Spend and Spark Rewards Promo

Promo Period: August 25, 2026 to November 25, 2026.

Redemption Period: The Cardholder has sixty (60) days from the date of earning/posting of the eGCs at OMD app wallet to redeem. Once claimed, the eGCs will be visible on the OMD wallet and are valid for sixty (60) days for redemption at participating merchant.

Mechanics

1. The Promo is open to pre-selected BPI Credit Cardholders who can view the promo offer in the Missions Page in the new Oh My Deals! app by BPI Cards (OMD). A cardholder will be eligible for a reward based on the mission that they will see in the OMD app.

Cardholder will see the Spend & Spark Mission on the Missions Tab based on their assigned/eligible offer and must tap on “Join Now” to register for the promo

BPI Credit Cards

• BPI Amore Cashback Card
• BPI Amore Platinum Cashback Card
• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards Card
• Petron BPI Card
• BPI Platinum Rewards Card
• BPI Rewards Card
• BPI Signature Card
• BPI Signature Wealth Card
• Robinsons Cashback, powered by Visa

2. BPI Credit Cardholders are entitled to an eGC reward based on their assigned/eligible offer, once they meet the accumulated spend mission within the Promo Period:

Cardholder will see the Spend & Spark Mission on the Missions Tab based on their assigned/eligible offer and must tap on “Join Now” to register in the promo

The eGC Reward value = PHP 50 denomination (For Offers 1 & 3); PHP 100 denomination (For Offers 2, 4 & 5)

Sample Transactions: 

3. Promo is open to Pre-selected Principal BPI Credit Cardholders during the promo period.

4. The following transactions qualify for the promo, including but not limited to: 

6. Qualified transactions are posted in the Oh My Deals! app within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI's system

7. Once the mission is completed, the cardholder will be eligible to claim the corresponding eGC/s based on their assigned spend mission.

8. Upon redeeming the eGC, the same shall appear in the OMD app Wallet

9. Choose from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories: 

a. PHP 50 denomination (For Offers 1 & 3)

b. PHP 100 denomination (For Offers 2, 4 & 5) 

1. To qualify for the offer, the Pre-selected Principal BPI Credit Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.

2. The offer is not convertible to cash or credit.  It may not be exchanged with any other product. 

3. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired, or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended. 

4. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.  

5. Terms and conditions governing the issuance and use of BPI Credit Card and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

1. To redeem their rewards, the Principal Cardholder must login to the Oh My Deals! app, go to their promo, and redeem the unlocked eGCs per qualified merchant.

2. Redemption period is within sixty (60) days from the date of posting the eGC at the Oh My Deals! app.

3. For eGC rewards, the Principal Cardholder must choose from the list of participating merchants and locations as found on their eGC. 

• The Cardholder must click “CLAIM”
• A confirmation page will prompt and click on OPEN REWARD to view your Giftaway Universal eGCs in the Oh My Deals! app Wallet
• Upon clicking the voucher you will be redirected to your eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGift/redemption code, directions on how to use the eGift, etc. Specific redemption instructions are provided for each merchant.

**The eGC is for one-time use only.

4. All terms and conditions relating to the use of eGC code redemption, as indicated in the redemption eGC Hub, shall apply.

A transfer fee will be applied to redeemed eGCs used on ShopeePay

5. The status of each qualified eGC will be reflected in the Oh My Deals! app wallet e.g. Active, Used, Expired.  

6. The eGC is not valid in conjunction with any ongoing promos.

7. All earned but unredeemed eGCs will expire and be deactivated sixty (60) days from the date of posting in the Oh My Deals! app. 

8. All unredeemed eGCs at partner merchants will be deactivated sixty (60) days from the date of redemption in the Oh My Deals! app wallet. 

9. Once a redemption is made, it cannot be canceled, reversed, or applied to another item, or eGC. 

10. The Principal Cardholder is responsible for safekeeping his/her eGCs. BPI and the Merchant partner shall not replace the redeemed eGC code. 

11. BPI will not send notifications via SMS and/or email on the expiry of the earned eGCs. It is the responsibility of the principal cardholder to track the expiry of their rewards. Earned rewards can be redeemed up to 60 days from the date of posting of the rewards in the Oh My Deals! app.

12. BPI will not accommodate cardholder requests in re-sending eGCs due to reasons such as, but not limited to:

a. Lost, stolen or defective mobile device

b. Expired eGCs

c. The eGC was successfully sent to the principal cardholder’s registered contact information in BPI’s system, but the contact information is no longer in use by the cardholder without updating his/her records with BPI.

• Should the principal cardholder request for a change in his or her mobile number during the promo period, only succeeding earned eGC rewards will be sent to the updated contact information.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-265781, Series of 2026.