Promotion highlights

Open to all BPI Credit Cardholders

Stay in good standing to avail of this promo.

Available for a minimum Php 3,000 single receipt purchase

Use your participating BPI Credit Card to pay for purchases at the participating merchant.

Up to 100% Bonus Madness Limit

Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.

Program mechanics

1. The program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:

BPI Credit Cards

  •  Blue Mastercard
  • Gold Mastercard
  •  Petron-BPI Mastercard
  •  Edge Mastercard
  •  Corporate Mastercard
  •  Amore Cashback Card
  •  Amore Platinum Cashback Card
  •  Visa Signature Card
  •  BPI Family Credit Card

2. BPI Cardholders are entitled to avail of the Real 0% Installment Program. This allows Cardholders to avail up to 24 months Real 0% installment at Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can also choose to avail of other S.I.P. features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches

Check the list of participating Octagonn branches nationwide.

Bacolod La Salle 
Doors 1101-02 University Courtyard, La Salle Avenue, Bacolod City
Bacolod Robinson’s Place 2/F Northwing, Robinson's Place Bacolod, Mandalagan, Bacolod City
Bacolod SM Bacolod SM City Bacolod, Rizal St., Reclamation Area, Bacolod City
Bacolod Yusay Arcade Yusay Arcade II, Araneta St., Bacolod City
Baguio SM City SM City Baguio, Luneta Hill, Upper Session Road, Baguio City
Batangas G/F RL Bldg. #143 P. Burgos Corner D. Silang St., Batangas City
Batangas SM City 2/F SM City Batangas, Pastor Village Brgy. Pallocan West, Batangas City 
Bukidnon Valencia, NVM Mall, 2/L Poblacion Sayre Hiway, Valencia City, Bukidnon
Bulacan SM City Baliwag, Unit 138 SM City Baliwag, Doña Remedios Trinidad Hiway, Pagala, Baliwag, Bulacan
Bulacan SM City Marilao #223 SM City Marilao, Km.21 Mac Arthur Hi-way Ibayo Marilao, Bulacan
Butuan J.C. Aquino Avenue, Butuan City
Cabanatuan MegaCenter The Mall Unit 26 2/F MegaCenter The Mall, Cabanatuan City
Cabanatuan Micro Valley  NE Pacific MallNE. Pacific Mall Maharlika Hi-way H. Concepcion, Cabanatuan City
Cagayan de Oro G/F RRWAGA Bldg. Corner Gomez & Apolinar Velez St., Cagayan de Oro City
Cagayan de Oro Limketkai 1/L West Concourse, Limketkai Mall, Lapasan Cagayan de Oro City
Cavite SM City Bacoor 3/F SM City Bacoor, Tirona Hiway, Bacoor, Cavite
Cavite SM City Dasmariñas 228 SM City Dasmariñas Governor's Drive Palapala, Dasmariñas, Cavite
Cavite SM Molino2/F SM Molino, Bacoor, Cavite
Cebu SM City 3/F SM City Cebu, Reclamation Area, San Jose dela Montana, Cebu City
Cotabato Elena V. Co. Building Rufino Alonzo St., Cotabato City
Dagupan NEPO Mall 3/F NEPO Mall, Arellano St., Dagupan City
Davao  Gaisano Mall 3/F Gaisano Mall. J.P. Laurel Avenue, Bajada, Davao City
Davao  Ilustre Door 3A and 4A Skylite Arcade Ilustre St., Davao City
Davao  Lizada Door 12 Ferbee and Sons Bldg., Monteverde Avenue Cor., Lizada St., Davao City, Davao del Sur 
Davao  Magsaysay CVA Bldg., Ramon Magsaysay Avenue Corner Guerrero St., Davao City
Davao  Micro ValleyIlustre Gaisano South Citimall Brgy. 3A, G/F Gaisano South Citimall, Ilustre St., Davao City
Davao  Victoria Plaza Victoria Plaza J.P. Laurel Avenue, Davao City
Davao Bajada Dasi Building, J.P. Laurel Avenue, Davao City
Digos Legaspi Building Rizal, Avenue, Digos, Davao City
Dipolog #065 Ramos Bldg., General Luna St., Dipolog City
Dumaguete Plaza Milagros Bldg. Cor. Pinipili & Perdices & Dumaguete City, Negros Oriental 
Dumaguete Micro Valley PO's Marketing Bldg., Corner V. Locsin and Perdices St., Dumaguete City, Negros Oriental
Gensan  Stall #1 and 2, Kaman Bldg., Jose Catolico St., General Santos City
Gensan  Micro Valley 2/F KCC Mall, J. Catolico Sr., Avenue, Lagao General Santos City
Iligan Dreamstar Bldg., Marian Badelles St. Cor., Zamora Poblacion, Iligan City 
Iloilo Robinson's Place2/L Robinson's Place Iloilo, Ledesma St., Iloilo City
Iloilo SM City 2/F SM City Iloilo, Benigno Avenue, Mandurriano, Iloilo City
Isabela Santiago Maharlika Hi-way, Villasis, Santiago City, Province of Isabela
Koronadal Stall #2 and 3 PIM Inc., Bldg., General Santos Drive, Koronadal City
Laguna Pavilion Mall 2nd Floor Unit 262C and 267 Pavilion Mall Sto. Niño Biñan, Laguna
Laguna SM Sta. Rosa Laguna2/F SM Sta. Rosa Tagapo, Sta. Rosa, Laguna
Laoag City Brgy. 11 Paco Roman St., Laoag City, Ilocos Norte
