Account linking

Easily access your other card-based deposit accounts in just one card

Benefits

Access all accounts

Your BPI Debit Mastercard allows you to access more than one deposit account in any BPI ATM. Simply choose which of your linked deposit accounts you want to transact from.

Main deposit account

The main deposit account of your card can be viewed and used in BPI and non-BPI ATMs here and abroad.

Be in control

You can choose which accounts will be linked to your card.*
*Only your chosen linked accounts can be accessed using your card.

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Quick guide

How can I withdraw from my other linked accounts?

1. Go to any BPI ATM.
2. Enter your 6-digit PIN.
3. Select “Enter Withdrawal Amount”.
4. Enter the amount you wish to withdraw from.
5. Select the account you wish to withdraw from.
6. Get your cash.
Note: Your card’s withdrawal and purchase limits will not increase regardless of the number of accounts linked.

How will I know the assigned Main Deposit Account for my BPI Debit Mastercard?

It enables automatic updating of your enrolled card details to partner merchants of Mastercard in cases of card renewals or replacements. It will provide convenience because you won’t need to enter your new card details such as Card Number and Expiry dates because Mastercard will do it for you, to avoid payment interruptions or transaction declines. Card upgrades are not yet included in the automatic updating of card details.

How can I change my Main Deposit Account and/or Linked Accounts?

Simply visit any branch near you.

How can I access the Linked Deposit Accounts using my BPI Debit Mastercard?

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at any BPI ATM nationwide.

When transacting at non-BPI ATMs or when paying at POS terminals or online, your Main Deposit Account is automatically selected for your transaction.

How can I remove any or all of the Linked Deposit Accounts in my BPI Debit Mastercard?

You may request to unlink accounts by visiting any BPI branch near you or calling our 24-hour BPI Contact Center at (+632) 889-10000.

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Frequently asked questions

I have card-based deposit accounts in BPI and/or BPI Direct Banko. Can those two accounts be linked in one card?

No, only card-based deposit accounts belonging to the same bank institution can be linked in one card.

How many deposit accounts can be linked to my BPI Debit Mastercard?

Your BPI Debit Mastercard has one (1) Main Deposit Account and can have up to nine (9) other Linked Deposit Accounts. The Main Deposit Account of your card can be viewed and used at BPI and non-BPI ATMs here and abroad while Linked Deposit can only be used for withdraw and other transactions at BPI ATMs.

How will I know the assigned Main Deposit Account for my BPI Debit Mastercard?

Your Main Deposit Account is specified in your card carrier when you receive your BPI Debit Mastercard.

Can I change my Main Deposit Account/Linked Accounts?

Yes, you may change your Main Deposit Account and/or Linked Accounts. Simply visit any branch near you.

Note: As of the moment, this feature is only available to BPI Debit Mastercard cardholders.

How do I access the Linked Deposit Accounts using my BPI Debit Mastercard?

You may view and transact with your Main Deposit Account and other Linked Deposit Accounts at BPI ATMs nationwide.

When transacting at non-BPI ATMs or when paying at Point-of-Sale (POS) terminals or online, your Main Deposit Account is automatically selected for your transaction.