Promotion highlights

Real 0% Installment Program

Enjoy up to 24 months Real 0% installment term

Buy now and pay up to 90 days later

First monthly amortization will be posted up to 3 months later from date of purchase.

Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  • BPI Amore Cashback Card
  • BPI Amore Platinum Cashback Card
  • BPI Blue Mastercard / BPI Rewards Card
  • BPI Corporate Mastercard / BPI Corporate Card
  • BPI Edge Mastercard / BPI Edge Card
  • BPI Gold Mastercard / BPI Gold Rewards Card
  • Petron-BPI Mastercard / Petron BPI Card
  • BPI Visa Signature Card/ BPI Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to the following installment program:

Real 0% installment program

Up to 6 months Real 0% installment term

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the S.I.P. transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the program, the cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

Participating branches

Metro Manila

Blue Wave Marikina
Blue Wave Marikina, 2 Brgy. Sto Nino, Marikina City
Cherry ShawU/GF Cherry Shaw, 514 Shaw Blvd., Mandaluyong City
Gaisano Capital Binangonan2/F Gaisano Capital, Binangonan, Rizal
Montalban Town Center2/L, One Mall, Gen. T. De Leon St., Valenzuela City
Regalado Townville CenterG/F Regalado Townville Center, Regalado Ave. Fariview Quezon City
Riverbanks Center MallG/F Riverbanks Center Mall, A. Bonifacio Avenue, Barangka, Marikina City
Robinsons GalleriaG/F Forum Robinsons, EDSA cor., Pioneer St, Mandaluyong City
Robinsons NovalichesG/F Robinsons Novaliches, Quirino Highway, Brgy. Pasong Putik, Novaliches Quezon City
Robinsons Place AntipoloG/F Robinsons Place Antipolo, Sumulong Highway Corner
Robinsons Place Cainta2/F Robinsons Place Cainta Ortigas Ave. Ext., Brgy. Sto Domingo, Cainta Rizal
Robinsons Place Las Pinas2/F Robinsons Place Las Piñas, Alabang Zapote Road, Las Piñas City
Robinsons Place Manila2/FF Pedro Gil Wing, Robinsons Place Manila and Adriatico Streets, Ermita Manila
Robinsons Place Metro EastL/GF Robinsons Place Metro East Brgy. Dela Paz, Marcos Hi-way Pasig City
Robinsons Place OtisL/GF Robinsons Magnolia, Aurora Blvd. Quezon City
Robinsons Town Mall Malabon2/F Robinsons Town Mall, Gov. Pascual cor. Crispim St., Brgy. Tinajeros, Malabon City
Robinsons Townville BF Paranaque2F Robinsons Townville BF Parañaque, A. Aguirre, St. BF Para ñaque City
Sta. Lucia Il Centro2/F Il Centro Mall, Felix Ave., Brgy. San Isidro, Cainta Rizal
Tanay Town CenterTanay Town Center, Sampaloc Road, Tanay Rizal


