BPI Gold Mastercard
Discover a world of endless rewards with a BPI Gold Mastercard. Enjoy exclusive perks and premium privileges.
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The Premium Card

BPI Gold Mastercard is a card that keeps up with your premium lifestyle. Enjoy year-round discounts, freebies & installment options from your favorite stores and earn rewards points for every purchase.


Card benefits
Year-round Perks and Discounts

Enjoy a wide variety of offers all year long – from your favorite retail shops, restaurants, online stores, appliance & gadget shops, and more.

Real Thrills Rewards Points

Earn 1 rewards point for every P35 spend. Enjoy lots of exciting rewards that you can redeem: from gift vouchers, shopping credits, airline miles, and more!

Get Cash Anytime

Convert your credit limit to cash and pay in installment up to 36 months. You can also avail of Cash Advance, and withdraw up to 70% of your available credit limit.

Save while you Shop Abroad

Always use your card abroad to enjoy one of the lowest forex conversion rates of just 1.85%.

Installment Options

Stretch your payment terms up to 36 months! Enjoy Real 0% Special Installment Plan (SIP), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit.

Travel Insurance

Book your flights using your card and get secured whenever you travel for up to Php 10,000,000 for free!

BPI Alerts
Get SMS alerts when you use your BPI Credit Card for online purchases.
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Ready to get your new credit card?
Apply online or visit a BPI branch near you.
Apply now
Related information
Frequently asked questions

What are the requirements to apply for this card?

Proof of ID, front and back portion of one valid ID with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.

Proof of Income or a copy of your credit card statement from another bank.

How much is the annual fee for my BPI Gold Mastercard?

The annual membership fee is free on the 1st year and Php 2,250 on the 2nd year and onwards.

What can I redeem using my Real Thrills Rewards Points?

Choose from a wide range of rewards—from airline miles, shopping credits, dining vouchers, and gift certificates from various partners. We have exciting rewards that fit your everyday lifestyle. View our catalogue.

How can I get proof of the travel insurance coverage?

Call BPI hotline at 889 10000 (all areas with 02 area code) or 1 800 188 89100 (domestic toll-free for PLDT) or (+632) 889 10000 and submit your Itinerary Receipt (travel ticket) with the following transaction details:

BPI Credit card type
Credit card number
Transaction date and amount

What currency should I use to enjoy the foreign exchange rate of 1.85%?

Choose the foreign currency of the country you are in, instead of Philippine pesos when you pay the merchant.

How can I convert my credit limit to cash?

Simply call BPI hotline at (+632) 889 10000 (all areas with 02 area code) or 1 800 188 89100 (domestic toll-free for PLDT) or +632 889 10000.

You may also visit any BPI or BPI Family Savings Bank branch nearest you.

Who can I contact for concerns about my BPI Credit Card?

You may contact our 24-hour customer care hotline at (+632) 889 10000 or send us an email at help@bpi.com.ph.

For more details, check our contact information page.

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