Pamana Padala
A remittance solution where you can remit your hard earned salaries and manage remittances effectively.
How to Apply
Required Initial Deposit

Php 500

Required Minimum Monthly ADB

Php 0*

Required Daily Balance to Earn Interest

Php 5,000**

Interest Rate (Per Annum)


*Waived as long as there are four (4) remittances a year.

**USD 500 for US Dollar accounts.

Account features
Save On Remittance Fees

Remit straight to your Pamana Padala account and enjoy lower fees compared to cash pick-up.

Remit Anytime

Transfer funds online or through the BPI Mobile app anytime.

Low Initial Deposit

You only need Php 500 to open an account.

Free Accident Insurance

Get a free personal accident insurance worth Php 100,000 for 90 days.

Free Life Insurance

Get free life insurance coverage of up to Php 300,000 or USD 6,000.

Available in US Dollar
Open a Pamana Padala Savings Account
I don't have a BPI account
Check the requirements you need before you visit your nearest BPI branch.
Learn More
I already have an existing BPI account
Visit a BPI branch near you.
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Frequently asked questions

How to open a Pamana Padala account?

1. Visit any BPI or BPI Family Savings Bank branch near you.
2. Bring the following account opening requirements:
• One (1) original, valid ID with photo and signature
• Proof that you are an Overseas Filipino Worker
• Initial deposit of only Php 500 or USD 500

Check the complete list of deposit rates.

What is the sample proof that you are an Overseas Filipino worker?

You can present any of the following:

• Work Contract
• Work Visa / Work Permit
• Overseas employment certificate (from POEA)
• Seaman's book
• CFO Certificate
• PDOS Certificate
• Local residence ID

Who is eligible to open a Pamana Padala account?

BPI Pamana Padala is a remittance solution exclusive to Overseas Filipino Remitters (i.e. individuals based overseas for employment, 18-55 years old, there is no restriction on the country of destination).

A seafarer's regular allotment will not form part of the remittance count to be entitled to the free Remittance Continuation Plan. Only client initiated remittances will form part of the remittance continuation benefit.

What is remittance continuation benefit?

In case something unfortunate happens to the OF remitter, his family will continue to get remittance for 12 months.*

The account holder will get two types of insurances;

a. By opening an account, the OF remitter will automatically be entitled to a free 90-day Personal Accident Insurance with Php 100,000 coverage.
b. Account holder will be eligible to a free life insurance coverage of up to Php 300,000 for Peso Accounts or USD 6,000 for USD Accounts, effective on the 4th remittance within a 12-month period.

Terms and conditions apply

How do I remit to my Pamana Padala account?

BPI has remittance tie ups located in key areas worldwide so you can remit to your account. Learn more

How do I refer your beneficiary to open a BPI Padala Moneyger account?

BPI Padala Moneyger account is an affordable savings account specially designed for those who receive remittances.

To refer your beneficiary, you will need to provide us their full name and contact details via e-mail at

Who do I contact for inquiries regarding Pamana Padala?

For any product related inquiries or to set an appointment, send us an email at You may also visit the nearest BPI or BPI Family Savings branch in your area.

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