-
Home
-
Bank
Explore Bank
-
Types of Accounts
-
Services
-
Apply for a Savings Account
-
-
Cards
Explore Cards
-
Types of Cards
-
Promos
-
Apply for a Card
-
-
Borrow
Explore Borrow
-
Types of Loans
-
Payment Solutions
-
Apply for a Loan
-
-
Invest
Explore Invest
-
Get Started
-
Investment Products
-
Economic Updates
-
-
Protect
Explore Protect
-
Types of Insurance
-
-
Rewards
Explore Rewards
-
Get started
-
Manage rewards
-
-
Ways to Bank
Explore Ways to Bank
-
Digital Banking
-
Other ways to bank
-
-
-
Bank
- Preferred
- Overseas Filipino
- Business Banking
- About BPI
- Related Sites
-
Bank
Explore Bank
-
Types of Accounts
-
Services
-
Apply for a Savings Account
-
-
Cards
Explore Cards
-
Types of Cards
-
Promos
-
Apply for a Card
-
-
Borrow
Explore Borrow
-
Types of Loans
-
Payment Solutions
-
Apply for a Loan
-
-
Invest
Explore Invest
-
Get Started
-
Investment Products
-
Economic Updates
-
-
Protect
Explore Protect
-
Types of Insurance
-
-
Rewards
Explore Rewards
-
Get started
-
Manage rewards
-
-
Ways to Bank
Explore Ways to Bank
-
Digital Banking
-
Other ways to bank
-
-
- Bank
- Transfer Funds to other Banks
Php 25*
24/7
Real-Time
Php 50,000**
No limit**
*The transaction fee is waived for Preferred and Private Banking Clients
**Default transaction amount limit is Php 50,000, but you may transfer up to Php 250,000 per day for regular clients and Php 500,000 per day for Preferred and Private Banking clients. This limit includes cash-ins to other partner apps and websites, loading your own prepaid number and other prepaid numbers. It also includes transfers to other unenrolled BPI accounts, InstaPay transfers, pay eGov, pay on delivery, and BPI to cash.
Instantly transfer funds to your friends, families, or other bank accounts via BPI Online and BPI Mobile app.
Transfer funds anytime, anywhere thru BPI Online or BPI Mobile app.
No need to withdraw money and physically deposit it to another bank.
1. Login using the BPI Mobile app.
2. Go to menu and select “Transfer Money”.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and fill in the details.
5. You may choose any of the following options in sending money to your recipient:
a. By typing in your recipient’s account number
b. By scanning/uploading your recipient’s QR code*
c. By typing in your recipient’s bank-registered mobile number or e-mail address**
6. Confirm the details and authenticate the transaction via Mobile Key.
7. You're done!
*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.
**Available for InstaPay transfers to BPI, Chinabank, RCBC, Unionbank
1. Login to BPI Online or the BPI Mobile app and select “Other Services”.
2. Select “QR Generator”.
3. Select an account to generate QR code*.
4. Create a nickname for your QR Code. QR nicknames can have a maximum of 10 alphanumeric characters.
5. Enter the amount (optional).
6. Select “Generate” then “Save to Device".
7. You're done!
You may now start sending your QR code instead of giving your account number to receive InstaPay transfers*.
*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.,.
1. Login to BPI Online or the BPI Mobile app.
2. Go to menu and select “Other Services”.
3. Under transactions, select “Link a Mobile Number or Email”.
4. Select a deposit account to register and nominate its nickname.
5. Choose whether to link* your registered mobile number or email address to your account.
6. Check details. Tap on “Confirm”.
7. Enter your One-Time PIN (OTP), then select “Submit”.
*You can only link (1) BPI account to your email address and another BPI account to your mobile number.
InstaPay is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer funds up to Php 50,000, between their BPI account and other accounts in participating banks and financial institutions in the Philippines, anytime, anywhere.
1. Login to BPI Online or the BPI Mobile app.
2. Go to menu and select “Transfer Money”.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and fill in the details.
5. You may choose any of the following options in sending money to your recipient:
a. By typing in your recipient’s account number
b. By scanning/uploading your recipient’s QR code*
c. By typing in your recipient’s bank-registered mobile number or e-mail address**
6. Confirm the details and authenticate the transaction via Mobile Key.
7. You're done!
*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.
**Available for InstaPay transfers to BPI, Chinabank, RCBC, Unionbank
You can transfer up to an aggregated amount of Php 250,000* per day. This limit includes cash-ins to other partner apps and websites, load prepaid phone and prepaid card, load other prepaid, transfers to other BPI accounts (unenrolled), Instapay transfers, pay e-Gov, pay on delivery, and BPI to Cash.
*A higher limit is available to Preferred and Private Banking clients.
Note: You may customize your transfer limits. Please see steps on how to set transfer limits.
Funds transferred via InstaPay will be credited to the recipient's account real-time.
In case of non-real-time credits to recipients, you may send us a message or contact our 24-hour BPI Contact Center at (+632) 889-10000 to check the status of the transaction.
You may make InstaPay transfers via QR code to AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.,
I updated my mobile number/e-mail address and unlinked the old one from my account to link a new one. However, I was informed that an InstaPay transfer has been sent to my old mobile number. What will happen to the transaction?
Only the transactions to mobile numbers or e-mail addresses linked to an active account number will push through. In this case, since the old mobile number is already unlinked, the transaction will be rejected.
Yes. You may share your existing BPI QR code with the BPI logo in the middle to receive InstaPay transfers from select local banks*.
Take note that the newly-generated QR code will now show the QR PH logo in the middle.
*Available for InstaPay transfers from Available for InstaPay transfers via QR code from AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank, Land Bank, Maybank, Metro Bank, Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc., Zybi Tech, Inc.
Regular BPI Peso Savings or Checking Account of individuals can be used as a source account for InstaPay for sending and receiving funds.
USD accounts, Time Deposit, Save-up, SBA/Merchant or Collection Accounts, and Prepaid Cards are not eligible to send/receive funds.
See the list of participating banks and financial institutions. You may also visit the BSP website to get regular updates on the participating institutions.
Can I request for funds to be recovered if I entered the incorrect account details and the transaction pushed through?
As long as a valid account number is provided, whether or not it is for the intended recipient, the transaction will be considered final and can no longer be cancelled. Thus, we are recommending the sending clients to verify the details to its recipients first before the actual transaction.
InstaPay and PESONet are two interbank funds transfer services under the National Retail Payment System of the BSP. Here are the differentiating features of InstaPay and PESONet.
In case of rejected transactions or unsuccessful credit, when will the funds be credited back to my source account?
If the transaction is outright rejected (i.e., receiving account does not exist), it will be credited to your source account right away. However, if the recipient bank has specific concerns on the receiving account (i.e.. on-hold accounts, etc.), it will be credited back to your source account within 3 banking days. The amount that will be credited will be net of the transaction charge.
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Transfer funds via PESONet
Keep your business running smoothly by electronically transferring funds to other local banks.
LEARN HOWFor inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
BPI is a proud member of