Real 0% S.I.P. at partner appliance merchants

Get up to 24 months Real 0% installment at partner appliance merchants

Promotion highlights

Real 0% S.I.P.

Get up to 24 months Real 0% S.I.P. with your BPI Credit Card.

Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Open to all BPI Credit Cardholders

Use your many participating cards to avail of this promo.

Promotion mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Blue Mastercard / BPI Rewards Card
BPI Corporate Mastercard / BPI Corporate Card
BPI Edge Mastercard / BPI Edge Card
BPI Gold Mastercard / BPI Gold Rewards Card
Petron-BPI Mastercard / Petron BPI Card
BPI Platinum Rewards Mastercard / BPI Platinum Rewards Card
BPI Visa Signature Card/ BPI Signature Card
BPI Family Credit Card

2. BPI cardholders are entitled to avail of the Real 0% installment program. This allows cardholders to avail up to 36 months Real 0% installment at partner merchants.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher depending on the merchant.

b. The terms and spend requirement may vary per merchant and may be available for select items/services only.

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of other S.I.P. feature:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method:

BPI will charge an early termination fee of Php 550 plus 20% on the principal amount should the cardholder decide to terminate the S.I.P. transaction prior to the first billing.
BPI will charge an early termination fee of Php 550 for S.I.P. transactions terminated after first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

Participating merchants

Here are the participating merchants for gadgets and electronics Real 0% S.I.P.

316 Quality Pnt	Fiesta Appliance Center	Neoplatinum
3A Finest Choice	First Megasaver Appliance	Nespresso
717 Bluer Cherry	Focus Global	Nig Marketing
A CJ O Shopping	GC Appliance Centrum	NutriTECH Alliance Corporation
Abenson	Gloria Bazar	Ocampo's Angeles
Addessa	Golden Belt	Ogawa
Airpro Systems	Greatworld Appliance	Oksia Marketing
Allegro Beverage	Greentop Marketing	Onken Home Kitchen
AllHome	Health Prove Enterprises	Panason Marketing
Ancorp Healthy World Inc.	High Top Sure Marketing	Philfoam Inc.
And4 Finest Choice	Hilton Marketing	Po's Marketing Ent
Ansons	Holy Child Appliances	Quality Appliance Plaza
Arysta Marketing	Homedirect	Reverb Appliance Centrum
Asian Home Appliance Center	Homemate Aircon	RGLV Style Electronics
Automatic Centre	Homesonic App Center	RJ Homes The Appliance Plaza Inc.
AV Surfer	Homeworks	Rl Appliance
Better Living Appliance & Furniture Showroom	I-Home Enterprises	Robinsons Appliance
BHF Corp.	IKEA	Royal Star Appliance
Bodega Glassware	Imarflex Special Products	RRS Marketing
Bodega Home Plus	Imperial Appliance	Salad Master
Brills Marketing	Intelliaire Marketing	Santol Marketing
Budget Wise Appliances	J & R Electronics	Savers Appliances
Cebu Appliance Center	Jaycee Co.	Savers Digital Hub
Cellar Solutions	Jomat Marketing	SCBC Enterprises
Central Quality Appliance	Juanica & John Marketing	SM Appliance Center
Citi Appliance	Kingswood Marketing	SMEG Philippines
Coleman	Kitchen Wonders	Sony Square by Avid
Coleman Prestige	KitchenAid Philippines	Sony Viao
Colombo Merchant	Kichenomics	Super Marketing
Concept Specialist	Lux Appliance	Tagum Fiesta Appliance Center
CQ Lifestyle Center	Magic Appliance Center	The First Family Appliance
CYA Industries	Magic Home	Trinity Appliance Center
DBC Furnishings	Magic Lux	Triple A Fine
Desmark	Major Brand Sales	Univox Enterprise
Dimdi Center	Mandaue Foam	Vegapino Enterprise
DM Pacific Star Enterprises	Manila Imperial Motor Sales	Veneth Enterprises
DTD Enterprise	Manhattan Marketing	Villegas Appliance
Dyson	Melgene Aircon Marketing & Services	Vivour Enterprise
Echo Appliances	Metro Plaza	VPR Marketing
Emcor Appliances	Michikawa Enterprise	Walvis Corporation
Euro P2P Direct, Inc.	Middle East Trading	Welcome Home Appliance
Excellence Appliance	Mindanao Solidmark	Western Appliances
Fair N Square Emporium	Mondo Cucina	Willy And Sons
FC Home Center	National Commercial	Winter Cool Ref & Aircon Services & Trading