Overview
Required minimum monthly ADB
Php 0*

‎ 

Required initial deposit
Php 500

‎ 

Required daily balance to earn interest
Php 5,000**

‎ 

Interest rate per annum
0.0625 %

‎ 

*Waived as long as there are four (4) remittances a year.

**USD 500 for US dollar accounts.
Account features
 Save on remittance fees icon

Save on remittance fees

Remit straight to your Pamana Padala account and enjoy lower fees compared to cash pick-up.

 Low initial deposit icon

Low initial deposit

You only need Php 500 to open an account.

 Free life insurance icon

Free life insurance

Get free life insurance coverage of up to Php 300,000 or USD 6,000.

Remit anytime icon

Remit anytime

Transfer funds online or through the BPI Mobile app anytime.

Free accident insurance icon

Free accident insurance

Get a free personal accident insurance worth Php 100,000 for 90 days.

Available in US dollar icon

Available in US dollar

Choose to open an account in US dollar.

Don't miss out on the latest promotions
Credit cards

Real 0% S.I.P. at partner home improvement merchants

Enjoy a special installment plan of up to 24 months with our partner home improvement merchant
View promotion
  • Installments
Credit cards

Special Installment Plan at Partner Health and Wellness Merchants

Enjoy a special installment plan of up to 24 months with our health, wellness, hospitals, clin
View promotion
  • Health and wellness
  • Installments
Credit cards

Special Installment Plan at Partner Schools

Enjoy a special installment plan of up to 12 months on school fees with our partner merchants.
View promotion
  • Installments
Credit cards

Real 0% SIP at Partner Insurance Merchants

Enjoy Real 0% installment of up to 12 months on insurance premiums with our partner merchants.
View promotion
  • Installments

BPI Promotions

Check out the latest offers, deals, and discounts when you shop using your BPI Card.
View more promotions
Related information
Tools to assist you

We make account set-up and banking easier for you.

Debit Card

It’s the best way to control your spending. Use it when you shop here or anywhere in the world.

Frequently asked questions
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