Baguio Center Mall
2/F Baguio Center Mall, Magsaysay Ave., Baguio City
Balagtas Town CenterG/F Balagtas Town Center, Mc Arthur Hi-way Borol 1st, Balagtas Bulacan
Ban-yan CenterG/F Ban-yan Center, Talavera, Nueva Ecija
Centerpoint Plaza115 Centerpoint Plaza, Marcos Highway, Bakakeng Central, Baguio City
Centro Mall CabuyaoG/F Centro Mall Cabuyao, Brgy. Pulo Cauyao City, Laguna
City Walk Mall TarlacG/F City Walk Mall, Zamora Street, Brgy. San Roque, Tarlac City
CLA Town CenterG/F CLA Town Center, National Highway, Brgy. Binan, Pagsanjan, Laguna
Gaisano Capital Iriga2/F Gaisano Capital Iriga, Irigao-Baao Rd. Brgy. San Roque Iriga City
Gregorian MallG/L Gregorian Mall, Rizal St. Old Albay District, Legazpi City, Albay
Iba Town CenterG-8 2/F Iba Town Center, National Road Zone 1, Poblacion, Iba Zambales
iMall CanlubangG/F iMall Canlubang, Jose Yulo Sr. Avenue Corner Cecilia Araneta Ave., Canlubang Calamba City
Manna Mall1/F Manna Mall Pagdaraoan Biday Rd., San Fernando City La Union
Marquee Mall2/F Marquee Mall, F.G. Nepo Abe., Pulung Maragul Angeles City Pampanga
NE Mall BalerG/F NE Mall Baler Purok 7, Brgy., Suclayin, Baler, Aurora
Neo Calapan Mall2/F Robinsons Appliances Corp. Neo Calapan Mall, M. Roxas S. Lumangbayan Cal City, Oriental Mindoro
Premier Plaza (temporarily closed)G/F Premier Plaza, Emilio Aguinaldo Hi-way, Brgy. Lucsuhin Silang, Cavite
RA Galleria South3/F Robinsons Galleria South, 179 Manila S Rd. San Pedro Laguna
Robinsons Place Angeles2/F Robinsons Place Angeles, Mac Arthur Highway, Balibago, Angeles Pampanga
Robinsons Place Dasmariñas (temporarily closed)Robinsons Place Dasmariñas, Aguinalso Highway cor. Governors Drive Sitio Palapala, Brgy. Dasmariñas Cavite
Robinsons Place EPZA (temporarily closed)2/L Robinsons Place EPZA - Bacao Diversion Road, Brgy. Tejero General Trias, Cavite
Robinsons Place Ilocos Norte2/F Robinsons Place Ilocos Norte Brgy. San Francisco, San Nicolas Ilocos Norte
Robinsons Place Imus (temporarily closed)4/L Robinsons Place Imus, Tanzang Luma, Aguinaldo Hiway Imus, Cavite
Robinsons Place Lipa2/L Robinsons Place Lipa, National Highway, Brgy. Mataas na Lupa, Lipa City
Robinsons Place Lipa - Sony2/L Robinsons Place Lipa, National Highway, Brgy. Mataas na Lupa, Lipa City
Robinsons Place Malolos2/F Robinsons Place Malolos, Mac Arthur Highway, Sumapang Matanda, Malolos City Bulacan
Robinsons Place Naga2/F Robinsons Place Naga, Roxas Ave. (Divrsion Rd.) cor. Almeda Highway, Brgy. Triangulo, Naga City
Robinsons Place Palawan2/F Robinsons Place Palawan, Brgy. San Manuel, Puerto Princesa City, Palawan
Robinsons Place Pangasinan2/F Robinsons Place Pangasinan, Level 2, National Highway, San Miguel, Calasiao Pangasinan
Robinsons Place Santiago2/F Robinsons Place Santiago, AH26, Santiago City, 3311, Isabela
Robinsons Place Tuguegarao2/F Robinsons Place Tuguegarao, Brgy. Tanza, Tuguegarao City
Robinsons StarmillsG/F Robinsons Starmills, Olongapo-Gapan Road, City of San Fernando, Pampanga
Robinsons Townville Buhay na Tubig (temporarily closed)G/F Robinsons Townville Buhay na Tubig, Palico Road, Buhay na Tubig, Imus City
Robinsons Townville Cabanatuan2/F Robinsons Townville Cabanatuan, KM III Maharlika Highway, Cabantuan City, Nueva Ecija
Robinsons Townville MeycauayanRobinsons Townville Meycauayan, El Camino St., Brgy. Camalig, Meycauayan Bulacan
Robinsons Townville PulilanRobinsons Townville Pulilan, Dona Remedios, Trinidad Highway Pulilan Junction Brgy. Cutcot Bulacan
San Carlos Town CenterG/F San Carlos Town Center, Rizal Ave., San Carlos City Pangasinan
Summit Ridge Promenade2/L Summit Ridge Promenade, Brgy. Maharlika Tagaytay City
The District Dasmariñas (temporarily closed)G/F Robinsons Supermarket Bldg., The District Dasmariñas, Molino-Paliparan Rd. Cavite
Virac Town CenterVirac Town Center, Rizal Ave., Gogon Sirangan, Virac, Catanduanes
Xentor Mall LemeryG/F Xentro Mall Lemery, National Highway, Brgy. Malinis, Lemery Batangas
Xentro Mall BatangasDiversion Rd., Brgy. Alalingan Batangas City
Xentro Mall PolanguiG/F Diversion Rd., Brgy Ubaliw, Polangui Albay
Xentro Mall RoxasG/F Xentro Mall Roxas, Don Mariano Marcos Ave., 3320 Roxas, Isabela
Xentro Mall ViganG/F Xentro Mall Brgy 3 Vigan City


