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BPI Foreign Currency Time Deposit
Grow your foreign currency and safekeep your funds with a passbook or enjoy higher returns with time deposit.
Australian dollar
Required minimum term
35
days
Required initial deposit
AUD
1,000
Required balance to earn interest
AUD
1,000
Interest rate
Varies*
p.a.
Interest rates
| Amount (Australian Dollar) | 35 days | 63 days | 91 days | 182 days | 365 days | 2 years |
|---|---|---|---|---|---|---|
| $ 1,000 - $ 9,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 10,000 - $ 49,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 50,000 - $ 99,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 100,000 and above | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% |
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
British pound
Required minimum term
35
days
Required initial deposit
GBP
50,000
Required balance to earn interest
GBP
50,000
Interest rate
Varies*
p.a.
Interest rates
| Amount (British Pound) | 35 days | 63 days | 91 days | 182 days | 365 days | 2 years |
|---|---|---|---|---|---|---|
| £ 1,000 - £ 9,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| £ 10,000 - £ 49,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| £ 50,000 - £ 99,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| £ 100,000 and above | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% | 0.125% |
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
Canadian dollar
Required minimum term
35
days
Required initial deposit
CAD
1,000
Required balance to earn interest
CAD
1,000
Interest rate
Varies*
p.a.
Interest rates
| Amount (Canadian Dollar) | 35 days | 63 days | 91 days | 182 days | 365 days | 2 years |
|---|---|---|---|---|---|---|
| $ 1,000 - $ 9,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 10,000 - $ 49,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 50,000 - $ 99,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 100,000 and above | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% |
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
Chinese yuan
Required minimum term
35
days
Required initial deposit
CNY
1,000
Required balance to earn interest
CNY
1,000
Interest rate
Varies*
p.a.
Interest rates
| Amount (Chinese Yuan) | 35 days | 63 days | 91 days | 182 days | 365 days | 2 years |
|---|---|---|---|---|---|---|
| ¥ 1,000 - ¥ 9,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| ¥ 10,000 - ¥ 49,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| ¥ 50,000 - ¥ 99,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| ¥ 100,000 and above | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% |
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
Hong Kong dollar
Required minimum term
35
days
Required initial deposit
HKD
1,000
Required balance to earn interest
HKD
1,000
Interest rate
Varies*
p.a.
Interest rates
| Amount (Hong Kong Dollar) | 35 days | 63 days | 91 days | 182 days | 365 days | 2 years |
|---|---|---|---|---|---|---|
| $ 1,000 - $ 9,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 10,000 - $ 49,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 50,000 - $ 99,999 | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% | 0.000% |
| $ 100,000 and above | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% | 0.050% |
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
US dollar
Required minimum term
35
days
Required initial deposit
USD
1,000
Required balance to earn interest
USD
1,000
Interest rate
Varies*
p.a.
Interest earnings will be subject to the applicable final withholding tax rate as prescribed by law.
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