Partner merchants nationwide

Php 50,000

Default daily withdrawal amount

Php 250,000

Default daily purchase amount

Green check icon


EMV is the global standard for card payments. It uses chip card technology to ensure that every transaction is secure.

Green check icon

Easier shopping

Shop, present your card at the cashier, and key in your PIN.

Green check icon

Get cash locally and globally

Transact in all BPI, BancNet, and Cirrus-affiliated ATMs locally and abroad.

Green check icon

Higher limits

Enjoy higher withdrawal and purchase limits than the BPI Debit EMV Cirrus Red card.

Don't miss out on the latest promotions
Credit cards

BPI Real Deal with Ogawa

Get a free UV sterilizer box worth Php 2,000 and enjoy up to 40% off on select items with your
View promotion
  • Shopping and essentials
  • Installments
Rates and fees

Fully know the charges when using your debit card, so you’re fully in control


TransactionService charge
Balance InquiryFree

Other local banks' ATMs*


Service charge


Service Charges may vary per bank or ATM owner.

Balance Inquiry

Withdrawal using Dollar Account

Balance Inquiry using Dollar Account

International ATMs**


Service charge

International Withdrawal

USD 3.50 or 1.75%
(whichever is higher)

International Balance Inquiry

USD 1.00

International ATM Decline

USD 1.00


+1% for selling rate
-1% for buying rate
(vs BPI’s published rates­)

*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

  • Phone
    (+632) 889-10000

For domestic toll-free calls:

  • Phone

For International toll-free calls:

Frequently asked questions
Similar cards you might be interested in

Ready to Apply for a BPI Debit Mastercard?

Experience convenience like no other while keeping your transactions safe and secure anywhere
View details

EMV Cirrus Red

Enjoy cashless shopping in over 45,000 merchants nationwide through the Express Payment System
View details

BPI Blue Mastercard | BPI

Earn BPI Points that you can use for shopping credits, gift vouchers, airline miles, and more.
View details