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Bank Service Fees


ParticularsService Charge
Cash Deposit (Over-the-counter through the branch)*
Branch of AccountFree
Intra-Region**Free
Inter-Region***Below Php 50KPhp 50.00
Php 50K to Php 499K Php 100.00
Php 500K to Php 999KPhp 500.00
Php 1M and abovePhp 1000.00
#SaveUp Account (Digital Savings Account)Below Php 50KPhp 50.00
Php 50K to Php 499K Php 100.00
Php 500K to Php 999KPhp 500.00
Php 1M and abovePhp 1000.00
Cash Deposit via Cash Acceptance Machine (CAM)Free
Over-the-Counter Check DepositFree
Over-the-Counter Cash Withdrawal from a Passbook Account*Free
Check Encashment
Branch of AccountFree
Intra-Region**Php 100.00 per encashment
Inter-Region***Php 100.00 per encashment
Maximum Number of ATM Withdrawals per Day6
Over-the-Counter Peso Cash Withdrawal from ATM/Debit Card-based Account*
Within ATM Withdrawal LimitPhp 100.00
Beyond ATM Withdrawal LimitFree for a limited period
Monthly Service Charge for Falling Below the Required ADB****
Maxi-One with Passbook
Php 500.00
Other Peso Deposit Accounts
Php 300.00
Dollar Savings AccountsUSD 5.00
Third Currency Passbook Savings Accounts
AUD 8.00
CAD 7.00
CHF 7.00
EUR 4.50
GBP 3.50
JPY 600.00
CNY 35.00
Monthly Dormancy Charge*****
Peso Deposit AccountsPhp 30.00
Dollar Deposit AccountsUSD 0.60
Third Currency Passbook Savings AccountsAUD 0.80
CAD 0.70
CHF 0.60
EUR 0.55
GBP 0.50
JPY 68.00
CNY 4.00
Fee for Closing within 1 Month from Date of Opening
Peso Deposit AccountsPhp 500.00
Dollar Deposit AccountsUSD 15.00
Third Currency Passbook Savings AccountsUSD 15.00 equivalent
Service Charge per Excess Withdrawal
Jumpstart Account (4 free withdrawals per month)******Php 10.00
Platinum Savings (no longer offered)Php 50.00
Multi-earner (no longer offered)Php 25.00
Saver Plus (2 free withdrawals per month)Php 18.00
Local ATM Transactions via BPI Debit card
Balance inquiry at other Expressnet member banks, Megalink or Bancnet ATMsPhp 1.50
Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMsPhp 15.00

International Transactions via BPI Debit Card

Please note that some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction

Withdrawals of USD 175.00 and belowUSD 3.50
Withdrawals above USD 175.002% of withdrawn amount
Balance InquiriesUSD 1.00
DenialsUSD 1.00
Crossborder Fee For Purchases Done Abroad2%

Over-the-Counter Funds Transfer via Debit/Credit Memo

Free for investment-related purposes

IndividualPhp 50.00 per transfer
Corporate*Php 100.00 per transfer
Dollar Deposit AccountsUSD 1.00
Over-the-Counter Funds Transfer for #SaveUp Account (Digital Savings Account)Php 50.00 per transfer
Stop Payment Order (SPO) Application (per check)
Peso ChecksPhp 200.00
Dollar ChecksUSD 20.00
Overdraft (OD) Accrual Charge
Fee25.2% p.a. on OD amount
Subject to a minimum ofPhp 26.25
Foreign Currency Cash Deposit
USD
Free for the first USD 5,000; In excess, Php 0.15 per USD 1.00 or a fraction thereof
Third CurrencyFree for the first USD 5,000; In excess, Php 0.15 per USD 1.00 equivalent or a fraction thereof
BPI Online / BPI Mobile App Transactions
Funds Transfer to BPI Enrolled Accounts (BPI Online / Mobile App)Free
Funds Transfer to BPI Unenrolled Accounts (BPI Online / Mobile App) Php 10.00 
Funds Transfer to Other Banks via Instapay (BPI Online / Mobile App)Php 25.00
#SaveUp (Digital Savings Account)
Maximum Period to Fund the Account Starting from Account Opening Date7 Days
(If account is still at zero balance after 7 days, the account will be automatically closed.)


*As of April 5, 2021           


**Intra-Region - Any branch other than Branch of Account, within the same Region, e.g. NCR to NCR           


***Inter-Region - Any branch other than Branch of Account, in a different Region, e.g. NCR to Region I, etc.        

       
****Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive months.      

        
*****Dormancy charge is collected starting on the 5th year, only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 1 year for Current Accounts and within 2 years for Savings Accounts.
      

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