Saver Plus

A savings account that rewards you now while you save for your future.

Overview

Required initial deposit

^Php 50,000

Open a Saver Plus account for greater financial security.

Required minimum monthly ADB

^Php 50,000

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month.

Required daily balance to earn interest

^Php 50,000

Save and grow funds.

Interest rate per annum

0.0625 ^%

Earn this interest rate when you meet the required daily balance to earn interest.

Account features

Lifestyle Rewards Points

Earn 1 BPI Rewards Point for every Php 1,000 balance each month-end. Double or triple your points if current month’s balance increased vs previous month.

Track and redeem Points via BPI VYBE app

Use the BPI VYBE app to convert BPI Rewards Points to dining, shopping, and travel e-gift certificates. Learn more about VYBE.

Minimal withdrawal fees

Withdraw up to 2X a month for free. A minimal fee of Php 18 will be charged for every succeeding withdrawal or debit transaction for the month.

Online account opening (for existing BPI Clients)

Conveniently open an account using the BPI Mobile App.

Quick guides

How to earn BPI Rewards Points

1. Earn 1 BPI Rewards point for every Php 1,000 deposit balance every end of the month.

2. Increase your balance by at least Php 2,000 vs previous month to double your points.

Increase your balance by at least Php 3,000 vs previous month to triple your points.

Increase in balance vs previous month	BPI Points Multiplier
Php 0.00 to Php 1,999.99	X1
Php 2,000.00 to Php 2,999.99	X2
Php 3,000 and above	X3

*BPI Mobile option is open to existing BPI clients only.

Terms and Conditions

1. The BPI Saver Plus account must have an outstanding balance of Php 100,000 to earn points.

2. A maximum of 200,000 points will be applied per client per year.

3. For clients with multiple BPI Saver Plus accounts, computation of earned points will be based on the combined deposit balance of all the Saver Plus accounts.

4. For joint accounts, only the primary accountholder will earn points.

5. Client must be enrolled in VYBE to receive the BPI Saver Plus points earned for the covered month, otherwise, points will be forfeited.

6. This promo is subject to the Terms and Conditions governing BPI’s Products, Services, Facilities and Channels, BPI’s Online Banking Terms and Conditions, BPI’s e-Wallet Terms and Conditions and BPI Data Privacy Statement.

How to open a Saver Plus account

If you have an existing BPI account, open an account online or visit a branch near you.

Here's how to open a Saver Plus account using your BPI Mobile App.

1. Select “Open a New Account."
2. Tap “Open another deposit account."
3. Tap “Open account now."
4. Choose “PHP” as currency.
5. Choose “Saver Plus with Debit Card."
6. Read and agree to the terms and conditions.
7. Tap “ Confirm."
8. You may now fund you Saver Plus account.

Related information

Account opening requirements

No BPI account yet? Please bring the following account opening requirements to the nearest BPI branch.

1. Proof of billing

2. Client may submit only one (1) of the following IDs:

For Filipino citizens, photo-bearing and unexpired identification documents:

PhilID
Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
Other identification documents that can be verified using reliable, independent source documents, data or information

For Filipino students:

PhilID
School lD signed by the school principal or head of the educational institution
Birth Certificate issued by the Philippine Statistics Authority

For foreign nationals:

PhilID for resident aliens
Passport
Alien Certificate of Registration issued by the Bureau of Immigration
Other identification documents that can be verified using reliable, independent source documents, data or information