BPI Amore Visa Prepaid

Pay for everything anywhere where VISA is accepted.

Overview

^Php 100,000

Daily load limit

^Php 500,000

Monthly load limit

*BPI Amore Visa Prepaid card is no longer available starting January 1, 2021. Existing cards purchased prior said date will retain their validity as stated on the card. 
**Purchases using Amore Visa Prepaid payWave and beep variants will no longer earn AmoRewards points starting January 1, 2024, while redemption of AmoRewards will be discontinued starting March 1, 2024.

More reasons to love this card

Use wherever Visa is accepted

Accepted for payment online and in-stores here and abroad.

Load online or at any BPI branch

Load up to Php 100,000 through BPI electronic channels.

Travel conveniently around the city

Tap to pay at Visa payWave merchants, or beep™ at MRT, LRT, buses, and tollgates.

Hassle-free

No loading fees and maintaining balance.

Rates and fees

Fully know the charges when using your prepaid card, so you’re fully in control.

Fees	Amore Visa Prepaid beep™	Amore Visa Prepaid payWave	BPI ePay Mastercard	BPI ePay Visa	BPI ePay Gift Card
Card Fee	N.A.	N.A.	Php 150	Php 250*	Php 200
Card Loading	Free
ATM Withdrawal	N.A.		Php 20	Php 20	N.A.
Card Load Reimbursement Transfer to Deposit Manager's Check	Php 50 Php 100
Balance Inquiry (via BPI Online)	Free
Cross Border Fee**	2.5% of the transaction amount				N.A.
Dynamic Currency Conversion (DCC) Fee***	2.5% of the transaction amount (Effective November 2, 2022)				N.A.
Inactivity Fee****	Php 40 per month after 6 months of inactivity (Charging starts on the 7th month)
Decline Fee*****	USD 1 for every declined in-store international transaction (Effectivity will be moved to a later date)				N.A.
Card Renewal/Card Replacement	N.A.		Php 150	Php 250	Php 200
Periodic Fee	Php 99 (charged at the beginning of the 3rd and 4th year)				N.A.

Minimum order of 200 cards
Applies to online and in-store international transactions done in foreign/non-Peso currency.
Applies to in-store international transactions only done in Peso currency.
Effective on January 2021. Charging of fee will start on July 2021
*Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).

*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
Inclusive of Mastercard or BancNet card and payment network fees.

Tools to assist you

Terms and conditions

Prepaid card limits

Quick guide

How to activate my Amore Visa Prepaid Card

I. If you applied at any Ayala Mall
You can already use your card to shop in Visa affiliated establishments. Please allow 1-2 banking days upon application for activation of online use of the card.

II. If you applied via BPI branch or online
Just text IM<space>ON<space>AMOREGO<space>last 10 digits of card number and send to 0922-999-6000 for all networks. Your card will be activated in 1-2 banking days upon validation.
Ex. IM ON AMOREGO 1234567890
Or you may call our 24-hour BPI Contact Center (+632) 889-10000.

Note: Starting August 1, 2022, any card activation request for Amore Visa Prepaid cards will no longer be processed. Please activate your card immediately if you have not yet done so.

How to load my Amore Visa Prepaid Card?

Loading your Amore Visa Prepaid is easy and convenient using the various BPI channels. For Amore Visa Prepaid with beep™, your card has 2 separate wallets: one with Visa wallet for purchasing online and in stores and one with beep™ wallet to pay at MRT, LRT, buses, and tollgates. Here’s how you can load your Visa wallet using the following channels:

I. BPI Online
1. Log in to BPI Online using your BPI Online user ID and password.
2. Click “Transfer Money” tab, then “Load Prepaid Card” tab.
3. Choose a source account.
4. Enter the amount to be loaded.
5. Click “Load to 3rd party prepaid card”.
6. Key in the 16-digit Amore Visa Prepaid Card number.
7. Click “Next”, then “Confirm” to confirm your loading transaction details.
8. Click “Yes” for the 6-digit code to be sent via SMS.
9. Enter the 6-digit code sent to your mobile number, then click “Submit”.
10. Click “Submit” and wait for the confirmation prompt.
11. The amount transferred will automatically be credited to your Amore Visa Prepaid Card.

II. BPI Mobile App
1. Log in to the new BPI Mobile app.
2. Tap the Side Menu icon found at the upper left corner of the screen.
3. Select “Transfer”, then select “Load Prepaid Card”.
4. Fill in the required details and tap “Next” to proceed.
5. Get the One-Time PIN (OTP) by tapping "Yes, send me the code".
6. Enter the OTP sent to your registered mobile number and tap "Submit".
7. The amount transferred will automatically be credited to your Amore Visa Prepaid Card.

III. BPI Cash Accept Machines
1. Insert your Amore Visa Prepaid Card in the card slot.
2. Select your preferred language.
3. Select “Cash Deposit” as transaction, then “Prepaid”.
4. Enter the last 4 digits of your card number for the Personal Identification Number (PIN).
5. Insert notes/ money bills in the cash slot.
6. Verify your deposit amount and confirm.

Service Advisory: Effective October 1, 2021, we will be discontinuing over-the-counter loading for Prepaid Cards.Read the terms and conditions here.

