Required minimum term
35 days

No need to wait long to start earning interest

Required initial deposit
Php 50,000

Amount required to open an account

Required balance to earn interest
Php 50,000

Start growing your funds

Interest rate per annum

*See interest rates table below

Account features
Automatic roll-over icon.

Automatic roll-over

Your time deposit placement is automatically renewed so getting higher returns becomes hassle-free.


Higher returns icon.

Higher returns

Earn more than a regular savings account with a fixed interest rate.

Best way to save icon.

Best way to save

Curb impulse spending and see your funds grow instead.

Required daily balance to earn interest35 days63 days91 days182 days


365 days


Php 50,000 - Php 499,9990.2500%0.2500%0.3750%0.3750%0.5000%
Php 500,000 - Php 999,9990.3750%0.5000%0.5000%0.5000%0.5000%
Php 1,000,000 - Php 4,999,9990.3750%0.5000%0.5000%0.5000%0.5000%
Php 5,000,000 and above0.5000%0.6250%0.6250%0.7500%0.7500%
Open a Peso Auto Renew Time deposit account

I don't have a BPI account

Check the requirements you need before you visit your nearest BPI branch.

I already have an existing BPI account

Visit a BPI branch near you.

Similar accounts you might be interested in

BPI Foreign Currency Time Deposit

A time deposit account that lets you enjoy higher returns on your Dollars with no risk on your

Plan Ahead Time Deposit

A five-year Peso time deposit with a fixed interest rate for the entire term, protecting you f

BPI Green Saver Time Deposit Account

An environment-friendly 5-year time deposit that gives higher interest rates as you save for a
Need more help?

Get all the help for your banking needs.