Overview
Over
45,000

Partner merchants nationwide

FREE

Local in-store transaction service charge

1.5%

International in-store service charge 

Benefits
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EMV-enabled

EMV is the global standard for card payments. It uses chip card technology to ensure that every transaction is secure.

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Easier shopping

Shop, present your card at the cashier, and key in your PIN.

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Get cash locally and globally

Transact in all BPI, BancNet, and Cirrus-affiliated ATMs locally and abroad.

Don't miss out on the latest promotions
Credit cards

BPI Real Deal with Ogawa

Get a free UV sterilizer box worth Php 2,000 and enjoy up to 40% off on select items with your
View promotion
  • Shopping and essentials
  • Installments
Rates and fees

Fully know the charges when using your debit card, so you’re fully in control.

BPI ATMs

TransactionService charge
WithdrawalFree
Balance InquiryFree

Other local banks' ATMs*

Transaction

Service charge

Withdrawal

Service Charges may vary per bank or ATM owner.

Balance Inquiry

Withdrawal using Dollar Account

Balance Inquiry using Dollar Account

International ATMs**

Transaction

Service charge

International Withdrawal

USD 3.50 or 1.75%
(whichever is higher)

International Balance Inquiry

USD 1.00

International ATM Decline

USD 1.00

FOREX Mark-Up

+1% for selling rate
-1% for buying rate
(vs BPI’s published rates­)

*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.

Bank anytime, anywhere

Transact online instead of waiting in line. That's the convenience of BPI Online Banking.

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

  • Phone
    (+632) 889-10000

For domestic toll-free calls:

  • Phone
    1-800-188-89100

For International toll-free calls:

 

View list of numbers

Frequently asked questions
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