Visa Holiday Shop Anywhere: FAQs

*A minimum single receipt spend of PHP 1,000 is required to qualify for the Main Reward spend accumulation.

**eGC rewards are available in PHP 500 denominations for Main Reward Tiers 1 to 5 and Bonus Rounds 1 and 2. For S&R, eGC rewards are available in PHP 1,000 denominations.

A minimum of single-receipt straight purchase of PHP 1,000 and a minimum single-receipt Flexipay at merchant purchase of PHP 3,000 is required for every qualified spend.

Each cardholder will have access to the two (2) Main Reward Tiers, which will be reflected in the BPI Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App. Select cardholders may also be assigned an additional Special Tier, which will likewise be reflected in the eGC Hub

Standard Main Reward Tiers:
 

For select cardholders, they may be assigned with any of the following additional Special Tier on top of the Standard Main Reward Tiers:

Main Reward Tiers with Additional PHP 30,000 Special Tier:

Main Reward Tiers with Additional PHP 50,000 Special Tier: 
 

Main Reward Tiers with Additional PHP 150,000 Special Tier:

Note: Assignment of additional Special Tiers is system-generated and based on the cardholder's profile and behavior. Cardholders who qualify for the Special Tier will only be eligible for the reward of their assigned tier, as well as the Standard Main Reward Tiers. 

However, rewards earned from Special Tiers form part of the overall Main Reward structure and do not increase the maximum Main Reward of PHP 5,000 eGCs available under the promo. One-time claim and redemption will still apply.

Posted transactions from below are included in the promo:

• Local Retail Transactions (Straight) 
• Foreign Currency Purchases (Straight) 
• Online or Internet Transactions 
• Flexipay transactions at Merchant 
• Auto Charge 
• Mail Order/Telephone Order (MOTO) 

The following transactions are excluded in the promo: 

MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards.
 

The number corresponds to the type of business or service the company offers.

The Principal Cardholder can register from November 9, 2026 to February 8, 2027.

To qualify for the promo, the Principal Cardholder must register to the promo via the upgraded Oh My Deals! (OMD) App (no promo code needed) or via SMS by using a unique alphanumeric promo code sent by BPI to his/her BPI registered mobile number and/or email based on BPI Credit Cards’ system records.

A. Via the upgraded Oh My Deals! App
 

1. Download/update to the upgraded Oh My Deals! (OMD) App by BPI Cards from the Google Play Store or Apple App Store

2. Log in with your BPI online credentials

3. Go to the Missions section and click the “Visa Holiday Shop Anywhere” banner.

4. Afterwards, click on the “Join Now” button to register for the promo (no promo code needed). 

Note: 

• Cardholders using the previous version of the Oh My Deals! (OMD) App by BPI Cards may update the app through the Google Play Store or Apple App Store to access the upgraded version.
• Principal Cardholders must have a BPI Online account to register via the upgraded Oh My Deals! App. Don't have a BPI Online account yet? View the complete guide on how to open a BPI Online account or visit the nearest BPI branch.

B. Via Text-In
 

1.    Text BPI<SPACE>VISAREG<SPACE><8 ALPHANUMERIC PROMO CODE> to 225687.

2. EX: BPI VISAREG 1234ABCD

3. A confirmation text message from Giftaway will be sent confirming receipt of registration

Note: If you do not receive an SMS/email confirmation from Giftaway within one (1) hour of your SMS registration attempt, please verify that the promo code, registration syntax, and recipient number were entered correctly. If all details are correct and you still have not received confirmation, you may try registering again via SMS or through the upgraded Oh My Deals! App.

To register for the promo and access the BPI Shop Anywhere eGC Hub under the Missions section, the Principal Cardholder must first log in to the upgraded Oh My Deals! App. If no "Join Now" button appears after clicking the promo banner, the cardholder is likely viewing the app in Guest Mode, which does not require a login or is using a previous version of the app. The cardholder needs to update the app by going to their device’s Google Play Store or Apple App Store. 

