1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:
BPI Credit Cards
- Blue Mastercard
- Gold Mastercard
- Petron-BPI Mastercard
- Platinum Rewards Mastercard
- Edge Mastercard
- Corporate Mastercard
- Amore Cashback Card
- Amore Platinum Cashback Card
- Visa Signature Card
- BPI Family Credit Card
2. BPI cardholders are entitled to avail of the Real 0% installment program. This allows cardholders to avail up to 36 months Real 0% installment at partner merchants.
3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):
Terms and conditions
a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher depending on the merchant.
b. The terms and spend requirement may vary per merchant and may be available for select items/services only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. feature:
Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method:
- BPI will charge an early termination fee of Php 550 plus 20% on the principal amount should the cardholder decide to terminate the S.I.P. transaction prior to the first billing.
- BPI will charge an early termination fee of Php 550 for S.I.P. transactions terminated after first billing.
4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating merchant.
5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.
6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.
Here are the participating merchants for gadgets and electronics Real 0% S.I.P.
|316 Quality Pnt||Fiesta Appliance Center||Neoplatinum|
|3A Finest Choice||First Megasaver Appliance||Nespresso|
|717 Bluer Cherry||Focus Global||Nig Marketing|
|A CJ O Shopping||GC Appliance Centrum||NutriTECH Alliance Corporation|
|Abenson||Gloria Bazar||Ocampo's Angeles|
|Airpro Systems||Greatworld Appliance||Oksia Marketing|
|Allegro Beverage||Greentop Marketing||Onken Home Kitchen|
|AllHome||Health Prove Enterprises||Panason Marketing|
|Ancorp Healthy World Inc.||High Top Sure Marketing||Philfoam Inc.|
|And4 Finest Choice||Hilton Marketing||Po's Marketing Ent|
|Ansons||Holy Child Appliances||Quality Appliance Plaza|
|Arysta Marketing||Homedirect||Reverb Appliance Centrum|
|Asian Home Appliance Center||Homemate Aircon||RGLV Style Electronics|
|Automatic Centre||Homesonic App Center||RJ Homes The Appliance Plaza Inc.|
|AV Surfer||Homeworks||Rl Appliance|
|Better Living Appliance & Furniture Showroom||I-Home Enterprises||Robinsons Appliance|
|BHF Corp.||IKEA||Royal Star Appliance|
|Bodega Glassware||Imarflex Special Products||RRS Marketing|
|Bodega Home Plus||Imperial Appliance||Salad Master|
|Brills Marketing||Intelliaire Marketing||Santol Marketing|
|Budget Wise Appliances||J & R Electronics||Savers Appliances|
|Cebu Appliance Center||Jaycee Co.||Savers Digital Hub|
|Cellar Solutions||Jomat Marketing||SCBC Enterprises|
|Central Quality Appliance||Juanica & John Marketing||SM Appliance Center|
|Citi Appliance||Kingswood Marketing||SMEG Philippines|
|Coleman||Kitchen Wonders||Sony Square by Avid|
|Coleman Prestige||KitchenAid Philippines||Sony Viao|
|Colombo Merchant||Kichenomics||Super Marketing|
|Concept Specialist||Lux Appliance||Tagum Fiesta Appliance Center|
|CQ Lifestyle Center||Magic Appliance Center||The First Family Appliance|
|CYA Industries||Magic Home||Trinity Appliance Center|
|DBC Furnishings||Magic Lux||Triple A Fine|
|Desmark||Major Brand Sales||Univox Enterprise|
|Dimdi Center||Mandaue Foam||Vegapino Enterprise|
|DM Pacific Star Enterprises||Manila Imperial Motor Sales||Veneth Enterprises|
|DTD Enterprise||Manhattan Marketing||Villegas Appliance|
|Dyson||Melgene Aircon Marketing & Services||Vivour Enterprise|
|Echo Appliances||Metro Plaza||VPR Marketing|
|Emcor Appliances||Michikawa Enterprise||Walvis Corporation|
|Euro P2P Direct, Inc.||Middle East Trading||Welcome Home Appliance|
|Excellence Appliance||Mindanao Solidmark||Western Appliances|
|Fair N Square Emporium||Mondo Cucina||Willy And Sons|
|FC Home Center||National Commercial||Winter Cool Ref & Aircon Services & Trading|
For inquires and comments, send us a message or call our 24-hour BPI contact center at (+632) 889-10000.
Real 0% Special Installment Plan (SIP)
SIP with Monthly Add-On
Real 0% S.I.P. at partner home improvement merchants
Real 0% SIP at Partner Gadgets and Electronics Merchants