Real 0% SIP is now available Online
You can now pay online in Real 0% SIP with your BPI Credit Card.
Promo Highlights
Real 0% Special Installment Plan

Up to 24 months Real 0% SIP (Available terms vary per merchant)

Buy Now, Pay Later

Pay up to 90 days later when you buy now with your BPI Credit Card.
(Subject to availability at merchant’s site)


Promo Mechanics

1. The Program is open to all BPI Credit Cardholders in good standing with any of the following participating cards:


  • eCredit Mastercard
  • Blue Mastercard
  • Gold Mastercard
  • Platinum Rewards Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card


2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of up to 24 months Real 0% installment at Merchant. Available terms may vary per merchant.


3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

 

Terms and Conditions
a. The SIP Real 0% installment terms may be available for a minimum single-receipt purchase requirement of Php 3,000. (Minimum spend requirement varies per merchant)

b. The installment terms may be available on all regular priced items. Sale and/or promotional items may not be included.

c. All installment transactions are subject to BPI’s approval.


d. Cardholder can choose to avail of the other SIP features:


Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.  


e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.  


You may also avail of up to 24 months Real 0% SIP in-store. Available terms may vary per merchant.


Customer Support

BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.



Promos

Power Mac Center

Enjoy 3, 6, 12 or 24 months Real 0% installment at powermaccenter.com with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Anson's Online

Enjoy 3, 6, or 12 months Real 0% Installment at ansons.ph with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Abenson Online

Enjoy 3, 6, or 12 months Real 0% installment at abenson.com with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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The SM Store Call to Deliver

Enjoy 3 months Real 0% SIP via The SM Store Call to Deliver with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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ShopSM Online

Enjoy 3 months Real 0% SIP at shopsm.com with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Trunc.ph by SSI

Enjoy up to 24 months Real 0% SIP at trunc.ph with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Henry's Camera Online

Enjoy 3 months Real 0% SIP at henryscameraphoto.com with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Ergo Online

Enjoy up to 6 months Real 0% SIP Online at Ergo with your BPI Credit Card. Plus, buy now and pay up to 90 days later. Visit Ergo’s FB page to order.

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Baby Company Online

Enjoy up to 6 months Real 0% SIP at shop.babycompany.ph with your BPI Credit Card. Plus, Buy Now and Pay up to 90 days Later.

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Globe Telecom Online

Enjoy up to 24 months Real 0% SIP at www.globe.com.ph with your BPI Credit Card. Plus, Buy Now and Pay up to 90 days Later.

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Kultura Online

Enjoy up to 6 months Real 0% SIP at www.kulturafilipino.com with your BPI Credit Card. Plus, Buy Now and Pay up to 90 days Later.

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Our Home Online

Enjoy up to 6 months Real 0% SIP at Our Home website with your BPI Credit Card. Plus, buy now and pay up to 90 days later.

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Toy Kingdom Online

Enjoy up to 6 months Real 0% SIP at www.toykingdom.com.ph with your BPI Credit Card. Plus, Buy Now and Pay up to 90 days Later.

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Western Appliance Online

Enjoy up to 12 months Real 0% SIP Online at western.com.ph with your BPI Credit Card.

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Cole Haan Online

Enjoy up to 6 months Real 0% SIP Online at Cole Haan with your BPI Credit Card.

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Time Depot Online

Enjoy up to 6 months Real 0% SIP Online at Time Depot with your BPI Credit Card.

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Crescendo Online

Enjoy up to 6 months Real 0% SIP Online at Crescendo with your BPI Credit Card.

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Datablitz Online

Enjoy 3 months Real 0% SIP Online at Datablitz with your BPI Credit Card.

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Timex Online

Enjoy 3 months Real 0% SIP Online at Timex with your BPI Credit Card.

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Watch Republic Online

Enjoy 3 months Real 0% SIP Online at Watch Republic with your BPI Credit Card.

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Nespresso Online

Enjoy 3 months Real 0% SIP Online at Nespresso with your BPI Credit Card.

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Tessera Online

Enjoy up to 6 months Real 0% SIP Online at Tessera with your BPI Credit Card.

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Standard Insurance Online

Enjoy 3 months Real 0% SIP Online at Timex with your BPI Credit Card.

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Toby’s Sports Online

Enjoy up to 3, 6 and 12 months Real 0% SIP Online at Toby's Sports with your BPI Credit Card.

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Stark Fitness Online

Enjoy up to 12 months Real 0% SIP Online at Stark Fitness with your BPI Credit Card.

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Triple Treat Promo
Switch to a BPI Credit Card now and enjoy at least 30% moneyback and annual fee waivers forever. Plus, transfer your existing card balance for as low as 0% interest.
Apply now