instant Rewards but shall be disqualified from participating in the Raffle Promo.

3.2.4 Employees of Disney and its affiliates, as well as merchants and advertising and creative agencies engaged by Disney in relation to this Promo including their relatives of up to the second degree of consanguinity or affinity may participate in the Instant Rewards but shall be disqualified from participating in the Raffle Promo.

4. Definition of Terms

For purposes of this Promo:

4.1 “New-to-Bank” or “NTB” Client refers to a client with no existing active primary deposit, investment account or any product availment with any member of the BPI Group of Companies within the past twelve (12) months, reckoned from the date of account opening.

4.2 “Existing-to-Bank” or “ETB” Client refers to existing BPI Gold or BPI Preferred client prior to the start of the Promo Period.

4.3 “Total Relationship Balance” or “TRB” refers to the aggregate amount of a client’s deposits and/or investments with BPI, computed as the sum of Total Deposits and Total Investments.

In computing the TRB, the following (as applicable) are included: (i) all BPI deposit accounts; and (ii) all funds maintained with BPI Asset Management and Trust Corporation, BPI Investment Management, Inc., capital market products (primary and secondary) availed through BPI Capital Corporation and BPI Securities Corporation, and hedge funds (collectively, the “Included Products”).

4.4 “TRB Month-To-Date Average Daily Balance” or “TRB MTD ADB” refers to the sum of the daily end-of-day balances of all eligible BPI deposit and investment accounts under a client relationship for a given month, divided by the number of days in that month. For purposes of the Promo, the ending MTD ADB shall consider only balances in eligible BPI Build-Up Deposit Account(s).

4.5 “Fresh Funds” refers to funds transferred from outside BPI and not sourced from existing BPI accounts or proceeds thereof.

4.6 “Build-Up Deposit Account” refers to the following BPI deposit products: Maxi Saver, Pamana Savings, and Saver Plus

4.7 “BPI Group of Companies” refers to Bank of the Philippine Islands, BPI Direct BanKo Inc., BPI Investment Management Inc., BPI Capital Corporation, BPI Securities Corporation, and BPI Asset Management & Trust Corp. (BPI Wealth).

5. Prizes and Rewards

5.1 Instant Rewards

5.1.1 Qualified Clients shall be notified by BPI of their eligibility and entitlement to the Instant Rewards within the period specified in Section “Announcement of Rewards”, subject to compliance with all applicable Promo requirements.

5.1.2 Each Qualified Client shall be entitled to the Instant Reward corresponding to the applicable tier achieved, as follows:

Tier (Fresh Funds)	Instant Reward
PHP 10,000,000	3-Night Disney Cruise Line vacation aboard the Disney Adventure ship– one (1) Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, for up to four (4) persons
PHP 20,000,000	3-Night Disney Cruise Line vacation aboard the Disney Adventure ship - Deluxe Oceanview Stateroom with Verandah, location at the sole discretion of Disney, including roundtrip economy class airfare (MNL-SIN-MNL) for up to four (4) persons and one (1) night pre-cruise hotel accommodation (3-star or 4-star) for up to four (4) persons
PHP 30,000,000	4-Night Disney Cruise Line vacation aboard the Disney Adventure ship - Concierge Family Stateroom with Oceanview Verandah, location at the sole discretion of Disney, including roundtrip economy class airfare (MNL-SIN-MNL) for up to four (4) persons and one (1) night pre-cruise hotel accommodations (3-star or 4-star) for up to four (4) persons

5.2 Raffle Promo

5.2.1 Raffle Promo winners shall be notified by BPI within period specified in Section “Announcement of Rewards”

5.2.2 The number of winners for the Raffle Promo is as follows:

Prize	Client Type	Number of Winners
3-Night Disney Cruise Line vacation aboard the Disney Adventure ship -one (1) Inside Stateroom, location at the sole discretion of Disney, for up to four (4) persons	BPI Gold	3
	BPI Preferred	2

5.2.3 Each eligible participant may win only once in the Raffle Promo.

5.3 General Terms on Prizes and Rewards

5.3.1 The Disney Cruise Line travel dates (the “Sail Date”) shall be limited to the pre-determined options set out under “Disney Cruise Line Sail Date Options” and shall be subject to Disney Cruise Line’s booking requirements. The Sail Date must fall within the applicable period specified under “Announcement of Rewards”. The Disney Cruise Line vacation packages awarded under this Promo shall be subject to the prize inclusions, exclusions, booking requirements, travel restrictions, guest requirements, and other conditions set out in Annex A. In the event of any inconsistency between these Terms and Annex A with respect to the Disney Cruise Line vacation packages, Annex A shall prevail.

