Required initial deposit
Php 3,000

Amount needed to open your own savings account.

Required minimum monthly ADB
Php 3,000

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month.

Required daily balance to earn interest
Php 5,000

Save and grow your funds.

Interest rate per annum
0.0625 %

Earn this interest rate when you meet the required daily balance to earn interest.

Account features
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Easy access

Withdraw from our ATMs located all over the country or any ATM that accepts BancNet or Mastercard.

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Pay your bills to over 200 merchants.

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Online account opening (for existing BPI clients)

Do everything online — open account, transfer funds, pay bills, load eCards, and more.

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Cashless shopping

Cashless payments online and in stores, wherever BancNet or Mastercard is accepted.

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Reload cellphones and prepaid cards instantly, or easily transfer funds to enrolled accounts.

Quick guides

If you have an existing BPI account, open an account online or visit a branch near you.

How to open a Regular Savings account online​:

1. Select “Open a New Account”.​
2. Tap “Open another deposit account”.​
3. Tap “Open account now”.​
4. Choose “PHP” as currency.​
5. Choose “Regular Savings with Debit Card”​.
6. Read and agree to the terms and conditions.​
7. Tap “ Confirm”​.
8. You may now fund your Regular Savings account.

Tools to assist you

We make account set-up and banking easier for you.



Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

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