BPI Gold Rewards Card

Discover a world of endless rewards with a BPI Gold Rewards Card. Enjoy exclusive perks and premium privileges

Benefits

Keep up with your premium lifestyle. Enjoy year-round discounts, freebies, and installment options from your favorite stores and earn BPI Points for every purchase.

Get cash anytime and withdraw

^{up to} 70 ^%

of your available credit limit through cash advance

Stretch your payment terms

^{up to} 36 ^months

as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit

Get insured for free whenever you travel for up to

^Php 10 million

when you book your flights using your card

More reasons to love this card

Year-round perks and discounts

Enjoy a wide variety of offers all year long–from your favorite retail shops, restaurants, online stores, appliance & gadget shops, and more.

BPI Points

Earn one (1) point for every Php 35 spend. Enjoy lots of exciting rewards that you can redeem such as gift vouchers, shopping credits, airline miles, and more!

Save while you shop abroad

Always use your card abroad to enjoy one of the lowest forex conversion rates of just 1.85%.

Oh My Deals! by BPI Cards

With the new OMD! app, you can discover all the amazing BPI Card deals with just a few taps.

LEARN MORE

Don't miss out on the latest promotions

Featured

Credit cards

Real 0% Special Installment Plan (SIP)

Get additional credit limit for your installment transactions with your BPI Credit Card.

Installments

Featured

Credit cards

100% Bonus Madness Limit

Enjoy increased purchasing power with up to 100% of additional limit on your installment purch

Installments

Credit cards

Octagon Real 0% Installment

Get up to 24 months Real 0% installment at Octagon with your BPI Credit Card.

Installments

Credit cards

Rustan's Department Store Real 0% Installment

Get up to 36 months Real 0% installment at Rustan’s with your BPI Credit Card.

Shopping and essentials
Installments

Credit cards

Special Installment Plan at Partner Health and Wellness Merchants

Enjoy a special installment plan of up to 24 months with our health, wellness, hospitals, clin

Health and wellness
Installments

VIEW MORE PROMOTIONS

Tools and services

Rates and fees

BPI Credit Card terms and conditions

Annual fee waiver program

Ready to get your new credit card?

Apply online or visit a BPI branch near you.

APPLY NOW

Frequently asked questions

What are the requirements to apply for this card?

1. One (1) photo-bearing and unexpired identification documents (front & back copy):

Identification documents issued by the Government of the Republic of the Philippines including its political subdivisions, agencies and instrumentalities (e.g., Passport, Driver’s License, PhilID, etc.)
Company ID issued by private entities or institutions registered in BSP, SEC or IC

2. Proof of income or copy of your credit card statement from another bank.

How much is the annual fee for my BPI Gold Rewards Card?

The annual membership fee is free on the first year and Php 2,250 on the second year and onwards.

What can I redeem using my BPI Points?

Choose from a wide range of rewards—from airline miles, shopping credits, dining vouchers, and gift certificates from various partners. We have exciting rewards that fit your everyday lifestyle.

How do I earn BPI Points using my BPI Gold Rewards Card?

Every Php 35 spend earns one (1) BPI Point which you can accumulate and exchange for exciting reward items.

How do I redeem using my BPI Points?

Download the Vybe app and redeem from a wide range of eGCs for travel, shopping, dining or leisure.

For other rewards such as miles, shopping credits, investment top-ups or to use your points to pay for your Annual Membership fee, you may redeem through following ways:

1. Call our 24-hour BPI Contact Center at ‎(+632) 889-10000
2. Email help@bpi.com.ph
3. Coordinate with your Relationship Manager or branch of account.