Rates and Fees
Owning and maintaining a BPI Credit Card is easy and affordable.
Benefits
Low forex conversion fee at just 1.85%
Save while you shop abroad.
Signature deals up to 50% off
Enjoy great deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
Earn 2 BPI Rewards Points
For every Php 20 spend and use points to redeem miles, shopping credits, or gift certificates from premium merchants.
More reasons to love this card
Global services
Enhance your travel experience with Visa's 24/7 Worldwide Concierge, Airport Meet & Greet Immigration Services, Airport Transfer Program, and Luxury Hotel Collection, offering you great discounts and premium privileges.
Airport lounge access
Relax before your flight and enjoy complimentary airport lounge access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
Travel insurance
Book your travel using your card and get up to Php 20 million free travel accident and inconvenience benefits via air, land, or water.
Special forex rates
Get preferential exchange rates on a wide array of foreign currencies for your travels abroad.
Get cash anytime
Convert your credit limit to cash and pay it in installment up to 36 months. You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
Don't miss out on the latest promotions
Tools and services
Frequently asked questions
What are the requirements to apply for this card?
1. One (1) photo-bearing and unexpired identification documents (front and back copy):
- Identification documents issued by the Government of the Republic of the Philippines including its political subdivisions, agencies and instrumentalities (e.g., PhilID, ePhilID, National ID, Passport, Driver’s License, etc.)
- Company ID issued by private entities or institutions registered in BSP, SEC or IC
2. Proof of income or copy of your credit card statement from another bank.
How much is the annual fee for my BPI Signature Card?
- Free annual membership fee on first year.
- Php 5,500 from the second year onwards.
What can I redeem using my BPI Rewards Points?
Choose from a wide range of rewards that include travel, shopping, dining, leisure, and relaxation.
How do I redeem using my BPI Rewards Points?
Download the Vybe app and redeem a wide range of eGCs for travel, shopping, dining, or leisure.
For other rewards such as miles, shopping credits, investment top-ups, or if you want to use your points to pay for your annual membership fee, you may redeem these through the following:
1. Call our 24-hour BPI Contact Center at (+632)889-10000
2. Send a message via Contact Us
How can I get proof of the travel insurance coverage?
Simply call our 24-hour BPI Contact Center at (+632) 889-10000 (for all areas, with the 02 area code) or 1-800-188-89100 (domestic toll-free for PLDT) or (+632) 889-10000 and submit your Itinerary Receipt (travel ticket) with the following transaction details:
a. Credit card type
b. Credit card number
c. Transaction date and amount
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| BPI is regulated by the Bangko Sentral ng Pilipinas