If the Principal Cardholder is unable to log in because they do not yet have a BPI Online account, they will need to create one first. For instructions on how to enroll, please visit the BPI Online Banking Guide or visit the nearest BPI branch for assistance.

Note: Only the Principal Cardholder may register for and access the BPI Shop Anywhere eGC Hub in the Missions section of the upgraded Oh My Deals! App. 

Once you have received an SMS and/or email registration confirmation from Giftaway within one (1) hour of your successful SMS registration, you may access your BPI Visa Shop Anywhere eGC Hub by downloading or updating to the latest version of the Oh My Deals! (OMD) App and logging in using your BPI Online credentials. If you have already updated your Oh My Deals! App and have previously logged in using your BPI Online credentials, you may simply log in to the app again to access the eGC Hub.

Once logged in: 

1. Go to the Missions section of the app. 

2. Click the Visa Holiday Shop Anywhere banner to open your BPI Visa Shop Anywhere eGC Hub. 

For a faster login experience, cardholders who have previously logged in and enabled a 4-digit PIN, Face ID, or Fingerprint Authentication may simply use these credentials to re-access the upgraded Oh My Deals! App. Once logged in, follow the same steps above by navigating to the Missions section and clicking the Visa Holiday Shop Anywhere banner to access your eGC Hub. 

This is where you can track your spend progress, view available rewards, and access your redeemed eGCs.

Each Principal Cardholder will have one (1) unique promo code. Multiple BPI Visa Credit Cards sharing the same customer number will be considered as one unique customer.

The Principal Cardholder must choose among the featured accumulated spend eGC partners in dining, shopping, essentials and eCommerce categories.

Earned eGCs can be redeemed within sixty (60) days from the posting date of the same at the Shop Anywhere eGC Hub. Each eGC will have a redemption period displayed in the eGC Hub. 

a. For the Main Accumulated Spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Shop Anywhere eGC Hub in the Missions sections of the upgraded Oh My Deals! App.
 

b.  For the Bonus eGCs, redemption can be made within sixty (60) days from the date of completion of the Bonus Rounds (Flexipay merchant transaction, Category Spend, and Million Spender) or unlocking of the bonus eGCs in the BPI Shop Anywhere eGC Hub. The validity date will be visible in the eGC hub for the Principal Cardholder’s reference.

A. Once the Principal Cardholder is logged in the upgraded Oh My Deals! App and already inside the BPI Shop Anywhere eGC hub, they may proceed in selecting their desired Main Reward tier wherein:
 

• Upon selecting “Claim Now”, the cardholder will be presented with a confirmation banner, reminding the customer that they can only claim one reward tier and can no longer claim the rewards for the next tier upon finalization of the claiming by typing “YES” to proceed.
• They will be redirected to an eGC catalog of merchants to which they can either do partial or full redemption of their rewards. 
• Upon successful redemption of their preferred merchant eGCs, an instruction message will appear, prompting the cardholder to do the following:
  • Go to the “Redemptions” tab on the promo homepage
  • Click “Open Reward” to access their eGC(s) and view more details.
  • Clicking “Open Reward,” will redirect to their eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGift/redemption code, directions on how to use the eGift, etc. Specific redemption instructions are provided for each merchant.
     

B. The redemption code is transferable to the cardholders' nominated recipient as long as he/she meets the requirements in using the redemption code and subject to the merchant’s terms and conditions.

The Principal Cardholder can earn up to a maximum of PHP 5,000 worth of eGCs from the accumulated spend round (in PHP 500 denominations, except S&R which is in PHP 1,000 denomination). All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption portal, shall apply. The Principal Cardholder is only allowed to claim and redeem once. Once a valid redemption has been made, the Principal Cardholder will no longer qualify to accumulate spend and will no longer qualify for the next tier.

No. The eGCs can only be used once.