Account Linking
Easily access your other card-based deposit accounts in just one card.
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Benefits
Access all accounts

Your BPI Debit Mastercard allows you to access more than one deposit account in any BPI ATM. Simply choose which of your linked deposit accounts you want to transact from.

Main deposit account

The main deposit account of your card can be viewed and used in BPI and non-BPI ATMs here and abroad.

Be in control

You can choose which accounts will be linked to your card.*

*Only your chosen linked accounts can be accessed using your card.

Quick guide

How to withdraw from your other linked accounts

1. Go to any BPI ATM.
2. Enter your 6-digit PIN.
3. Select “Enter Withdrawal Amount”.
4. Enter the amount you wish to withdraw from.
5. Select the account you wish to withdraw from.
6. Get your cash.

Note: Your card’s withdrawal and purchase limits will not increase regardless of the number of accounts linked.

How to know the assigned Main Deposit Account for my BPI Debit Mastercard

​​​​​​​Your Main Deposit Account is specified in your card carrier when you receive your BPI Debit Mastercard.

How to change my Main Deposit Account and/or Linked Accounts

Simply visit any branch near you.

How to access the Linked Deposit Accounts using my BPI Debit Mastercard

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at any BPI ATM nationwide.

​​​​​​​When transacting at non-BPI ATMs or when paying at POS terminals or online, your Main Deposit Account is automatically selected for your transaction.

How to remove any or all of the Linked Deposit Accounts in my BPI Debit Mastercard

You may request to unlink accounts by visiting any BPI branch near you or calling our 24-hour BPI Contact Center at (+632) 889-10000.

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BPI Debit Mastercard
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Frequently asked questions

I have card-based deposit accounts in BPI, BPI Family Savings Bank, and/or BPI Direct Banko. Can those two accounts be linked in one card?

No, only card-based deposit accounts belonging to the same bank institution can be linked in one card.

How many deposit accounts can be linked to my BPI Debit Mastercard?

Your BPI Debit Mastercard has one (1) Main Deposit Account and can have up to nine (9) other Linked Deposit Accounts. The Main Deposit Account of your card can be viewed and used at BPI and non-BPI ATMs here and abroad while Linked Deposit can only be used for withdraw and other transactions at BPI ATMs.

How will I know the assigned Main Deposit Account for my BPI Debit Mastercard?

Your Main Deposit Account is specified in your card carrier when you receive your BPI Debit Mastercard.

Can I change my Main Deposit Account/Linked Accounts?

Yes, you may change your Main Deposit Account and/or Linked Accounts. Simply visit any branch near you.

Note: As of the moment, this feature is only available to BPI Debit Mastercard cardholders.

How do I access the Linked Deposit Accounts using my BPI Debit Mastercard?

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at BPI ATMs nationwide.

When transacting at non-BPI ATMs or when paying at Point-of-Sale (POS) terminals or online, your Main Deposit Account is automatically selected for your transaction.

Will my card limit increase if I have several deposit accounts linked to my BPI Debit Mastercard?

Your BPI Debit Mastercard's withdrawal and purchase limits will not increase regardless of the number of accounts linked to your card, as an added layer of security.

To know the withdrawal and purchase limit set of your card, please click here.

Note: Your withdrawal and purchase limits can be adjusted via BPI Card Control in BPI Online and Mobile app.

Can I add/remove any or all of the Linked Deposit Accounts in my BPI Debit Mastercard?

You may request to link or unlink accounts by visiting any BPI branch near you or calling our 24-hour BPI Contact Center at (+632) 889-10000.

What will happen if I remove any or all of my Linked Deposit Accounts from my BPI Debit Mastercard?

You will no longer be able to access the account via BPI ATMs using your BPI Debit Mastercard. However, you may still be able to access the account(s) that are not linked to your BPI Debit Mastercard through:

• Other cards associated with your account
• Over the counter transactions at our branches
• BPI Online or BPI Mobile app

Who can I contact for questions or clarifications?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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Discover more

Explore many ways to transfer funds

Select from a list, type an account number and now - choose a QR code. Transferring money just got easier.

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Transfer money to other banks with ease

Enjoy real-time and hassle-free transfers to other banks via InstaPay.

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Online Banking

Discover how BPI Online can make your everyday banking easier.

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Send us a message

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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