Fees & charges

Here's a full list of BPI Prepaid Card fees for both Retail Prepaid Cards and Corporate Prepaid Cards.

Retail Prepaid Cards

Fees	Amore Visa Prepaid beep™	Amore Visa Prepaid payWave	BPI ePay Mastercard	BPI ePay Visa	BPI ePay Gift Card
Card Fee	N.A.	N.A.	Php 150	Php 250*	Php 200
Card Loading	Free
ATM Withdrawal	N.A.		Php 20	Php 20	N.A.
Card Load Reimbursement Transfer to Deposit Manager's Check	Php 50 Php 100
Balance Inquiry (via BPI Online)	Free
Cross Border Fee**	2.5% of the transaction amount				N.A.
Dynamic Currency Conversion (DCC) Fee***	2.5% of the transaction amount (Effective November 2, 2022)				N.A.
Inactivity Fee****	Php 40 per month after 6 months of inactivity (Charging starts on the 7th month)
Decline Fee*****	USD 1 for every declined in-store international transaction (Effectivity will be moved to a later date)				N.A.
Card Renewal/Card Replacement	N.A.		Php 150	Php 250	Php 200
Periodic Fee	Php 99 (charged at the beginning of the 3rd and 4th year)				N.A.

*Minimum order of 200 cards
**Applies to online and in-store international transactions done in foreign/non-Peso currency.
***Applies to in-store international transactions only done in Peso currency.
****Effective on January 2021. Charging of fee will start on July 2021
*****Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).

Corporate Prepaid Cards

Fees	BPI ePay Mastercard	BPI ePay Visa	BPI ePay Gift Card
Fees	BPI ePay Mastercard	BPI ePay Visa	Named	Nameless
Card Fee	Php 150	Php 250*	Php 50	Php 70
Card Loading	Php 50**		Free
ATM Withdrawal	Php 20***		N.A.
Card Load Reimbursement Transfer to Deposit Manager's Check	Php 50 Php 100
Balance Inquiry (via BPI Online)	Free
Cross Border Fee****	2.5% of the transaction amount			N.A.
Dynamic Currency Conversion (DCC) Fee*****	2.5% of the transaction amount (Effective November 2, 2022)			N.A.
Maintenance Fee	Php 100 (charged starting on the 121st day after the card expiry, and monthly thereafter)
Decline Fee******	USD 1 for every declined in-store international transaction (Effectivity will be moved to a later date)			N.A.
Card Renewal/Card Replacement	Php 150	Php 250	Php 50	Php 70
Periodic Fee	Php 99 (charged at the beginning of the 3rd and 4th year)			N.A.

*Minimum order of 200 cards

**Loading fee applies only to Corporate clients who availed the loading fee arrangement (P50 for every card loading, no withdrawal fee)

***Withdrawal fee applies only to Corporate clients who availed the withdrawal fee arrangement (P20 for every withdrawal, no loading fee)

****Applies to online and in-store international transactions done in foreign/non-Peso currency.

*****Applies to in-store international transactions only done in Peso currency.

******Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).

Tools and services

Balance inquiry

Balance loading

Advisory: BPI Prepaid Cards

Please be advised starting May 23, 2022, we will discontinue the issuance of the following ...

Cards

Advisory: BPI Corporate Prepaid Cards

We will discontinue the issuance of the following Retail (Physical) BPI Prepaid Cards:

Cards

Announcements

Advisory: AmoRewards Points and Redemptions

Cards

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BPI ePay Visa

An EMV-enabled, customizable prepaid card that allows cardholders to store their money securel

BPI ePay Gift Card

Reward your loved ones by giving them the power of choice.

BPI ePay Mastercard

A reloadable, EMV-enabled prepaid card that allows you to store your money securely and enjoy

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