Stronger security with
6-digit PIN

Have peace of mind with secure transactions

Confirm activity with
one-time PIN

For online transactions and card adjustments

Access your other card-based deposits with
one card

Managing your deposits has never been this easy and simple

Tap your card for purchases not exceeding
Php 5,000

No need to key in your PIN nor sign

Boost your online protection by availing
Personal Cyber Insurance​

Subscribe for as low as Php 700 annually. Learn more about Personal Cyber Insurance.

More reasons to love this card
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EMV-chip enabled

EMV is the global standard for card payments. It uses chip card technology to ensure that every transaction is secure.

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BPI card control

Customize your withdrawal, spending limits, and other card settings quickly via BPI Online and mobile app.

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Shop and pay

Pay with your card in stores, wherever BancNet or Mastercard is accepted in the Philippines.

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International debit acceptance

Use your card in point-of-sale (POS) terminals abroad, wherever Mastercard is accepted.

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Pay for online purchases and services wherever Mastercard is accepted.

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Get cash

Withdraw from any BancNet or Mastercard affiliated ATM here and abroad.

Don’t miss out on the latest promotions
Credit cards
Valid until Aug 31, 2024

ATOMM Studios Promo

Get 15% off with your BPI Credit, Debit, or Prepaid Card.
  • Online
  • Shopping and essentials
Credit cards
Valid until Dec 31, 2024

Sephora Promo

Get 15% off on skincare essentials with your BPI Credit, Debit, or Prepaid Card.
  • Shopping and essentials
Rates and fees

Know the charges when using your debit card, so you’re fully in control


TransactionService charge
Balance InquiryFree

Other local banks' ATMs*


Service charge


Service Charges may vary per bank or ATM owner.

Balance Inquiry

Withdrawal using Dollar Account

Balance Inquiry using Dollar Account

International ATMs**


Service charge

International Withdrawal

USD 3.50 or 1.75%
(whichever is higher)

International Balance Inquiry

USD 1.00

International ATM Decline

USD 1.00


+1% for selling rate
-1% for buying rate
(vs BPI’s published rates­)

*BPI implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.

Quick guide

Boost your online protection by availing Personal Cyber Insurance

Subscribe for as low as Php 700 annually.

Prefer to speak to us?

For immediate concerns, such as lost or stolen BPI debit and credit cards, please call our 24-hour BPI Contact Center:

For phones in the Philippines, international calls, and domestic long- distance:

  • Phone
    (+632) 889-10000

For domestic toll-free calls:

  • Phone

For International toll-free calls:

Frequently asked questions
Need more help?

Get all the help for your banking needs.