Debit Card Limits for Withdrawals and Purchases

Here's a full list of BPI Debit Card limits—from in-store and online maximum purchase amount to ATM withdrawal limits

Withdrawal limits

Type of Debit Card	Default daily withdrawal amount	Maximum number of daily withdrawals
BPI Debit Mastercard*	Php 20,000	6
BPI Debit EMV Cirrus Gold	Php 50,000	6
BPI Debit EMV Cirrus Red	Php 20,000	6

Note: The limits above are given to the card by default. Withdrawal limits of BPI Debit Mastercard can be adjusted via BPI Card Control in BPI Online and Mobile app.

Point-of-sale terminal purchase limits

Type of Debit Card	Default daily purchase amount	Maximum number of daily purchases
BPI Debit Mastercard*	Php 100,000	Unlimited
BPI Debit EMV Cirrus Gold	Php 250,000	Unlimited
BPI Debit EMV Cirrus Red	Php 100,000	Unlimited

Note: The limits above are given to the card by default. Purchase limits of BPI Debit Mastercard can be adjusted via BPI Card Control in BPI Online and Mobile app.

eCommerce purchase limit**

Type of Debit Card	Default daily purchase amount	Maximum number of daily purchases
BPI Debit Mastercard*	Php 20,000	Unlimited

Contactless purchase limit

Type of Debit Card	Maximum purchase amount per transaction	Maximum number of daily purchases
BPI Debit Mastercard	Php 5,000	Unlimited

Note: Your card limits will not increase, regardless of the number of accounts linked to your BPI Debit Mastercard, as an added layer of security.

*The limits above are given to the card by default. Purchase limits of BPI Debit Mastercard can be adjusted via BPI Card Control in BPI Online and mobile app.

**eCommerce spend limit forms part of your card’s total daily Purchase Limit. To use your debit card for online transactions greater than Php 20,000, turn OFF the E-commerce sub-limit toggle in Card Control. You will still be bound by your total daily purchase limit.

The card limits are inclusive of any transaction fee that you may incur, when applicable. Here's the complete list of debit card fees.