5.3.2 The prizes and rewards exclude, without limitation, personal spending allowance, incidental expenses, travel insurance, passport and visa application or processing costs, applicable taxes, travel‑related fees, airport transfers, ground transportation, gratuities, and any other expenses not expressly stated as included.

5.3.3 All prizes under the Promo are transferable and non-convertible to cash, credit, gift certificates, privileges, rewards, or any other items or products, and may not be exchanged for any other item.

5.3.4 To the extent permitted by applicable law, BPI and The Walt Disney Company (Southeast Asia) Pte. Limited shall not be liable for any changes, losses, or disruptions affecting the travel prize due to events beyond its control, including but not limited to natural disasters, pandemics, or government-imposed restrictions.

5.3.5 Acceptance of any Disney Cruise Line prize or reward constitutes acceptance of Annex A and the terms and conditions applicable to the Disney Cruise Line vacation package.

5.3.6 Applicable taxes on raffle prizes, including the twenty percent (20%) final withholding tax for prizes exceeding P10,000, shall be shouldered by BPI. All other costs and expenses related to the prize shall be shouldered by the winner.

5.4 Disney Cruise Line Sail Date Options

Fund Placement Month of Qualified Client	Sail Date Window Start	Sail Date Window End
September 2026	July 2027	September 2027
October 2026	September 2027	October 2027

The Disney Cruise Line slots per state room category are limited and subject to availability on a first-come, first-served basis. Qualified Clients are required to reserve a stateroom to secure their booking slot; failure to do so may result in the slot being released or allocated to another guest

6. Travel Arrangements

6.1 The Qualified Client must be a member of the traveling party, and only the individuals identified by the Qualified Client shall be eligible to share in the reward (the “Traveling Party”)

6.2 All coordination and arrangements relating to Disney Cruise Line booking, hotel accommodations, flights, and other travel details shall be handled exclusively by the Qualified Client. Any coordination or requests made by other members of the Traveling Party who is not the Qualified Client shall not be accepted or processed by BPI, The Walt Disney Company (Southeast Asia) Pte. Limited or the BPI Booking Partner.

6.3 The Traveling Party shall be responsible for ensuring that all travel documents, visas, health declarations, entry requirements, and other required documentation for departure transit, arrival, and cruise participation are valid, complete and available prior to travel.

6.4 The Traveling Party shall ensure that each member possesses a valid passport with a minimum validity of six (6) months from the date of departure, or such longer period as may be required by the destination or transit country. Any consequences arising from non-compliance, including denial of boarding or entry, shall be for the sole account of the Traveling Party.

6.5 All names and personal details of the Traveling Party must exactly match the corresponding valid passport or government-issued travel document. The Traveling Party shall ensure that all names and personal details are accurate at the time of booking. Name substitutions, transfers of reservation to another person, or changes resulting in a different guest shall not be permitted once the booking has been confirmed. Any costs, penalties, or losses arising from incorrect or incomplete guest information shall be the sole responsibility of the Traveling Party.

6.6 Guests who are denied boarding due to non-compliance with passport, visa, immigration, health, pregnancy, age, or any other applicable travel or cruise requirements shall not be entitled to any refund, compensation, or reimbursement.

6.7 Additional travel and cruise requirements imposed by Disney Cruise Line shall apply as set out in Annex A.

6.8 All Instant Rewards and Raffle Prizes shall be coordinated through Rajah Travel Corporation (“BPI Booking Partner”) through the following channels:

Office: 3rd Floor 331 Building Sen. Gil Puyat Ave. Makati City
Email: leisure@rajahtravel.com / offers@rajahtravel.com
Mobile Numbers: 0917 128 7545 / 0917 652 1682

6.9 Hotel, Flight Accommodation and Other Travel Requirements

6.9.1 Roundtrip flights and pre-cruise hotel accommodations included in the rewards for the Traveling Party shall be coordinated through the BPI Booking Partner.