Las Piñas City Discovery SM Southmall 2/F SM Southmall, Almanza St., Las Piñas City 
Legaspi 1 D & N Bldg., Rizal St., Legaspi City
Legaspi 2 ES-4 Landco Business Park, Imperit St. Corner, Circumferential Road, Legaspi City
Lipa Robinson’s Place Level 2-145 Robinson's Place Lipa, Mataas na Lupa, Lipa City, Batangas
Lipa SM City 2/F SM City Lipa, Ayala Highway, Lipa City
Lucena - Micro Valley Pacific Mall Lucena, Landco Business Park ML. Tagarao, Lucena City
Lucena SM City SM City Lucena, Quezon 
Makati Cash and Carry Mall 2/F Cash and Carry Mall South Super Hi-way and Filmore St., Palanan, Makati City
Makati Parksquare G/F Parksquare 1, Ayala Avenue, Makati City
Mandaluyong SM Megamall4/F Bldg. B, SM Megamall, Mandaluyong City
Manila  Robinson's Otis, Manila 2/F Robinson's Otis #222 Paz M. Guazon St., Paco, Manila
Manila Robinson’s Ermita 3/F Robinson's Place Manila, Ermita, Manila
Manila SM City #407 SM City Manila, Concepcion St. corner Arroceros and San Marcelino St., Ermita, Manila
Manila SM San Lazaro City3/F SM City San Lazaro, Felix Huertas St. Corner, A.H. Lacson Avenue, Sta. Cruz, Manila
Manila Tutuban Center Mall2/L Tutuban Center Mall Bldg., Claro M. Recto Avenue, Tondo, Manila
Marikina SM City 1/F SM Marikina, Marcos Hi-way, Kalumpang Marikina City 
Muntinlupa Alabang Town Center 3/F Alabang Town Center, Ayala Alabang, Muntinlupa City
Muntinlupa Festival Mall 4/F Festival Supermall, Filinvest, Alabang, Muntinlupa City 
Muntinlupa Festival Spuermall  Micro Valley L3 3044A Festival Supermall, Alabang, Muntinlupa City 
Muntinlupa SM Supercenter SM Supercenter National Road, Tunasan, Muntinlupa City
Naga E-mall L3-302 Nagaland E-Mall San Francisco Naga City, Camarines Sur
Nueva Ecija, San Jose, Maharlika Highway Cor., Rafael Rueda St., San Jose City, Nueva Ecija
Ozamis City Don Anselmo Bernad Avenue Corner Gomez St., Ozamis City 
Palawan TTH Center TTH Center, Rizal Avenue, Puerto Princesa, Palawan City
Pampanga Angeles #774 Sto. Rosario St., Angeles City, Pampanga
Pampanga Clarkfield SM City BranchSM City Clark, M.A. Roxas Hi-way, Clark Special Economic Zone, Clarkfield, Pampanga
Pampanga SM City 2/F Unit 202 SM City Pampanga San Jose San Fernando, Pampanga
Parañaque SM Bicutan 3/F SM Bicutan Doña Soledad Ave. Brgy. Don Bosco, Parañaque City
Parañaque SM City Sucat Unit 315 (B) 3/F SM City Sucat Road, Parañaque City 
Pasay SM Mall of Asia Unit SMOA#2155 Main Mall SM Mall of Asia SM Central Business Park, Bay City, Pasay City
Quezon City Ali Mall2/F Ali Mall, Araneta Center, Cubao, Quezon City
Quezon City North EDSA SM City  Annex 15/F Unit 551 Annex 1 Bldg., SM North Edsa, Brgy. Sto. Kristo, Quezon City
Quezon City North EDSA SM City CyberzoneG/F Cyberzone, SM City North Edsa, Quezon City
Quezon City Robinson’s Galleria  1/L East Wing Robinson's Galleria Edsa Cor., Ortigas Avenue, Quezon City 
Quezon City SM City Sta. Mesa #336 SM City Sta. Mesa R. Magsaysay Blvd., Corner Araneta Avenue, Quezon City
Quezon City SM Fairview Stall 223 2/F SM Fairview, Greater Lagro, Quezon City
Rizal SM TaytayUnit 248 2/F SM City Taytay Dolores, Taytay Rizal
Rizal Sta. Lucia East Grand Mall3/F Sta. Lucia East Grand Mall, Marcos Hi-way Corner Felix Avenue, Cainta Rizal 
San Juan City Virramall Greenhills Micro Valley Unit V-33 A Virramall, Greenhills Shopping Center San Juan City
Surigao Rizal St., Brgy. Washington, Surigao City, Surigao del Norte 
Tacloban 1 Door 2 & 3 Washington Trading Bldg., Justice Romualdez St., Tacloban City
Tacloban 2 NC Bldg., Door 5&6 Corner P. Zamora and Paterno St., Tacloban City, Province of Leyte
Taguig Market Market  4/F, Market Market Mall, Fort Bonifacio, Taguig
Tagum 1 Gonzales Bldg., Quezon St., Magugpo Central, Tagum City 
Tagum 2 BranchCentral Warehouse Club, Apohon Road, Tagum City, Davao del Norte 
Tuguegarao 1 Branch#27A-Luna St., Tuguegarao City
Tuguegarao 2 Micro Valley2/F Paseo Reale, Aguinaldo St., Centro 6 Tuguegarao City, Province of Cagayan
Valenzuela SM Supercenter Unit 342, 3/F SM Supercenter Valenzuela, Mc Arthur Hiway Karuhatan Valenzuela, Manila
Vigan City #19 Quezon Avenue, Vigan City, Ilocos Sur
Zamboanga City G/F Jasmin Tower Bldg., Mayor Jaldon St., Zone II, Zamboanga City
Customer support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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