BPI ATMs
1. Simply present your card at any BancNet or Mastercard affiliated merchant.
2. Insert or tap your card in the Point-of-Sale (POS) terminal.
3. You may be asked to enter your 6-digit PIN or sign the receipt to complete the transaction.
Benefits
Stronger security with
6-digit
PIN
Have peace of mind with secure transactions
Confirm activity with
one-time
PIN
For online transactions and card adjustments
Access your other card-based deposits with
one
card
Managing your deposits has never been this easy and simple
Tap your card for purchases not exceeding
Php
5,000
No need to key in your PIN nor sign
More reasons to love this card
EMV-chip enabled
EMV is the global standard for card payments. It uses chip card technology to ensure that every transaction is secure.
BPI card control
Customize your withdrawal, spending limits, and other card settings quickly via BPI Online and mobile app.
Shop and pay
Pay with your card in stores, wherever BancNet or Mastercard is accepted in the Philippines.
International debit acceptance
Use your card in point-of-sale (POS) terminals abroad, wherever Mastercard is accepted.
eCommerce
Pay for online purchases and services wherever Mastercard is accepted.
Get cash
Withdraw from any BancNet or Mastercard affiliated ATM here and abroad.
Don’t miss out on the latest promotions
Credit cards
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Get a free UV sterilizer box worth Php 2,000 and enjoy up to 40% off on select items with your
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- Shopping and essentials
- Installments
Rates and fees
Fully know the charges when using your debit card, so you’re fully in control
| Transaction | Service charge |
|---|---|
| Withdrawal | Free |
| Balance Inquiry | Free |
Other local banks' ATMs*
Transaction | Service charge |
|---|---|
Withdrawal | Service Charges may vary per bank or ATM owner. |
Balance Inquiry | |
Withdrawal using Dollar Account | |
Balance Inquiry using Dollar Account |
International ATMs**
Transaction | Service charge |
|---|---|
International Withdrawal | USD 3.50 or 1.75% |
International Balance Inquiry | USD 1.00 |
International ATM Decline | USD 1.00 |
FOREX Mark-Up | +1% for selling rate |
*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.
Do more with your debit card
Quick guide
How to use my BPI Debit Mastercard to pay in-stores
How to start using your card online
1. Log in to BPI Online or mobile app.
2. Select "Other Services" and choose "Card Control" (under Cards).
3. Select the card you will be using for online purchases.
4. Turn on the E-Commerce access.*
5. A One-Time PIN (OTP) will be sent. Type your OTP to activate E-Commerce access.
*For security, E-Commerce Access is turned-off by default. You need to turn on your E-Commerce Access via BPI Card Control to use your card to pay online. This includes your card-on-file transactions and the first transaction of your online subscription service.
For subscription services, once your card is enrolled, succeeding payments will push thru even if your E-Commerce access is off.
Card-on-file transactions are payments processed using your BPI Debit Mastercard card number that you have stored with an online merchant or website with whom you have created an account and saved your card information.
How to use my BPI Debit Mastercard when purchasing online
1. Have your card on hand as the merchant may ask for some of your card’s details.
2. Some merchants may also require a one-time password to complete your payment.
For security, do not share your card details or OTP with anyone.
Prefer to speak to us?
For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:
For phones in the Philippines, international calls, and domestic long- distance:
-
Phone(+632) 889-10000
For domestic toll-free calls:
-
Phone1-800-188-89100
For International toll-free calls:
Frequently asked questions
How do I apply for a BPI Debit Mastercard?
You may apply for a BPI Debit Mastercard at any branch.
Can I apply for a BPI Debit Mastercard online?
For now, you may apply for a debit card at any branch.
Can I request for a BPI Debit Mastercard in another branch that is not my branch of account?
Yes, you may request for a BPI Debit Mastercard at any branch.
Can I use my BPI Debit Mastercard the moment I receive it?
No, you must activate your BPI Debit Mastercard first. Please refer to your card carrier for the activation steps.
Can I ask someone to claim my BPI Debit Mastercard on my behalf?
We strongly recommend that you personally claim your new BPI Debit Mastercard at your branch of account to ensure the security of your card.
However, if you're abroad and don't have plans of coming to the Philippines soon, you may assign an authorized representative to claim your card, subject to the verification and approval of the bank.
Kindly ask your authorized representative to submit the following:
• Original copy of your duly accomplished and signed BPI Letter of Authority (LOA) form or BPI Family Savings Bank LOA form.
• Original copy of your duly accomplished BPI Customer Information Sheet (CIS) or BPI Family Savings Bank CIS.
• Photocopy of cardholder's valid government-issued ID with photo and signature
• Photocopy of your current BPI Debit card (front and back)
• Original and photocopy of your authorized representative's valid government-issued ID with photo and signature
Upon receipt of the documents, we will conduct verification of your authorized representative for the security of your account. Once verified, we will advise your authorized representative when your card will be available for pick-up.
| BPI is regulated by the Bangko Sentral ng Pilipinas