Required initial deposit
Php 3,000*

Amount needed to open your Saver-Plus account

Required minimum monthly ADB
Php 3,000*

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month.

Required daily balance to earn interest
Php 50,000

Save and grow funds.

Interest rate per annum
0.0625 %

Earn this interest rate when you meet the required daily balance to earn interest.


*Updated: June 22, 2024

Account features

BPI Rewards Points

Save at least Php 100,000 to start earning BPI Rewards points. Double or triple your points based on your deposit balance.

feature offers

Lifestyle rewards benefits

Use the BPI VYBE app to convert BPI Rewards Points to dining, shopping, and travel e-gift certificates. Learn more about VYBE.​

Instant access to savings

Access and monitor the savings you are building up for your future with the BPI app and Debit Card.

online account opening

Online account opening

(for existing BPI deposit accountholders)

Conveniently open an account using the BPI app.​

Open an account with just one valid ID

Check the requirements you need before you visit your nearest BPI branch.

If you have an existing BPI account, you can easily open via BPI app by following the steps below: ​

1. Log-in to the BPI app

2. Tap "More".

3. Tap "New Deposit Account".

4. Tap "Let's start".

5. Choose "PHP" as currency.

6. Choose "Saver-Plus with Debit Card".

7. Read and agree to the terms and conditions .

8. Tap "Confirm".

9. Fund your BPI Saver-Plus account. Save at least Php 100,000 to start earning BPI Rewards Points.

Quick guides
Related information
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