Daily load limit
Php 100,000

Load online or at any BPI branch.

Monthly load limit
Php 500,000

Set limits prevent maximum related risks when your prepaid card is lost.

For transactions below
Php 2,000

No need to sign a sales slip. Just tap to pay at Visa payWave merchants.

All Retail (Physical) BPI Prepaid Cards (e.g., BPI ePay Mastercard, BPI ePay Visa and BPI ePay Gift Card) will no longer be available starting May 23, 2022. Existing cards purchased prior to said date will retain their validity as stated on the card.

More reasons to love this card
Use wherever Visa is accepted

Use wherever Visa is accepted

Accepted for payment online and in-stores here and abroad.

Withdraw cash at any BPI ATM nationwide

Withdraw cash at any BPI ATM nationwide

Access your cash conveniently via BPI ATMs.



No loading fees and maintaining balance.

Green check icon

Just tap to pay at Visa payWave merchants

No need to sign a sales slip for transactions below Php 2,000.

Green check icon

Load online or at any BPI branch

Load up to Php 100,000 through BPI electronic channels.

Don't miss out on the latest promotions
Valid until Aug 31, 2024

ATOMM Studios Promo

Get 15% off with your BPI Credit, Debit, or Prepaid Card.
  • Online
  • Shopping and essentials
Valid until Dec 31, 2024

Sephora Promo

Get 15% off on skincare essentials with your BPI Credit, Debit, or Prepaid Card.
  • Shopping and essentials
Rates and fees

Fully know the charges when using your prepaid card, so you’re fully in control

FeesAmore Visa Prepaid beep™Amore Visa Prepaid payWaveBPI ePay MastercardBPI ePay VisaBPI ePay Gift Card
Card FeeN.A. N.A.Php 150Php 250*Php 200
Card LoadingFree
ATM WithdrawalN.A.Php 20Php 20N.A. 
Card Load Reimbursement
Transfer to Deposit
Manager's Check
Php 50
Php 100
Balance Inquiry
(via BPI Online)
Cross Border Fee**2.5% of the transaction amount
Dynamic Currency Conversion (DCC) Fee***2.5% of the transaction amount
(Effective November 2, 2022)
Inactivity Fee****Php 40 per month after 6 months of inactivity
(Charging starts on the 7th month)
Decline Fee***** USD 1 for every declined in-store international transaction
(Effectivity will be moved to a later date)
Card Renewal/Card ReplacementN.A.Php 150Php 250Php 200
Periodic FeePhp 99
(charged at the beginning of the 3rd and 4th year)

*Minimum order of 200 cards                    
**Applies to online and in-store international transactions done in foreign/non-Peso currency.    
***Applies to in-store international transactions only done in Peso currency.
****Effective on January 2021. Charging of fee will start on July 2021
*****Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).   
*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.
Quick guide

Check your balance

Continue to enjoy secure and cashless transactions with your own BPI ePay Visa.

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

  • Phone
    (+632) 889-10000

For domestic toll-free calls:

  • Phone

For International toll-free calls:

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Learn more about these products

BPI ePay Mastercard

A reloadable, EMV-enabled prepaid card that allows you to store your money securely and enjoy

BPI ePay Gift Card

Reward your loved ones by giving them the power of choice.

BPI Amore Visa Prepaid

Pay for everything anywhere where VISA is accepted.

BPI Virtual Card

Get a free reloadable virtual prepaid card when you open a #SaveUp account online.
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