Overview
Required minimum term
5 years

Watch your funds grow over time

Required initial deposit
Php 50,000

Open an account and start earning while you're saving

Interest rate per annum
available in the branches

Visit a BPI branch near you for more details

Account features

Fixed high interest rates

Get higher rates than regular time deposits, giving you protection from ever-changing market rates.

Choose when to withdraw your interest earnings

Interest earnings are credited monthly to a settlement account or paid at the end of the 5-year term.

Tax-free interest for optimized earnings*

No withholding tax on interest earnings.

*Plan Ahead is exclusive for individual accountholders only. Pre-termination or closing of account before the 5-year term ends is subject to interest rate and withholding tax penalties.
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Tools to assist you

Know helpful and important information before opening an account.

Open a Plan Ahead account

Check the requirements you need before you visit your nearest BPI branch.

Please bring the following account opening requirements below:

1. Proof of billing

2. Client may submit only one (1) of the following IDs:

 

For Filipino citizens, photo-bearing and unexpired identification documents:

  • PhilID
  • Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
  • Other identification documents that can be verified using reliable, independent source documents, data or information

 

For Filipino students:

  • PhilID
  • School lD signed by the school principal or head of the educational institution
  • Birth Certificate issued by the Philippine Statistics Authority

 

For foreign nationals:

  • PhilID for resident aliens
  • Passport
  • Alien Certificate of Registration issued by the Bureau of Immigration
  • Other identification documents that can be verified using reliable, independent source documents, data or information

Already have an existing BPI account?

Visit a BPI branch near you

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