VYBE is BPI’s one-stop lifestyle app that makes your everyday digital banking more rewarding. Its e-wallet feature allows you to do secure, cashless, and quick day-to-day payment transactions. Easily redeem exciting rewards by using your points earned from availing and using various BPI products and services.

Only BPI Online and BPI Mobile users are eligible to register to VYBE. If you are not enrolled to BPI Online, click here to learn how.

1. Download the VYBE app from the Google Play Store or the Apple App Store.
2. Open the app and "Join the VYBE".
3. Enter your BPI Online username and password.
4. Enter the 6-digit code sent via SMS to your BPI Online registered mobile number.
5. Nominate a 4-digit MPIN and confirm.
6. Read the Terms and Conditions and Privacy Policy. Agree by ticking the box.
7. Proceed to login to start using VYBE.

Note: VYBE app is available to smartphone devices with the following OS versions: iOS: 12.0 and up and Android: 9.0 and up.

You can only have one (1) VYBE account and it can only be accessed from one device at any given time.

Your Mobile Personal Identification Number or MPIN is a 4-digit code that you will use to sign-in to your VYBE app. This will be nominated upon registration. For your protection, do not share your MPIN with anyone.

With your VYBE app, you can enjoy the following features:

1. Add and send money to and from your BPI account for free.
2. Send and request money from other VYBE app users.
3. Scan our partner merchants’ QR Ph codes to pay, when you shop or dine.
4. Earn rewards points and redeem vouchers, discounts, and more from your favorite brands.

More features will be launched soon.

Add Money to your VYBE wallet using your BPI Online account or BPI Mobile app by following these steps:

1. Login to BPI Online or the BPI Mobile App
2. Tap "Payment / Load".
3. Tap "Load e-Wallet".
4. Provide the following details:
a. Load from: Choose your desired source of funds.
b. Load to: Select "VYBE" from the e-Wallet list.
c. Reference number: Enter your mobile number registered to your VYBE account using the format “63xxxxxxxxxx”.
d. Load amount: Enter your desired load amount.
5. Review your transaction details.
6. Authorize the transaction via your mobile key.
7. A confirmation page shall be displayed.

You can keep a maximum of Php 30,000 in your VYBE wallet at any given time. Incoming transactions that exceed this limit will be rejected.

Your VYBE wallet also has a monthly incoming limit of Php 100,000 which covers Add Money and Send Money transactions. This resets every start of the month.

Yes. All VYBE transactions are credited and debited in real-time. Ensure that you have a stable network connection when you make transactions. Should you still encounter issues, kindly allow BPI to adjust your wallet in two (2) banking days after the date of transaction.

No. Once you have confirmed the transaction, it cannot be reversed.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.