6.9.2 Any additional travel arrangements beyond the scope of the rewards, including hotel upgrades, flight modifications, ancillary services, and other requests, shall be coordinated through the BPI Booking Partner subject to availability and applicable service fees and shall be for the account of the Traveling Party.

6.9.3 No refund, credit, or reimbursement shall be provided for any unused or partially used travel services arranged though the BPI Booking Partner that are outside the scope of the rewards and prizes of the Promo, including where a guest voluntarily or involuntarily fails to avail or utilize such services.

6.9.4 The Qualified Client shall ensure that all booking details for flights and hotel accommodations are consistent with the confirmed Sail Date and Traveling Party information. Any discrepancy or inconsistency shall be the sole responsibility of the Qualified Client, and BPI shall not be liable for any resulting fees, issues, losses, or damages.

6.9.5 The Promo shall be subject to the applicable terms, conditions, rules, and policies of the respective hotel and airline providers. Any requests for changes to, or cancellations of, flight schedules and pre-cruise hotel accommodations must be coordinated directly with BPI’s designated booking partner and shall be subject to the booking partner’s applicable service fees, charges, and policies all of which shall be borne by the Traveling Party.

6.9.6 In the event of a Disney-initiated cancellation of the selected sail date, BPI shall bear only the reasonable and documented change or rebooking fees directly charged by the relevant airline, hotel, or service provider, including any airfare and hotel accommodation price differences arising from a one-time rebooking of the pre-cruise hotel accommodation and flights included in the Reward under Section 5 (Prizes and Rewards). Any increase in taxes, surcharges, ancillary charges, upgrade costs, or other charges arising from such rebooking shall be borne by the Qualified Client, unless otherwise agreed by Disney. Any fees, charges, or costs arising from any subsequent rebooking resulting from additional Disney-initiated sail date cancellations shall be borne by Disney and coordinated through BPI's designated booking partner.

7. Announcement of Rewards

7.1 Instant Rewards

7.1.1 Qualified Clients shall be notified of their eligibility and entitlement to the Instant Rewards within two (2) months following completion of the required six (6) months maintaining period, as follows: for NTB clients, from the account opening month; or for ETB clients, from the month of placement of the required Fresh Fund corresponding to the applicable tier. To illustrate:

Account Opening/ Fund Placement Month	Maintaining Period	Rewards Advisory	Indicative Sail Date Options
September 2026	October 2026 to March 2027	May 2027	July 2027 to September 2027

7.2 Raffle Promo

7.2.1 Raffle Promo winners shall be determined and notified two (2) months following the end of the Raffle Promo Period. To illustrate:

Promo Qualification Period	Winners Advisory	Indicative Sail Date
September 2026 to October 2026	December 2026	March 2027

7.2.2 Raffle Promo winners shall be notified through their registered email address, registered home address, SMS, and/or their Relationship Manager. The notification shall include the BPI Gold Sail to Adventure Promo Form, which must be duly accomplished and submitted in form and substance acceptable to the Bank.

8 Miscellaneous Conditions

8.1 All product availments and applications remain subject to BPI’s existing policies and procedures.

8.2 Promo participation and product availment shall be coursed through the Relationship Managers and where applicable, through available online channels

8.3 BPI, in concurrence with DTI, reserves the right to terminate, discontinue, or cancel the Promo at any time due to unforeseen circumstances, changes in business direction, changes in regulations, technical issues, or suspected fraudulent activity. BPI will make reasonable efforts to provide prior notice to customers through BPI’s official website, SMS, in-branch announcements, in the event of such termination, discontinuance, or cancellation unless immediate action is required.

8.4 All disputes relating to the Promo must be submitted within sixty (60) business days from the end of the Promo Period. For disputes involving BPI and the client's availment of the Promo, the decision of BPI, with the concurrence of DTI, shall be considered final. However, for disputes involving the partner merchant’s performance or delivery of services or products, the decision of BPI and the partner merchant, with the concurrence of DTI, shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

8.5 BPI and its subsidiaries as well as its directors, stockholders, officers and employees are not liable and shall be held rendered free and harmless for any loss or damage (including direct, indirect and consequential loss) suffered or sustained by the Promo participants resulting from their participation in the Promo and receipt of the reward, except in cases of negligence, gross negligence or willful misconduct on the part of BPI.

