If you are a new client of BPI, you can open a #SaveUp account without having to go to a branch. Just download the BPI Mobile App and tap Open an Account.
Overview
Required initial deposit
Php
1
Open an account with the lowest initial deposit.
Required minimum monthly ADB
Php
0
Enjoy the #SaveUp features and benefits without maintaining balance.*
Required daily balance to earn interest
Php
5,000
Save and grow your funds.
Interest rate per annum
0.0925
%
Earn this interest rate when you meet the required daily balance to earn interest.
*Starting July 2023
Account features
Online account opening
Do everything online — open an account, transfer funds, pay bills, load eCards, and more.
Flexible account balance
Your initial account limit is PHP 30,000 which will automatically be waived after we complete the verification.
Higher interest
Get a higher interest rate than a regular savings account.
#SaveUp Debit Card
Access your account at any BancNet or Mastercard affiliated ATM here and abroad when you get a BPI Debit Mastercard at any BPI branch for only Php 200.
Related information
Tools to assist you
How to open a #SaveUp account online
1. Download the BPI app via App Marketplace (App Store, Google Play Store, HUAWEI AppGallery, Oppo Store, V-Appstore, Mi Store).
2. Select Create new account.
3. Tap Yes, register to the app.
4. Confirm your nationality.
5. Read and agree to the terms and conditions.
6. Read and confirm our privacy statement.
7. Enter your mobile number and email address.
8. To confirm your details, please enter the one-time PIN sent to your mobile number and email address.
9. Fill in the required information.
10. Verify your identity by taking a live selfie to complete verification.
11. Review your details pulled from your National ID record.
If you have a National ID record:
12. Fill in the additional details
13. Create your username and password
If you don’t have a National ID record/liveliness check failed:
12. Continue your verification another way.
13. Select from BPI’s list of accepted IDs.
14. Scan your physical ID, make sure that the image is clear before proceeding.
15. Take a selfie to verify your identity.
16. Fill in the additional details.
17. Create your username and password.
Frequently asked questions
What deposit product can I open online?
Can I open an account even if I don’t have a National ID?
Yes, you can. If your details don’t match our records during the liveliness check, you may be asked to verify your identity another way. You can do this by using a valid ID instead. Here’s what to do:
1. Choose an ID from BPI’s list of accepted IDs:
- Driver’s License
- PRC ID
- Passport
- UMID
- SSS ID
- Postal ID
2. Take a clear photo of your physical ID. Make sure all photos are clear before submitting.
3. Take a selfie to confirm your identity.
I have a National ID, but an error is still appearing and I’m being asked to verify my identity another way.
This means that National ID verification is temporarily unavailable. In this case, you can proceed using an alternative form of identity verification and still successfully open an account.
Here’s how:
1. Choose an ID from BPI’s list of accepted IDs.
2. Take a clear photo of your physical ID. Make sure all photos are clear before submitting.
3. Take a selfie to confirm your identity.
The information pulled from my PhilSys record is incorrect or outdated. What should I do?
After the liveness check, the system will display the information retrieved from your National ID (PhilSys) record for verification. You may update certain details, such as your marital status or present address, if they are not up to date.
To update your information:
1. Tap Edit.
2. Update the details that need correction.
3. Once finished, tap Save Changes to confirm your updates.
What do I do if my liveliness selfie check failed?
If your selfie check fails, don’t worry. This may happen for a few common reasons.
Reason 1: The selfie did not meet the requirements
You can simply try again and make sure you follow these tips:
● Must be wearing a shirt.
● Do not wear a cap or hat
● Do not wear glasses
● Do not use filters
● Make sure your face is inside the circle
● Use good lighting
● Make sure only one person is in the photo
Reason 2: Your National ID details are not available or do not match
This can happen if:
1. You don’t have a National ID yet, or
2. Your details do not match our records
If this happens, you can verify your identity using another valid ID instead.
Here’s how:
1. Choose an ID from BPI’s list of accepted IDs:
● Driver’s License
● PRC ID
● Passport
● UMID
● SSS ID
● Postal ID
2. Take a clear photo of your physical ID. Make sure all photos are clear before submitting.
3. Take a selfie to confirm your identity.
Similar accounts you might be interested in
#MySaveUp
An all-digital BPI savings account that you can exclusively open using the GCash app.
View details
Jumpstart
A savings account specially designed for teens aged 10-17 years old to help them develop the h
View details
Regular Savings
A savings account with electronic banking convenience, so you can juggle your day-to-day ...
View details
US Dollar Savings
Grow your foreign currency and safe keep your funds with a passbook or enjoy higher ...
View details
Maxi-Saver
A card-based savings account that lets you earn more as you save more. Get an additional ...
View details
Pamana Savings
A card-based savings account that gives free life insurance worth 3X your account balance.
View details
Save-Up
A savings account that automatically sets aside money. Plus, you get free life and accident in
View details
Save-Up High
A savings account that allows you to automatically set aside money regularly while earning int
View details
Customer Support
BPI
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
