Debit Card Limits

Withdrawal Limits

Type of Debit Card

Daily Withdrawal Amount

Maximum Number of Daily Withdrawals
BPI Debit Mastercard*PHP 20,0006

BPI Debit Mastercard
(for Preferred and Private Banking Clients)*

PHP 50,0006

BPI Debit EMV Cirrus Gold

PHP 50,0006
BPI Debit EMV Cirrus RedPHP 20,0006

Note: The limits above are given to the card by default. Withdrawal limits of BPI Debit Mastercard can be adjusted via Card Control in BPI Online and mobile app.


Point-of-Sale Terminal Spend Limits

Type of Debit Card

Daily Purchase Amount

Maximum Number of Daily Purchases
BPI Debit Mastercard*PHP 100,000Unlimited

BPI Debit Mastercard
(for Preferred and Private Banking Clients)*

PHP 250,000Unlimited

BPI Debit EMV Cirrus Gold

PHP 250,000Unlimited
BPI Debit EMV Cirrus RedPHP 100,000Unlimited

Note: The limits above are given to the card by default. Purchase limits of BPI Debit Mastercard can be adjusted via Card Control in BPI Online and mobile app.


E-Commerce Spend Limit**

Type of Debit CardMaximum Spend Amount in a DayMaximum Number of Spend in a Day
BPI Debit Mastercard*PHP 20,000Unlimited


*Your card limits will not increase, regardless of the number of accounts linked to your BPI Debit Mastercard, as an added layer of security.

**E-Commerce spend limit is a sub-set of the Pont-of-Sale (POS) Terminal Spend Limit. For example, if the client uses their card for an online purchase worth P10,000, the remaining E-Commerce limit will now be Php 10,000 and remaining POS limit is Php 90,000.


The card limits are inclusive of any transaction fee that you may incur, when applicable. Here's the complete list of debit card fees.


Debit Cards
Discover how you can do more with your debit card.
Learn more