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  • Bank
  • Account Maintenance and Transaction Fees

Bank Service Fees


Particulars

Service Charge

Cash Deposit (Over-the-counter through the branch)*

Branch of Account

Free

Intra-Region**

Free

Inter-Region***

Below Php 50K

Php 50

Php 50K to Php 499K 

Php 100

Php 500K to Php 999K

Php 500

Php 1M and above

Php 1,000

#SaveUp Account (Digital Savings Account)

Below Php 50K

Php 50

Php 50K to Php 499K 

Php 100

Php 500K to Php 999K

Php 500

Php 1M and above

Php 1,000

Cash Deposit via Cash Acceptance Machine (CAM)

Free

Over-the-Counter Check Deposit

Free

Over-the-Counter Cash Withdrawal from a Passbook Account*

Free

Check Encashment

Branch of Account

Free

Intra-Region**

Php 100.00 per encashment

Inter-Region***

Php 100.00 per encashment

Maximum Number of ATM Withdrawals per Day

6

Over-the-Counter Peso Cash Withdrawal from ATM/Debit Card-based Account*

Within ATM Withdrawal Limit

Php 100.00

Beyond ATM Withdrawal Limit

Free for a limited period

Monthly Service Charge for Falling Below the Required ADB****

Maxi-One with Passbook

Php 500

Other Peso Deposit Accounts

Php 300

Dollar Savings Accounts

USD 5

Third Currency Passbook Savings Accounts

AUD 8

CAD 7

CHF 7

EUR 4.50

GBP 3.50

JPY 600

CNY 35

Monthly Dormancy Charge*****

Peso Deposit Accounts

Php 30

Dollar Deposit Accounts

USD 0.60

Third Currency Passbook Savings Accounts

AUD 0.80

CAD 0.70

CHF 0.60

EUR 0.55

GBP 0.50

JPY 68

CNY 4

Fee for Closing within 1 Month from Date of Opening

Peso Deposit Accounts

Php 500

Dollar Deposit Accounts

USD 15

Third Currency Passbook Savings Accounts

USD 15 equivalent

Service Charge per Excess Withdrawal

Jumpstart Account (4 free withdrawals per month)

Php 10

Platinum Savings (no longer offered)

Php 50

Multi-earner (no longer offered)

Php 25

Saver Plus (2 free withdrawals per month)

Php 18

BPI Debit Card Transactions

View the applicable BPI Debit Card Fees here.

Over-the-Counter Funds Transfer via Debit/Credit Memo

Free for investment-related purposes

Individual

Php 50 per transfer

Corporate*

Php 100 per transfer

Dollar Deposit Accounts

USD 1

Over-the-Counter Funds Transfer for #SaveUp Account (Digital Savings Account)

Php 50 per transfer

Stop Payment Order (SPO) Application (per check)

Peso Checks

Php 200

Dollar Checks

USD 20

Overdraft (OD) Accrual Charge

Fee

25.2% p.a. on OD amount

Subject to a minimum of

Php 26.25

Foreign Currency Cash Deposit******

USD

Free for the first USD 5,000 per day; In excess, Php 0.15 per USD 1 or a fraction thereof

Third Currency

Free for the first USD 5,000 per day; In excess, Php 0.15 per USD 1. equivalent or a fraction thereof

BPI Online / BPI Mobile App Transactions

Funds Transfer to BPI Enrolled Accounts (BPI Online / Mobile App)

Free

Funds Transfer to BPI Unenrolled Accounts (BPI Online / Mobile App)

 Php 10

Funds Transfer to Other Banks via Instapay (BPI Online / Mobile App)

Php 25

#SaveUp (Digital Savings Account)

Maximum Period to Fund the Account Starting from Account Opening Date

7 Days
(If account is still at zero balance after 7 days, the account will be automatically closed.)

*As of April 5, 2021           


**Intra-Region - Any branch other than Branch of Account, within the same Region, e.g. NCR to NCR           


***Inter-Region - Any branch other than Branch of Account, in a different Region, e.g. NCR to Region I, etc.        

       
****Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive months.      

      
*****Dormancy charge is collected starting on the 5th year, only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 1 year for Current Accounts and within 2 years for Savings Accounts.
   


******Threshold of USD 5,000 applies to Retail/Individual clients only. For non-Retail/Individual clients, the fee will be applied to the full deposit amount.

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