I don't have a BPI account
Check the requirements you need before you visit your nearest BPI branch.
Overview
Required minimum term
35 days
No need to wait long to start earning interest
Required initial deposit
Php
50,000
Amount required to open an account
Required balance to earn interest
Php
50,000
Start growing your funds
Interest rate per annum
varies*
*See interest rates table below
Account features
Automatic roll-over
Your time deposit placement is automatically renewed so getting higher returns becomes hassle-free.
Higher returns
Earn more than a regular savings account with a fixed interest rate.
Best way to save
Curb impulse spending and see your funds grow instead.
| Required daily balance to earn interest | 35 days | 63 days | 91 days | 182 days |
365 days
|
|---|---|---|---|---|---|
| Php 50,000 - Php 499,999 | 0.2500% | 0.2500% | 0.3750% | 0.3750% | 0.5000% |
| Php 500,000 - Php 999,999 | 0.3750% | 0.5000% | 0.5000% | 0.5000% | 0.5000% |
| Php 1,000,000 - Php 4,999,999 | 0.3750% | 0.5000% | 0.5000% | 0.5000% | 0.5000% |
| Php 5,000,000 and above | 0.5000% | 0.6250% | 0.6250% | 0.7500% | 0.7500% |
Open a Peso Auto Renew Time deposit account
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| Deposits are insured by PDIC up to P500,000 per depositor. BPI is regulated by the Bangko Sentral ng Pilipinas