8.6 The Qualified Client agrees to indemnify and hold BPI and Disney and their respective directors, officers, employees, affiliates, agents, contractors and subsidiaries harmless from and against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) arising from or in connection with the Qualified Client’s breach of these Terms and Conditions or misuse of the Rewards.

8.7 BPI is authorized to share the necessary information of the Traveling Party to Disney and BPI Booking Partner for the purpose of processing and fulfillment of the rewards of the Qualified Client, in accordance with applicable data privacy laws and regulations.

8.8 Personal data of Qualified Client and/or Traveling Party shall be processed in accordance with the BPI Data Privacy Policy. Any use or disclosure of personal information (including name, photographs, or videos) for marketing or promotional purposes shall be subject to the prior, explicit consent the Qualified Client and/or Traveling Party.

8.8.1 Refusal or withdrawal of consent shall not affect the client’s eligibility for the Promo but may affect participation in related marketing activities. If no active consent is given, BPI shall not use, process, or share personal information of Qualified Clients and/or Traveling Party. Qualified Clients and/or Traveling Party shall waive any claims to royalties, rights, or remuneration for such use on TV, radio, BPI website, BPI social media pages, and press releases.

8.9 The Promo shall be subject to periodic review to ensure compliance with the Bank’s policies and procedures, as well as with Bangko Sentral ng Pilipinas (“BSP”) rules and regulations, and all applicable laws.

8.10 To the full extent allowed by applicable laws, BPI makes no representations or warranties, whether express or implied, with respect to the Rewards or any products or services provided by third-party partners

Annex A

Disney Cruise Line Vacation Package Prize Description

Disney Cruise Line vacation packages (each a “Vacation Package”) are subject to the conditions set forth below. Vacation Packages include:

All meals onboard the Disney Adventure (excluding specialty and fine dining);
Pre-paid onboard gratuities for the stateroom host/hostess, dining room server, assistant server and head server;
Taxes, Fees, and Port Expenses (as defined on the Disney Cruise Line website).

All costs and expenses not expressly stated in the Vacation Package description above are excluded and solely the responsibility of winner or guests, including but not limited to:

Shore excursions
Travel insurance
Laundry service
Spa treatments
Alcoholic and specialty non-alcoholic beverages (including specialty coffee)
Individually charged snacks and treats (including but not limited to movie popcorn, packaged candy, ice cream, gelato, pastries, and bar snacks)
Local and long distance telephone calls
Ship to shore communications including internet
Merchandise and souvenirs
Tips and gratuities not specifically set forth above

Please Note Restrictions for the Vacation Package:

