Required initial deposit
Php 50,000*

Amount needed to open your Saver-Plus account

Required minimum monthly ADB
Php 50,000*

ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month.

Required daily balance to earn interest
Php 50,000

Save and grow funds.

Interest rate per annum
0.0625 %

Earn this interest rate when you meet the required daily balance to earn interest.


*Php 3,000 effective June 22, 2024

Account features

BPI Rewards Points

Save at least Php 100,000 to start earning BPI Rewards points. Double or triple your points based on your deposit balance.

feature offers

Lifestyle rewards benefits

Use the BPI VYBE app to convert BPI Rewards Points to dining, shopping, and travel e-gift certificates. Learn more about VYBE.​

Instant access to savings

Access and monitor the savings you are building up for your future with the BPI App and Debit Card. Withdraw up to 2x a month for free. A minimal fee of Php 18^ will be charged for every succeeding withdrawal or debit transactions.

online account opening

Online account opening

(for existing BPI deposit accountholders)

Conveniently open an account using the BPI App.​


^ Effective June 22, 2024, there will no longer be any withdrawal fees.

Quick guides

Open a Saver-Plus account

All it takes is just one valid ID.

Check what needs to be prepared before you visit the nearest BPI branch.

For existing BPI Deposit Accountholders:​

​You may open a BPI Saver-Plus account using your BPI Mobile App by following the steps below: ​

1. Select “Open a New Account."​

2. Tap “Open another deposit account."​

3. Tap “Open account now."​

4. Choose “PHP” as currency.​​

5. Choose “Saver Plus with Debit Card."​

6. Read and agree to the terms and conditions.​​

7. Tap “ Confirm."​

8. You may now fund you Saver-Plus account.​

Related information
Tools to assist you

We make info-gathering, account set-up, and banking easier for you.

Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

Similar accounts you might be interested in


A card-based savings account that lets you earn more as you save more. Get an additional 0.125

Pamana Savings

A card-based savings account that gives free life insurance worth 3X your account balance.
Need more help?

Get all the help for your banking needs.