Required minimum term
No need to wait long to start earning interest
Required initial deposit
Amount required to open an account
Required balance to earn interest
Start growing your funds
Interest rate per annum
*See interest rates table below

Automatic roll-over
Your time deposit placement is automatically renewed so getting higher returns becomes hassle-free.

Higher returns
Earn more than a regular savings account with a fixed interest rate.

Best way to save
Curb impulse spending and see your funds grow instead.
Check out how much you can earn within a specific time frame.
Please bring the following account opening requirements below:
1. Proof of billing
2. Client may submit only one (1) of the following IDs:
For Filipino citizens, photo-bearing and unexpired identification documents:
- PhilID
- Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
- Other identification documents that can be verified using reliable, independent source documents, data or information
For Filipino students:
- PhilID
- School lD signed by the school principal or head of the educational institution
- Birth Certificate issued by the Philippine Statistics Authority
For foreign nationals:
- PhilID for resident aliens
- Passport
- Alien Certificate of Registration issued by the Bureau of Immigration
- Other identification documents that can be verified using reliable, independent source documents, data or information
Required daily balance to earn interest | 35 days | 63 days | 91 days | 182 days |
365 days
|
---|---|---|---|---|---|
Php 50,000 - Php 499,999 | 0.2500% | 0.2500% | 0.3750% | 0.3750% | 0.5000% |
Php 500,000 - Php 999,999 | 0.3750% | 0.5000% | 0.5000% | 0.5000% | 0.5000% |
Php 1,000,000 - Php 4,999,999 | 0.3750% | 0.5000% | 0.5000% | 0.5000% | 0.5000% |
Php 5,000,000 and above | 0.5000% | 0.6250% | 0.6250% | 0.7500% | 0.7500% |
Check the requirements you need before you visit your nearest BPI branch.
Please bring the following account opening requirements below:
1. Proof of billing
2. Client may submit only one (1) of the following IDs:
For Filipino citizens, photo-bearing and unexpired identification documents:
- PhilID
- Identification documents issued by the Government of the Republic of the Philippines including Its political subdivisions, agencies and instrumentalities
- Other identification documents that can be verified using reliable, independent source documents, data or information
For Filipino students:
- PhilID
- School lD signed by the school principal or head of the educational institution
- Birth Certificate issued by the Philippine Statistics Authority
For foreign nationals:
- PhilID for resident aliens
- Passport
- Alien Certificate of Registration issued by the Bureau of Immigration
- Other identification documents that can be verified using reliable, independent source documents, data or information