BPI Edge Card

Experience a cutting-edge lifestyle with our exclusive rewards and perks

Benefits

The ideal credit card for young professionals who want to experience more out of life. Find out why BPI Edge Card is the value for style card.

Get cash anytime and pay it in up to 36 months installments

Convert your credit limit to cash.

Withdraw up to 30% of your available credit limit

Avail of cash advance.

Enjoy one of the lowest forex rates at just 1.85%

Use it for your international purchases and when shopping abroad.

More reasons to love this card

Get discounts and flexibility to purchase in installment from our partner stores and earn BPI Rewards Points.

BPI Rewards Points

Earn 1 BPI Rewards Point for every Php 50 spend.

Get perks and privileges

Enjoy a wide array of year-round special deals.

Multiple installment options

Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installment with our very low add-on rates.

Oh My Deals! by BPI Cards

With the new OMD! app, you can discover all the amazing BPI Card deals with just a few taps.

LEARN MORE

Don't miss out on the latest promotions

VIEW MORE PROMOTIONS

Tools and services

Rates and fees

BPI Credit Card terms and conditions

BPI Alerts for online transactions

Ready to get your new credit card?

Apply online or visit a BPI branch near you.

APPLY NOW

Frequently asked questions

What are the requirements to apply for this card?

1. One (1) photo-bearing and unexpired identification documents (front and back copy):

Identification documents issued by the Government of the Republic of the Philippines including its political subdivisions, agencies and instrumentalities (e.g., PhilID, ePhilID, National ID, Passport, Driver’s License, etc.)
Company ID issued by private entities or institutions registered in BSP, SEC or IC

2. Proof of income or copy of your credit card statement from another bank.

How much is the annual fee for my BPI Edge Card?

Free annual membership fee on first year.
Php 1,320 from the second year onwards.

How do I earn BPI Rewards Points using my BPI Edge Card?

Every Php 50 spend earns one (1) BPI Rewards Point which you can accumulate and exchange for exciting reward items.

How do I redeem using my BPI Rewards Points?

Download the VYBE app and redeem a wide range of eGCs for travel, shopping, dining, or leisure.

For other rewards such as miles, shopping credits, investment top-ups, or if you want to use your points to pay for your annual membership fee, you may redeem these through the following:

1. Call our 24-hour BPI Contact Center at (+632)889-10000

2. Send a message to Contact Us

Do my BPI Rewards Points expire?

No, your BPI Rewards Points do not expire. They are cumulative and you have the option to rack up more points in exchange for thrilling rewards items or vouchers.