Debit Card Limits

Withdrawal Limits

Type of Debit Card	Daily Withdrawal Amount	Maximum Number of Daily Withdrawals
BPI Debit Mastercard*	PHP 20,000	6
BPI Debit Mastercard (for Preferred and Private Banking Clients)*	PHP 50,000	6
BPI Debit EMV Cirrus Gold	PHP 50,000	6
BPI Debit EMV Cirrus Red	PHP 20,000	6

Note: The limits above are given to the card by default. Withdrawal limits of BPI Debit Mastercard can be adjusted via Card Control in BPI Online and mobile app.

Point-of-Sale Terminal Spend Limits

Type of Debit Card	Daily Purchase Amount	Maximum Number of Daily Purchases
BPI Debit Mastercard*	PHP 100,000	Unlimited
BPI Debit Mastercard (for Preferred and Private Banking Clients)*	PHP 250,000	Unlimited
BPI Debit EMV Cirrus Gold	PHP 250,000	Unlimited
BPI Debit EMV Cirrus Red	PHP 100,000	Unlimited

Note: The limits above are given to the card by default. Purchase limits of BPI Debit Mastercard can be adjusted via Card Control in BPI Online and mobile app.

E-Commerce Spend Limit**

Type of Debit Card	Maximum Spend Amount in a Day	Maximum Number of Spend in a Day
BPI Debit Mastercard*	PHP 20,000	Unlimited

*Your card limits will not increase, regardless of the number of accounts linked to your BPI Debit Mastercard, as an added layer of security.

**E-Commerce spend limit is a sub-set of the Pont-of-Sale (POS) Terminal Spend Limit. For example, if the client uses their card for an online purchase worth P10,000, the remaining E-Commerce limit will now be Php 10,000 and remaining POS limit is Php 90,000.

The card limits are inclusive of any transaction fee that you may incur, when applicable. Here's the complete list of debit card fees.

Deposits are insured by PDIC up to P500,000 per depositor.

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