BPI Platinum Rewards Mastercard®
Elevate to a platinum rewards experience like no other.
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The Card that Elevates Your Rewards Experience

BPI Platinum Rewards Mastercard puts your platinum rewards experience a notch above the rest. Redeem rewards faster, travel farther and feel more like a VIP.

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Card benefits
Fastest Way to Redeem Rewards

Earn 1 never-expiring Real Thrills Rewards Premium Point for every Php 30 local spend or Php 20 foreign transaction online and abroad. Use your points to redeem rewards of your choice.

Redeem Rewards Your Way

With our wide selection of rewards, you can redeem your accumulated non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more. View the complete list of rewards here. 

Travel farther in the most affordable way to fly

Having the widest choice of airlines, redeem your points at our 54 airline partners.


Enjoy 0% Installment on Airline Tickets for up to 6 months, all-year-round, when you book your airfare using your card.


Have Peace of Mind with Enhanced Protection when you travel or transact

Protect your purchases against theft and accidental damage up to 180 days with Mastercard’s  Purchase Protection Insurance . Plus, get free travel insurance up to Php 10 Mn when you book your travel using your card.

Experience Priority Servicing anytime, anywhere

Enjoy priority lane at 24-hour BPI Contact Center and 24/7 assistance with Mastercard®  Travel & Lifestyle Services. Plus, get access to exclusive offers with Mastercard Moments.

Relax at airport lounges worldwide

Have access to over 1300 airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly.

BPI Alerts
Get SMS alerts when you use your BPI Credit Card for online purchases.
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Ready to get your new credit card?
Apply online or visit a BPI branch near you.
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Related information
Frequently asked questions

What are the requirements to apply for this card?

• Photocopy of at least one valid ID (front and back) with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.

• Proof of Income or a copy of your credit card statement from another bank.

How much is the annual fee for my BPI Platinum Rewards Mastercard?

The annual membership fee is free on the 1st year and Php 4,000 on the 2nd year and onwards.

What can I redeem using my Real Thrills Rewards Premium Points?

Choose from a wide range of rewards that include travel, shopping, dining, leisure and relaxation.

How can I get proof of the travel insurance coverage?

Simply call 24-hour BPI Contact Center at 889 10000 (all areas with 02 area code) or 1 800 188 89100 (domestic toll-free for PLDT) or (+632) 889 10000 and submit your Itinerary Receipt (travel ticket) with the following transaction details:

• Credit card type
• Credit card number
• Transaction date and amount

Who can I contact for concerns about my BPI Credit Card?

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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Find Us
Send us a message

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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