Where to load my Amore Visa Prepaid Card

If you have a BPI/ BPI Family Bank Deposit Account, you can easily transfer funds at your most convenient time from your BPI Account to your Amore Visa Prepaid Card through the following BPI electronic channels:
● BPI Online
● BPI Mobile App
● BPI Cash Accept Machines

How to use my Amore Visa Prepaid Card

Your Amore Visa Prepaid can be used wherever Visa is accepted, online, and even in-stores worldwide.

I. Any Visa Accepting Merchants
You may use your card to conveniently shop in Visa affiliated establishments here and abroad in these easy steps:

1. Present your Amore Visa Prepaid card to the cashier.
2. Affix signature in the sales slip for validation (signature verification) of transaction. However, if the cashier asks for the PIN, request for signature verification by pressing the enter button in the POS so transaction may push through.

You can also tap your Amore Visa Prepaid payWave card at Visa payWave merchants for easy and fast transactions. No need to sign a sales slip for transactions below Php 2000.

II. Online
Use it just like how you use a credit card for online purchases:
1. Select "Visa Credit Card" as mode of payment
2. Input the following card details:
a. 16-digit Amore Visa Prepaid number
b. CVV 2/Card Verification Value 2 (the last 3 digits found at the signature panel of your card)
c. Card Validity period
3. Confirm the transaction

Paypal
When linking your Amore Visa Prepaid to PayPal, please make sure your card has at least Php 150 load. PayPal charges $1 to link your card to your PayPal account, and Php 100 when you verify your card. After successfully verifying your card, PayPal will return the Php 100 to your PayPal account in the form of PayPal credits.

How to link Amore Visa Prepaid in PayPal:
1. Sign-up/ Log-in to your PayPal account.
2. Click "Profile".
3. Select "Add/Edit Credit Card".
4. Select "Visa" as card type.
5. Enter your Amore Visa Prepaid details.
6. Click "Add Card".
7. Your Amore Visa Prepaid is now viewable in your PayPal Profile. To finalize linking of your card to Paypal, click "Confirm My Card" to allow PayPal to send a 4-digit verification code you need.

To retrieve your 4-digit PayPal verification code, please view your card transaction history via BPI Online, BPI Mobile app (Card must be enrolled and viewable in Online Banking), or send a request with your 16-digit Amore Visa Prepaid Card Number via email to help@bpi.com.ph.

III. If you have an Amore Visa Prepaid beep™ card, you may use it to pay for your MRT, LRT, and P2P Bus rides.

III. MRT and LRT
1. Look for the beep™ card reader
2. Place your Amore Visa Prepaid beep™ card on the beep™ card reader
3. Wait for the green light and the beep sound
4. Take note of your balance on the screen
5. Enjoy your ride
6. Tap your card on your way out on the beep™ card reader
7. Your MRT/LRT fare and remaining balance will show on the screen

IV. Buses with beep™ stickers
1. Look for the beep™ card reader.
2. Place your Amore Visa Prepaid beep™ card on the beep™ card reader
3. Wait for the green light and the beep sound.
4. Check the fare deducted, and take note of your remaining balance on the screen.
5. Enjoy your ride
6. Get off the bus, you don’t need to tap your beep™ card on your way out
7. For Amore Visa Prepaid beep™cards, funds stored in your beep™ wallet will not be reimbursed once card is lost, stolen, expired or damaged.

How to know my card's balance

Check your card balance in real-time through the following channels:

For Amore Visa Prepaid Card enrolled in Online Banking:
1. Clients can instantly view their balance once they log-in to their BPI Online/BPI Mobile App account.

For unenrolled Amore Visa Prepaid Card:
1. Visit BPI Online.
2. Click the “Other Services” link below the “login” button, select “Inquire Prepaid Card Balance”.
3. Enter your 16-digit Amore Visa Prepaid Card number and click “Submit”.

Check your balance

Keep track of your funds especially when shopping and for different transactions.

LEARN MORE

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

Phone

(+632) 889-10000

For domestic toll-free calls:

Phone

1-800-188-89100

For International toll-free calls:

List of Numbers

Amore Visa Prepaid FAQs

What are Amore Visa Prepaid cards?

Amore Visa Prepaid Cards are reloadable Visa prepaid cards that can be used to pay for online purchases as well as purchases from shops and restaurants worldwide wherever Visa is accepted.

With an Amore, you can purchase at Visa payWave merchants, or if you have an Amore Visa Prepaid beep™, you can also use it to ride at MRT, LRT, and P2P buses.

When will my card expire?

Your Amore Visa Prepaid Card will expire in two (2) years, for cards issued from November 1, 2020 onwards, and in four (4) years, for cards purchased from prior to November 1, 2020

The card is valid until the date (mm/yy) printed on the card below the text "Valid Thru".

Does the card have a required maintaining balance?

Your Amore Visa Prepaid Card is a Prepaid Card and not a deposit account, there is no maintaining balance required.

If there is money left in my card, will it earn interest?

Your Amore Visa Prepaid Card is a Prepaid Card and not a deposit account, your funds will not earn interest.

Is this a credit card?

Amore Visa Prepaid Card has similar features and benefits as credit cards, but it is not a credit card. Amore Visa Prepaid Card is a reloadable Prepaid Card—you must load the card with money before you can use it to make purchases.