Jun 01, 2021

Effective July 1, 2021, we are pleased to announce that a new deposit product, BPI Saver Plus Savings Account, will be launched.

Below are the product features of Saver Plus Savings Account:

ADB1 RequirementPhp 50,000
Required Daily Balance2 to Earn InterestPhp 50,000
Applicable Interest Rate Per Annum0.15%
Frequency of Interest CreditingEvery month-end
Access to FundsComes with a Debit Card
Withdrawal Limit Per MonthFree two (2) client-initiated debit transactions per month; succeeding debit transactions subject to Php 18 transaction fee.
Channels fees apply.
Monthly Service Charge3Php 300
Rates and fees are subject to change.
Debit Card terms and conditions apply.


1 ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:

ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)

Number of days in the month (i.e. 30/31 days)

2 Daily Balance is equivalent to end-of-day balance

3 Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive months.

To learn more about Saver Plus Savings Account, contact us through any of our available channels.


Updated as of June 1, 2021


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