BPI ePay Visa

An EMV-enabled, customizable prepaid card that allows cardholders to store their money securely and enjoy cashless transactions

Overview

Daily load limit

^Php 100,000

Load online or at any BPI branch.

Monthly load limit

^Php 500,000

Set limits prevent maximum related risks when your prepaid card is lost.

For transactions below

^Php 2,000

No need to sign a sales slip. Just tap to pay at Visa payWave merchants.

More reasons to love this card

Use wherever Visa is accepted

Accepted for payment online and in-stores here and abroad.

Withdraw cash at any BPI ATM nationwide

Access your cash conveniently via BPI ATMs.

Hassle-free

No loading fees and maintaining balance.

Just tap to pay at Visa payWave merchants

No need to sign a sales slip for transactions below Php 2,000.

Load online or at any BPI branch

Load up to Php 100,000 through BPI electronic channels.

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Rates and fees

Fully know the charges when using your prepaid card, so you’re fully in control

Fees	Amore Visa Prepaid beep™	Amore Visa Prepaid payWave	BPI ePay Mastercard	BPI ePay Visa	BPI ePay Gift Card
Card Fee	N.A.	N.A.	Php 150	Php 250*	Php 200
Card Loading	Free
ATM Withdrawal	N.A.		Php 20	Php 20	N.A.
Card Load Reimbursement Transfer to Deposit Manager's Check	Php 50 Php 100
Balance Inquiry (via BPI Online)	Free
Cross Border Fee**	2.5% of the transaction amount				N.A.
Dynamic Currency Conversion (DCC) Fee***	2.5% of the transaction amount (Effective November 2, 2022)				N.A.
Inactivity Fee****	Php 40 per month after 6 months of inactivity (Charging starts on the 7th month)
Decline Fee*****	USD 1 for every declined in-store international transaction (Effectivity will be moved to a later date)				N.A.
Card Renewal/Card Replacement	N.A.		Php 150	Php 250	Php 200
Periodic Fee	Php 99 (charged at the beginning of the 3rd and 4th year)				N.A.

*Minimum order of 200 cards
**Applies to online and in-store international transactions done in foreign/non-Peso currency.
***Applies to in-store international transactions only done in Peso currency.
****Effective on January 2021. Charging of fee will start on July 2021
*****Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).

*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.

Complete prepaid card fees

Tools to assist you

Terms and conditions

Prepaid card limits

Load your prepaid card

Quick guide

Where to load my BPI ePay Visa?

If you have a BPI/ BPI Family Bank Deposit Account, you can easily transfer funds at your most convenient time from your BPI Account to your BPI ePay Visa through the following BPI electronic channels:
• BPI Online
• BPI Mobile App
• BPI Cash Accept Machines

How to load my BPI ePay Visa?

Loading your BPI ePay Visa is easy and convenient using the various BPI channels.

I. BPI Online
1. Log in to BPI Online using your BPI Online user ID and password.
2. Click “Transfer Money” tab, then “Load Prepaid Card” tab.
3. Choose a source account.
4. Enter the amount to be loaded.
5. Click “Load to 3rd party prepaid card”.
6. Key in the 16-digit BPI ePay Visa.
7. Click “Next”, then “Confirm” to confirm your loading transaction details.
8. Click “Yes” for the 6-digit code to be sent via SMS.
9. Enter the 6-digit code sent to your mobile number, then click “Submit”.
10. Click “Submit” and wait for the confirmation prompt.
11. The amount transferred will automatically be credited to your BPI ePay Visa.

II. BPI Mobile App
1. Log in to the new BPI Mobile app.
2. Tap the Side Menu icon found at the upper left corner of the screen.
3. Select “Transfer”, then select “Load Prepaid Card”.
4. Fill in the required details and tap “Next” to proceed.
5. Get the One-Time PIN (OTP) by tapping "Yes, send me the code".
6. Enter the OTP sent to your registered mobile number and tap "Submit".
7. The amount transferred will automatically be credited to your BPI ePay Visa.

III. BPI Cash Accept Machines
1. Insert your BPI ePay Visa in the card slot.
2. Select your preferred language.
3. Select “Cash Deposit” as transaction, then “Prepaid”.
4. Enter your Personal Identification Number (PIN)
5. Insert notes/ money bills in the cash slot.
6. Verify your deposit amount and confirm.

Service Advisory: Effective October 1, 2021, we will be discontinuing over-the-counter loading for Prepaid Cards. For the terms and conditions click here.

How to know my card's balance?

Check your card balance in real-time through BPI Online:

1. Visit BPI Online and the “Other Services” link below the “login” button.
2. Select “Inquire Prepaid Card Balance”.
3. Enter your 16-digit BPI ePay Visa Card number and press "Submit".

Check your balance

Continue to enjoy secure and cashless transactions with your own BPI ePay Visa.

LEARN MORE

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

Phone

(+632) 889-10000

For domestic toll-free calls:

Phone

1-800-188-89100

For International toll-free calls:

List of Numbers

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BPI ePay Visa

Daily load limit

Monthly load limit

For transactions below

Use wherever Visa is accepted

Withdraw cash at any BPI ATM nationwide

Hassle-free

Just tap to pay at Visa payWave merchants

Load online or at any BPI branch

BPI Real Deal with Ogawa

Terms and conditions

Prepaid card limits

Load your prepaid card

Where to load my BPI ePay Visa?

How to load my BPI ePay Visa?

How to know my card's balance?

Advisory: BPI Prepaid Cards

Advisory: BPI Corporate Prepaid Cards

Outsmart fraudsters today

Cybersecurity

The cancel culture and “cancel order” scam

BPI ePay Mastercard

BPI ePay Gift Card

Amore Visa Prepaid

BPI Virtual Card