Citimall Roxas
G/F Citymall Roxas, Arnaldo Roxas Blvd., Roxas City, Capiz
Gaisano Grand CatarmanG/F Gaisano Grand Catarman, Brgy. Macagtas, Northern Samar
Robinsons Fuente2/F Robinsons Fuente, Fuente Osmena cor. Jones St., Cebu City
Robinsons Galleria Cebu2/F Robinsons Galleria Cebu, Maxilom-Osmena Blvd., 13th Ave., N. Benedicto St. North Cebu City
Robinsons North Tacloban2/L Robinsons North Tacloban, Brgy. 91, Abucay Tacloban City
Robinsons Place Antique2/F Robinsons Place Antique, Brgy. San Angel, San Jose Buenavista, Antique
Robinsons Place Bacolod2/F Robinsons Bacolod, Lacosn St., Mandalagan, Bacolod City
Robinsons Place Dumaguete2/F Robinsons Place Dumaguete DCBD Calindangan cor. South Road Dumaguete City, Negros Oriental
Robinsons Place Iloilo2/F Robinsons Place Iloilo, cor. Quezon Ledesma St., Iloilo City
Robinsons Place Jaro2/F, Robinsons Place Jaro, E. Lopez, St. Brgy., San Vicente Jaro, Iloilo City
Robinsons Place Ormoc2/F Robinsons Place Ormic, Palo Carigara, Ormoc City Rd., Brgy., Cogon, Ormoc City, Leyte
Robinsons Place Pavia2/F Robinsons Place Pavia Vice President Fernando Lopez Ave., Pavia Iloilo
Robinsons Place Roxas2/F Robinsons Place Roxas, Brgy. Lawa-an, Immaculate Heart of Mary Ave., Roxas City 5800 Capiz
Robinsons Supermarket PerdicesL/GF Robinsons Supermarket, Gov. M. Perdices St., Dumaguete City
South Town Center2/F South Town Center, Cebu S Rd., Talisay City, Cebu


Gaisano Grand San Francisco
G/F Gaisano Gran San Francisco, Brgy. 4, National Highway, Agusan del Sur
Geege Mall2/L Geege Mall, Burgos St., Ozamiz City, Misamis Occidental
Gmall of Digos2/F Gmall of Digos, Sultan Kudarat Road, Brgy. Tres de Mayo, Digos City, 8802, Davao Del Sur
Gmall of Toril2/F Gmall of Toril, McArthur Hi-way, Toril Davao City
Mall of Al Nor2/F Main Bldg., Al nor Commercial Complez, Sinsuat Ave., RH9, Cotabato City
Robinsons Place Butuan2/F Robinsons Place Butuan, Libertad, Butuan City
Robinsons Place Cagayan De Oro2/F Robinson place Cagayan De Oro, Rosario Crescent cor. Florentino St., Limketkai Center, Cagayan De Oro
Robinsons Place General SantosG/F Robinsons Place General Santos City, J. Catolico, cor. Bula-lagao Rd., General Santos City
Robinsons Place Iligan2/F, Robinsons Place Iligan, Brgy. Tubod Iligan City, Lanao Del Norte
Robinsons Place Tagum2/F Robinsons Place Tagum Brgy. Magugpo, Tagum Davao Del Norte
Robinsons Place Valencia2/F Robinsons Place Valencia, Hagkol, Bagontaas, Valenica City, Bukidnon
Robinsons Supermarket Abreeza Mall2/F Robinsons Supermarket Abreeza Mall, JP Laurel, Bajada Davao City


Customer support

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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