Card fee only
Php 150

Start enjoying cashless transactions for a low fee

Daily load limit
Php 100,000

Prevent maximum related risks in case your card gets lost

Monthly load limit
Php 500,000

Get a notification when you exceed your card's limits

All Retail (Physical) BPI Prepaid Cards (e.g., BPI ePay Mastercard, BPI ePay Visa and BPI ePay Gift Card) will no longer be available starting May 23, 2022. Existing cards purchased prior to said date will retain their validity as stated on the card.

More reasons to love this card
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Use wherever Mastercard is accepted

Accepted for payment online and in-stores here and abroad.

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Tap and go at Mastercard PayPass merchants.

Pay conveniently and securely without needing to sign anything.

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No loading fees and maintaining balance.

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Withdraw cash using BPI ATMs

Access your cash conveniently through BPI ATMs.

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Load online or at any BPI branch

Load up to Php 100,000 through BPI electronic channels.

Don't miss out on the latest promotions
Valid until Aug 31, 2024

ATOMM Studios Promo

Get 15% off with your BPI Credit, Debit, or Prepaid Card.
  • Online
  • Shopping and essentials
Valid until Dec 31, 2024

Sephora Promo

Get 15% off on skincare essentials with your BPI Credit, Debit, or Prepaid Card.
  • Shopping and essentials
Rates and fees

Fully know the charges when using your prepaid card, so you’re fully in control.

FeesAmore Visa Prepaid beep™Amore Visa Prepaid payWaveBPI ePay MastercardBPI ePay VisaBPI ePay Gift Card
Card FeeN.A. N.A.Php 150Php 250*Php 200
Card LoadingFree
ATM WithdrawalN.A.Php 20Php 20N.A. 
Card Load Reimbursement
Transfer to Deposit
Manager's Check
Php 50
Php 100
Balance Inquiry
(via BPI Online)
Cross Border Fee**2.5% of the transaction amount
Dynamic Currency Conversion (DCC) Fee***2.5% of the transaction amount
(Effective November 2, 2022)
Inactivity Fee****Php 40 per month after 6 months of inactivity
(Charging starts on the 7th month)
Decline Fee***** USD 1 for every declined in-store international transaction
(Effectivity will be moved to a later date)
Card Renewal/Card ReplacementN.A.Php 150Php 250Php 200
Periodic FeePhp 99
(charged at the beginning of the 3rd and 4th year)

*Minimum order of 200 cards                    
**Applies to online and in-store international transactions done in foreign/non-Peso currency.    
***Applies to in-store international transactions only done in Peso currency.
****Effective on January 2021. Charging of fee will start on July 2021
*****Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).      
*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.
Quick guide

Check your balance

Keep track of your funds especially when shopping and for different transactions.

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

  • Phone
    (+632) 889-10000

For domestic toll-free calls:

  • Phone

For International toll-free calls:

Other FAQs
Learn more about these products

BPI ePay Visa

An EMV-enabled, customizable prepaid card that allows cardholders to store their money securel

BPI ePay Gift Card

Reward your loved ones by giving them the power of choice.

BPI Amore Visa Prepaid

Pay for everything anywhere where VISA is accepted.

BPI Virtual Card

Get a free reloadable virtual prepaid card when you open a #SaveUp account online.
Need more help?

Get all the help for your banking needs.