Account Linking
Easily access your other accounts in one card.
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Benefits
Access all accounts

Your BPI Debit Mastercard allows you to access more than one deposit account in any BPI ATM. Simply choose which of your linked deposit accounts you want to transact from.

Main deposit account

The main deposit account of your card can be viewed and used in BPI and non-BPI ATMs here and abroad. You can also use this to pay for Point-of-Sale (POS) purchases in-store.

Be in control

You can choose which accounts will be linked to your card.*

*Only your chosen linked accounts can be accessed using your card.

Quick guide

How to withdraw from your other linked accounts

1. Go to any BPI ATM.
2. Select "Enter Withdrawal Amount".
3. Enter the amount you wish to withdraw.
4. Enter your 6-digit PIN.
5. Select the account you wish to withdraw from.
6. Get your cash.

Note: Your card’s withdrawal and purchase limits will not increase regardless of the number of accounts linked.

How to know the the assigned Main Deposit Account for my BPI Debit Mastercard

​​​​​​​Your Main Deposit Account is specified in your card carrier when you receive your BPI Debit Mastercard.

How to change my Main Deposit Account and/or Linked Accounts

Simply visit any branch near you.

How to access the Linked Deposit Accounts using my BPI Debit Mastercard

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at BPI ATMs nationwide.

​​​​​​​When transacting at non-BPI ATMs or when paying at POS terminals or online, your Main Deposit Account is automatically selected for your transaction.

How to remove any or all of the Linked Deposit Accounts in my BPI Debit Mastercard

You may request to link or unlink accounts in any branch or via 889-10000.

BPI Debit Mastercard
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Frequently asked questions

I have card-based deposit accounts in both BPI and BPI Family Savings Bank. Can the two accounts be linked in one card?

No, only card-based deposit accounts belonging to the same bank institution can be linked in one card.

How many deposit accounts can be linked to my BPI Debit Mastercard?

Your BPI Debit Mastercard has one (1) Main Deposit Account and can have up to nine (9) other Linked Deposit Accounts. The Main Deposit Account of your card can be viewed and used at BPI and non-BPI ATMs here and abroad while Linked Deposit can only be used for withdraw and other transactions at BPI ATMs.

How will I know the assigned Main Deposit Account for my BPI Debit Mastercard?

Your Main Deposit Account is specified in your card carrier when you receive your BPI Debit Mastercard.

Can I change my Main Deposit Account/Linked Accounts?

Yes, you may change your Main Deposit Account or Linked Accounts. Simply visit any branch near you.

Note: As of the moment, this feature is only available to BPI Debit Mastercard cardholders.

How do I access the Linked Deposit Accounts using my BPI Debit Mastercard?

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at BPI ATMs nationwide.

When transacting at non-BPI ATMs or when paying at Point-of-Sale (POS) terminals or online, your Main Deposit Account is automatically selected for your transaction.

Will my card limit increase if I have several deposit accounts linked to my BPI Debit Mastercard?

Your BPI Debit Mastercard's withdrawal and spend limits will not increase regardless of the number of accounts linked to your card, as an added layer of security.

To know the withdrawal and spend limit set of your card, please click here.

Can I add/remove any or all of the Linked Deposit Accounts in my BPI Debit Mastercard?

You may request to link or unlink accounts in any branch near you or via 889-10000.

What will happen if I remove any or all of my Linked Deposit Accounts from my BPI Debit Mastercard?

You will no longer be able to access the account via BPI ATMs using your BPI Debit Mastercard. However, you may still be able to access the account(s) that are not linked to your BPI Debit Mastercard through:

• Other cards associated with your account
• Over the counter transactions at our branches
• BPI Online or BPI Mobile app

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