Fixed monthly installments
Convert your new retail and online transactions in fixed monthly installments.
Have your application processed in as fast as 5 banking days.
Low add-on rate
Get as low as 0.99% monthly add-on rate for 36 months.
Use 100% of your available limit
Avail up to 100% of your credit limit.
Real 0% Special Installment Plan (SIP)
100% Bonus Madness Limit
Real 0% S.I.P. at partner home improvement merchants
Real 0% SIP at Partner Department Stores
Special Installment Plan at Partner Health and Wellness Merchants
- Health and wellness
Monthly add-on rate
- Effective Interest Rate (P.A) of 21.01% on a 36-month term.
- A service fee of Php 100 will be charged for each SIP Loan Availment. This fee will be reflected in the succeeding statement of account.
- Effective October 11, 2021, the service fee will be adjusted to Php 300 for each availment. Rates are effective November 3, 2020 until further notice in compliance with BSP Circular 1098.
Loan amount: Php 20,000.00
Term: 12 months
Add-on rate (per month): 1.00%
Effective interest rate (per month): 1.79%
Factor rate: 0.037678
Monthly amortization: Php 1,866.67
Total interest: Php 2,400
Branch advisory: list of open branches as of September 25, 2023
- Branch updates
The new BPI hotline number: 889-10000
BPI, DTI team up for collateral-free loans for SMEs
Changing your spending habits is crucial to getting your own home
- Housing loan and home living