The Vacation Package must be booked at least sixty (60) days prior to the intended travel dates and must occur from [July 1, 2027 – October 31, 2027]. If travel is not completed by October 31, 2027] the Vacation Package will be forfeited without compensation of any kind. No changes will be made to travel details once any element(s) of the travel arrangements have been booked except in Disney’s sole discretion. Vacation dates and accommodations are subject to availability; certain restrictions may apply. Disney reserves the right to change the allowable travel dates, cruise ship or any other component of the Vacation Package, for any reason and in its sole discretion. No substitution of Vacation Package or any elements thereof is allowed, except at Disney’s sole discretion. Ports of call, offerings and experiences onboard are subject to change, availability and cancellation without notice.
Vacation Package components may not be sold, traded, transferred, or refunded. Vacation Package is not redeemable for cash. Vacation Package is non-commissionable.
Vacation Package is for the winner and up to three (3) guest(s) of the winner’s choosing. Once selected by the winner, guests cannot be changed without the express consent of Disney, which may be withheld for any reason. If the winner chooses to bring less than the allotted number of guests, the Vacation Package will be awarded in increments suitable for the actual number of participants with no substitute Vacation Package or compensation provided to the winner.
No refund or compensation will be made in the event of the cancellation or delay of any flight or cruise (as applicable). Disney is not liable, including for any costs or expenses, if any component of the Vacation Package is delayed, postponed or cancelled for any reason and winner will not be reimbursed, and no substitution will be provided except as in Disney’s sole discretion.
The winner and guests are responsible for providing proper citizenship documentation to travel which may include passports, valid alien registration card and/or necessary visas. Those without proper citizenship documentation will be denied boarding. The winner and each guest are responsible for ensuring that they have proper citizenship documentation.
The winner and each guest will be required to execute a liability/publicity release and waiver form prior to booking of any travel. The winner and each guest will also be required to sign the Disney Cruise Line cruise contract before embarkation (the “Cruise Contract”). The Cruise Contract is available at https://disneycruise.disney.go.com/contracts-terms-safety/cruise-contract/singapore/. Failure to return the executed release form or to accept and sign the Cruise Contract within the specified time periods will result in forfeiture of the Vacation Package. Winner acknowledges that he/she is solely responsible for any actions, claims or liabilities of their travel party, related to any use or misuse of the Vacation Package or any related activity or travel.
Health and safety measures and operational guidelines, ports of call and offerings may change at any time without notice. Certain onboard venues, experiences and other offerings may be modified or unavailable, will have limited capacity and will be subject to limited availability, advance reservations or even closure.
In the event the winner and/or guest(s) engage in behavior that, as determined by Disney in its sole discretion, is obnoxious or threatening, illegal, is intended to annoy, abuse, threaten or harass any other person, or is contrary to Disney’s health and safety protocols, rules or policies in effect at the time of the Vacation Package, Disney reserves the right to terminate the Vacation Package or other applicable experience early, in whole or in part, and send the winner and/or guest(s) home with no further compensation. The winner acknowledges and agrees to be solely responsible for any actions, claims or liabilities of any member of the group.
Disney, its parent, related, affiliated, and subsidiary companies and their respective officers, directors agents, employees and assigns shall be released and discharged from any and all legal claims, losses, injuries, demands, damages, actions, and/or causes of actions that arise out of and/or in any way related to the prize, the receipt, use and/or enjoyment of the prize and/or the promotion.
Minors under the age of eighteen (18) not traveling with a parent or legal guardian must be accompanied by an adult over the age of twenty-one (21) in the same stateroom. The parent or guardian of any minor not traveling with a parent or guardian must appoint an adult to have custody and control over their minor and to contract on their behalf in connection with the Vacation Package. An appointment form will be included in the document package and must be signed by parent or legal guardian prior to embarkation at the Marina Bay Cruise Centre.
Vacation Package is awarded "as is" with no warranty or guarantee, expressed or implied, being provided by Disney.
All applicable income taxes and all other costs associated with prize acceptance and use are the sole responsibility of the winner.

Customer Support

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

BPI Preferred and BPI Gold customers may also contact the BPI Preferred Dedicated Line at (+632) 7791-0077.

Any issues or concerns regarding Disney Cruise Line booking should be directed to the BPI Booking Partner.

Sail to Adventure

Promo Highlights

How to Join

Step 1

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Step 1

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Step 4

Terms and Conditions

1. General Policies

2. Promo Period

3. Promo Eligibility and Participation

3.1.1. Instant Rewards

3.2.1. Raffle Promo

4. Definition of Terms

5. Prizes and Rewards

5.4 Disney Cruise Line Sail Date Options

6. Travel Arrangements

7. Announcement of Rewards

8 Miscellaneous Conditions

Annex A

Disney Cruise Line Vacation Package Prize Description

Please Note Restrictions for the Vacation Package:

Customer Support

Deposits are insured by PDIC up to ₱1 Million per depositor.

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Sail to Adventure

Promo Highlights

How to Join

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Step 2

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Step 4​

Terms and Conditions

1. General Policies

2. Promo Period

3. Promo Eligibility and Participation

3.1.1. Instant Rewards

3.2.1. Raffle Promo

4. Definition of Terms

5. Prizes and Rewards

5.4 Disney Cruise Line Sail Date Options

6. Travel Arrangements

7. Announcement of Rewards

8 Miscellaneous Conditions

Annex A

Disney Cruise Line Vacation Package Prize Description

Please Note Restrictions for the Vacation Package:

Customer Support

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